Welcome to our dedicated page for First Community SEC filings (Ticker: FCCO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Locating loan-quality metrics or branch-level deposit trends inside First Community’s SEC documents shouldn’t take all afternoon. Investors typically start with one question: “Where can I find details on First Community insider trading Form 4 transactions or its latest net interest margin?” This page answers that and more in one place.
Stock Titan’s AI instantly breaks down every filing, from a First Community annual report 10-K simplified to the newest First Community quarterly earnings report 10-Q filing. Our platform highlights credit-loss reserves, community loan growth, and local economic exposure—information often buried deep in the footnotes. Need real-time alerts? You’ll see First Community Form 4 insider transactions real-time the moment executives buy or sell shares, alongside concise summaries that translate technical language into plain English.
Use the navigation below to jump straight to what matters:
- Form 4 feed for First Community executive stock transactions Form 4
- AI-guided commentary on each First Community 8-K material events explained
- Side-by-side revenue and NIM trends inside our First Community earnings report filing analysis
- Clear breakdowns of board pay within the First Community proxy statement executive compensation
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First Community SEC filings explained simply: save hours, spot trends sooner, and make informed decisions with clarity.
First Community Corporation (FCCO) disclosed a definitive Agreement and Plan of Merger, dated 13 July 2025, to acquire Signature Bank of Georgia through a bank-level merger. Signature Bank will merge into First Community Bank, FCCO’s wholly owned subsidiary, with First Community Bank surviving.
Consideration structure: each Signature Bank common share will convert into 0.6410 FCCO common shares; fractional shares will be paid in cash. All outstanding Signature Bank stock options will be cashed out for the in-the-money value (or $0.01 per share if out-of-the-money), net of withholding taxes.
Key deal terms and protections:
- The transaction requires approvals from FCCO and Signature Bank shareholders, state and federal banking regulators, and other customary conditions.
- Boards of FCCO, First Community Bank and Signature Bank unanimously approved the Agreement.
- Termination fee: if the Agreement is terminated under specified circumstances, Signature Bank must pay FCCO $1.6 million.
- Dissenters’ rights: FCCO may walk away if >10% of Signature shares give notice of intent to dissent.
- Support Agreements: directors and executive officers of Signature Bank (holding ~44.81 % of outstanding shares) agreed to vote in favor of the merger and not transfer their shares.
Governance & people: Two Signature directors will join the boards of FCCO and First Community Bank at closing. Selected Signature executives have signed employment agreements effective at closing, and a retention bonus plan will be implemented for critical employees. Non-competition agreements will be executed with all Signature directors except its CEO.
Exhibits: the full Merger Agreement (Exh. 2.1), an investor presentation (Exh. 99.1) and a press release (Exh. 99.2) accompany the Form 8-K. FCCO will later file an S-4 registration statement containing a joint proxy statement/prospectus to solicit shareholder approvals.
Next steps: preparation and mailing of the joint proxy statement/prospectus, receipt of shareholder and regulatory approvals, and completion of integration planning.
Form 4 filing (FCCO): Director Leland E. Reynolds elected to defer board compensation, receiving 226 deferred stock units on 06/30/2025 at a reference price of $24.32 per share under First Community Corporation’s Amended & Restated Non-Employee Director Deferred Compensation Plan. His total beneficial ownership rises to 29,965 shares, which includes 942 deferred units (with 4 units credited as dividend equivalents during Q2-2025). No derivative securities or sales were reported. The transaction is classified as an “A” (acquisition), executed directly, and reflects routine compensation deferral rather than an open-market purchase.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc., is offering Autocallable Contingent Coupon Equity-Linked Securities (Series N) linked to Tesla, Inc. (TSLA). Each unlisted, unsecured senior note has a $1,000 face amount, prices at par on 3 Jul 2025 and, unless called earlier, matures on 6 Jul 2028.
Income profile: The note pays a 22.75% p.a. contingent coupon (5.6875% quarterly) only if TSLA’s closing price on the relevant valuation date is at or above the Coupon Barrier of $190.596 (60 % of the $317.66 initial value). Miss the barrier on any quarter and that coupon is skipped.
Autocall mechanics: On 11 scheduled potential autocall dates (first: 30 Sep 2025) the note is automatically redeemed at $1,000 plus the coupon if TSLA closes at or above the initial value. Frequent observation increases call probability and may truncate income if TSLA performs well.
Principal repayment: • If not called and TSLA on the final valuation date (30 Jun 2028) is ≥ the Final Barrier of $190.596, investors receive par plus the final coupon.
• If TSLA is < Final Barrier, repayment equals $1,000 × (1 + Underlying Return); losses increase one-for-one with TSLA’s decline and can reach 0.
Credit & pricing: All cash-flows depend on the credit of Citigroup Global Markets Holdings Inc. and Citigroup Inc. The estimated value on pricing date is $981.90 (98.19 % of issue price), reflecting distribution costs (up to $20 underwriting fee), internal funding spread and hedging profits. The notes will not be listed; secondary liquidity, if any, will be provided solely by the underwriter.
Risk highlights:
- Full downside to TSLA below the 60 % barrier; no principal protection.
- Coupons are contingent; investors may earn far less than the headline 22.75 % rate.
- Early redemption risk caps positive carry if TSLA trades strongly.
- Credit exposure to Citigroup entities and unequal market-making dynamics.
- Tax treatment uncertain; non-U.S. investors face potential 30 % withholding.
The instrument suits sophisticated investors seeking high conditional yield, willing to accept equity risk on a single volatile name, early-call uncertainty, limited liquidity and Citigroup credit exposure.
Citigroup Global Markets Holdings Inc., guaranteed by Citigroup Inc. (NYSE: C), has filed a Rule 424(b)(2) pricing supplement for a small ($514,000 total) issuance of Autocallable Securities Linked to the Worst Performing of the Nasdaq-100 Index and the S&P 500 Index. The notes are part of the issuer’s Medium-Term Senior Notes, Series N program.
Key structural terms
- Stated principal: $1,000 per note; issue price equals par.
- Tenor: up to three years, pricing 30-Jun-2025, maturity 06-Jul-2028 unless called.
- Automatic early redemption: triggered on any of the first two annual valuation dates if the worst-performing underlying closes at or above its initial level. Redemption amount equals par plus a fixed premium of 11.15% (year 1) or 22.30% (year 2).
- Final payout if not redeemed: • Par + 33.45% premium if the worst performer closes ≥ initial level on the final valuation date.
• Par only if final level is < initial but ≥ barrier (70% of initial).
• 1-for-1 downside exposure below the barrier, potentially losing the entire principal. - Underlyings & initial levels (30-Jun-2025): Nasdaq-100 22,679.01; S&P 500 6,204.95. Barrier levels are therefore 15,875.307 and 4,343.465 respectively.
- Listing: None; liquidity will rely solely on Citigroup Global Markets Inc. (CGMI) making a market.
- Estimated value: $983.00 (1.7% below issue price) reflecting internal funding rate and hedging costs; underwriting fee up to $12 per note.
Risk highlights
- No interest payments; limited upside to fixed premiums.
- Full downside to worst-performing index below 70% barrier; no basket averaging.
- Credit exposure to both Citigroup Global Markets Holdings Inc. and Citigroup Inc.
- No secondary exchange listing; investors may face illiquidity and bid/ask discounts.
- Estimated value below issue price points to negative carry at inception.
Materiality: Given Citigroup’s multi-billion-dollar balance sheet, the $0.5 million issuance is immaterial to shareholders. The document is chiefly relevant to prospective note purchasers seeking equity-linked yield with contingent protection.
On 2 July 2025, First Community Corp (FCCO) filed a Form 4 showing that director Thomas Carlton Brown was credited with 164 deferred stock units on 30 June 2025 under the company’s Amended and Restated Non-Employee Director Deferred Compensation Plan. The units were valued at a reference price of $24.32, reflecting the amount of director fees Brown elected to defer for the second quarter of 2025.
Following this routine, non-cash transaction, Brown’s total beneficial ownership stands at 40,270 FCCO common shares, of which 8,326 are deferred stock units. The filing reports the holdings as direct and notes that deferred stock units accrue dividend equivalents in additional units. Because the action merely converts earned fees into equity units and involves a small number of shares, it is considered administratively routine with negligible impact on the company’s share structure or valuation.
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