First Community SEC Filings

First Community Corporation (FCCO) furnished an investor presentation as Exhibit 99.1 under Regulation FD. Management plans to use the materials during meetings with investors on November 5–7, 2025 at the Hovde Group Financial Services Conference in Naples, Florida.

The materials are furnished, not filed, with the U.S. Securities and Exchange Commission.

First Community Corporation announced quarterly results and declared a cash dividend for the third quarter of 2025. The Board approved a $0.16 per share dividend on common stock, payable on November 18, 2025 to shareholders of record as of November 4, 2025.

The company also furnished an earnings press release for the period ended September 30, 2025 as Exhibit 99.1.

First Community Corporation director Reynolds E. Leland received 267 deferred stock units under the company’s Non-Employee Director Deferred Compensation Plan, calculated by dividing his deferred third-quarter compensation by the company’s consolidated closing bid price of $28.16. After the crediting, the reporting person beneficially owns 30,238 shares or share-equivalents, which includes 1,215 deferred stock units in the plan (including 6 dividend-equivalent units credited during the third quarter). Deferred stock units accrue dividend equivalents and will be converted into one share of common stock per unit upon distribution from the plan.

First Community Corporation (FCCO) director Chimin J. Chao received 364 deferred stock units credited under the company’s Non-Employee Director Deferred Compensation Plan for compensation deferred in Q3 2025, calculated using the consolidated closing bid price of $28.16 on September 30, 2025. The filing reports 59,492 shares beneficially owned following the transaction, and identifies 42,983 shares as indirectly owned by the Yuhjen Jane Chao Family Trust. The filing notes the reporting person also holds 51,011 deferred stock units under the plan, including 307 credited as dividend equivalents in Q3 2025, and that deferred units will convert one-for-one to shares upon distribution.

First Community Corporation and Signature Bank of Georgia have signed an Agreement and Plan of Merger under which Signature Bank will merge into First Community Bank with First Community Bank surviving. Signature Bank shareholders will receive 0.6410 shares of First Community common stock per Signature share (no fractional shares; fractional interests paid in cash based on a 10-day VWAP calculation). First Community shareholder approval requires 66 2/3% of votes; Signature Bank approval requires a majority of outstanding shares. Record dates and a special meeting are set for eligible shareholders; First Community's special meeting is scheduled for November 19, 2025. Closing is conditioned on regulatory approvals, SEC effectiveness of the S-4 registration statement, Nasdaq listing of issued shares, receipt of tax opinions, and other customary conditions, with closing no earlier than January 8, 2026. The agreement includes a $1.6 million termination fee, employment and retention arrangements for certain Signature executives, estimated aggregate change-in-control payments of ~$2.4 million, indemnification and six years of tail D&O insurance, and anticipated accounting treatment under the acquisition method with goodwill expected for excess purchase price.

First Community Corp (FCCO) director Todd Roderick M Jr reported sales of common stock on 09/11/2025. The filing shows two dispositions: 455 shares sold at $27.99 and 1,224 shares sold at $28, leaving the reporting person with 11,866 shares beneficially owned. The Form 4 is signed by an attorney-in-fact and lists the reporter as a director.

First Community Corporation and Signature Bank of Georgia have entered into a definitive merger agreement dated July 13, 2025. Under the agreement, Signature Bank will merge into First Community Bank with First Community Bank as the surviving bank and Signature Bank common shares converting into the right to receive 0.6410 shares of First Community common stock per Signature share, with fractional shares cashed out based on a 10-day volume-weighted average price prior to closing.

The merger is subject to regulatory approvals, satisfaction of closing conditions and required shareholder votes (First Community requires 66 2/3% approval; Signature Bank requires a majority). The closing will occur no earlier than January 8, 2026. Boards of both companies recommend voting FOR the merger. The agreement includes cash-out of Signature stock options, estimated change-in-control payments and specified employment agreements and retention bonuses for certain Signature executives. A $1.6 million termination fee is provided under certain circumstances.

Fourthstone and related entities report a disclosed, passive stake in First Community Corporation (FCCO). The filing shows 559,185 shares beneficially owned by Fourthstone LLC and related reporting persons, representing 7.28% of the class based on 7,681,601 shares outstanding per the issuer's disclosure. The holding is recorded as shared voting and dispositive power; sole voting and sole dispositive power are reported as 0.

The Schedule 13G indicates the stake is held in the ordinary course by an investment adviser and related funds and is not intended to influence control of the company. Ownership is recorded across multiple Fourthstone vehicles and an individual reporting person, with detailed allocations provided in the filing.

First Community Corporation (FCCO) reported stronger results for the quarter ended June 30, 2025 with consolidated assets of $2,046,265 thousand, up from $1,958,021 thousand at year-end 2024. Net interest income rose to $15,324 thousand for the quarter as loan interest income and short-term investment yields increased. The company earned $5,186 thousand for the quarter and $9,183 thousand year-to-date, compared with $3,265 thousand and $5,862 thousand in the prior-year periods, producing basic EPS of $0.68 for the quarter and $1.20 for six months.

Loans held-for-investment totaled $1,260,055 thousand with an allowance for credit losses of $13,330 thousand and total deposits of $1,754,041 thousand. The firm recorded net unrealized losses in its securities portfolios but recognized $3,010 thousand of unrealized gains on available-for-sale securities year-to-date, reducing accumulated other comprehensive loss to $(21,863) thousand. The company uses interest rate swaps as fair value hedges; swap notional totaled $169.8 million with a positive fair value of $280 thousand at June 30, 2025. Subsequent to the balance sheet date, FCCO announced a July 13, 2025 merger agreement to acquire Signature Bank of Georgia, a transaction that would create a pro forma company with approximately $2.3 billion in assets, $1.5 billion in loans, and $2.0 billion in deposits.