Every 10-Q that First Community Corp (FCCO) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow FCCO and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FCCO filings page.
First Community Corporation reported higher profitability for the quarter ended June 30, 2026. Net income was $7.6 million versus $5.2 million a year earlier, and diluted EPS was $0.80 versus $0.67. For the first six months, net income reached $13.1 million, compared with $9.2 million in 2025.
Total assets grew to $2.37 billion from $2.06 billion at December 31, 2025, and loans held-for-investment increased to $1.58 billion. Deposits rose to $2.02 billion. The January 2026 acquisition of Signature Bank of Georgia added approximately $229.3 million of assets and $228.2 million of deposits and created a new Government Guaranteed Lending segment.
Credit quality metrics remained strong, with non‑accrual loans of $300 thousand on a loan portfolio of $1.58 billion and an allowance for credit losses on loans of $18.5 million. Operating expenses increased, including $2.1 million of merger costs in the first half, and net cash used in operating activities was $4.6 million.
First Community Corporation reported stronger quarterly results while closing a significant bank acquisition. For the three months ended March 31, 2026, net income was $5.5 million compared with $4.0 million a year earlier, and diluted earnings per share were $0.59 versus $0.51.
Total assets rose to $2.39 billion from $2.06 billion at December 31, 2025, driven largely by the all‑stock acquisition of Signature Bank of Georgia, which added fair value assets of about $280 million and deposits of about $230 million. Loans held‑for‑investment increased to $1.55 billion, while total deposits reached $2.05 billion.
Net interest income grew to $18.4 million from $14.4 million, supported by higher loan balances, but noninterest expense increased to $17.0 million, including $1.6 million of merger costs. The company recognized $14.8 million of goodwill and $2.6 million of intangibles from the acquisition and corrected certain preliminary purchase accounting amounts from its April 22, 2026 earnings release without changing previously reported net income or earnings per share.
First Community Corporation (FCCO) reported Q3 2025 results. Net income was $5.2 million versus $3.9 million a year ago, and diluted EPS was $0.67 versus $0.50. Net interest income rose to $16.0 million from $13.4 million as deposit interest expense eased year over year. The provision for credit losses was $0.2 million compared to a small release last year. Noninterest income was $4.5 million, while noninterest expense was $13.7 million, including $0.6 million of merger expense.
For the nine months, net income was $14.4 million (diluted EPS $1.85) versus $9.7 million ($1.26) in 2024. On the balance sheet at September 30, 2025, assets were $2.07 billion, deposits $1.77 billion, and loans held-for-investment $1.28 billion. The allowance for credit losses on loans was $13.5 million. Accumulated other comprehensive loss improved to $(20.2) million from $(25.5) million at year-end. Shares outstanding were 7,689,694 as of November 7, 2025.
First Community Corporation (FCCO) reported stronger results for the quarter ended June 30, 2025 with consolidated assets of $2,046,265 thousand, up from $1,958,021 thousand at year-end 2024. Net interest income rose to $15,324 thousand for the quarter as loan interest income and short-term investment yields increased. The company earned $5,186 thousand for the quarter and $9,183 thousand year-to-date, compared with $3,265 thousand and $5,862 thousand in the prior-year periods, producing basic EPS of $0.68 for the quarter and $1.20 for six months.
Loans held-for-investment totaled $1,260,055 thousand with an allowance for credit losses of $13,330 thousand and total deposits of $1,754,041 thousand. The firm recorded net unrealized losses in its securities portfolios but recognized $3,010 thousand of unrealized gains on available-for-sale securities year-to-date, reducing accumulated other comprehensive loss to $(21,863) thousand. The company uses interest rate swaps as fair value hedges; swap notional totaled $169.8 million with a positive fair value of $280 thousand at June 30, 2025. Subsequent to the balance sheet date, FCCO announced a July 13, 2025 merger agreement to acquire Signature Bank of Georgia, a transaction that would create a pro forma company with approximately $2.3 billion in assets, $1.5 billion in loans, and $2.0 billion in deposits.