[8-K] First Community Corp Reports Material Event

Rhea-AI Filing Summary

On 23 July 2025, First Community Corporation (Nasdaq: FCCO) filed an 8-K to disclose that its Board approved a routine quarterly cash dividend. Shareholders will receive $0.16 per common share, payable 19 Aug 2025 to investors of record on 5 Aug 2025. The company simultaneously issued a press release with financial results for the period ended 30 June 2025, though the filing does not include specific earnings or balance-sheet figures.

No other material transactions, leadership changes or strategic announcements were reported. The filing primarily consists of customary forward-looking-statement language and an exhibit list referencing the earnings press release (Exhibit 99.1). Accordingly, the sole actionable item for investors is the confirmed continuation of the cash dividend program, which signals management’s confidence in ongoing cash-flow generation but conveys limited insight into underlying operating trends.

Insights

Financial Analyst

TL;DR: FCCO’s 8-K confirms a routine $0.16 quarterly dividend; no financial metrics released, impact modest.

The 8-K offers little beyond the dividend declaration. A $0.16 payout is consistent with recent quarters and suggests stable earnings and capital levels, yet investors gain no visibility into Q2 profitability, asset quality or net-interest margin until the referenced press release is reviewed. Dividend continuity is mildly supportive for income-oriented shareholders but unlikely to shift valuation or trading momentum in isolation. With no disclosure of strategic initiatives, credit developments or guidance, I classify the filing as informational and not materially impactful for most investment models.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): July 23, 2025

   First Community Corporation   

(Exact name of registrant as specified in its charter)

   South Carolina   

(State or other jurisdiction of incorporation)

	000-28344		57-1010751
	(Commission File Number)		(IRS Employer Identification No.)
	5455 Sunset Blvd, Lexington, South Carolina		29072
	(Address of principal executive offices)		(Zip Code)

   (803) 951-2265   

(Registrant’s telephone number, including area code)

   Not Applicable   

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class	Trading Symbol(s)	Name of exchange on which registered
Common stock, par value $1.00 per share	FCCO	The Nasdaq Stock Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition.

On July 23, 2025, First Community Corporation (the “Company”), holding company for First Community Bank, issued a press release announcing its financial results for the period ended June 30, 2025. The Company announced that the Board of Directors has approved a cash dividend for the second quarter of 2025. The Company will pay a $0.16 per share dividend to holders of the Company’s common stock. This dividend is payable on August 19, 2025 to shareholders of record as of August 5, 2025.

A copy of the press release is attached hereto as Exhibit 99.1.

FORWARD-LOOKING STATEMENTS

Certain statements in this report may contain “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, such as statements relating to future plans, goals, projections and expectations, and are thus prospective. Forward looking statements can be identified by words such as “anticipate”, “expects”, “intends”, “believes”, “may”, “likely”, “will”, “plans”, “positions”, “future”, “forward”, or other statements that indicate future periods. Such forward-looking statements are subject to risks, uncertainties, and other factors which could cause actual results to differ materially from future results expressed or implied by such forward-looking statements. Such risks, uncertainties and other factors, include, among others, the following: (1) competitive pressures among depository and other financial institutions may increase significantly and have an effect on pricing, spending, third-party relationships and revenues; (2) the strength of the United States economy in general and the strength of the local economies in which we conduct operations may be different than expected; (3) the rate of delinquencies and amounts of charge-offs, the level of allowance for credit loss, the rates of loan growth, or adverse changes in asset quality in our loan portfolio, which may result in increased credit risk-related losses and expenses; (4) changes in legislation, regulation, policies or administrative practices, whether by judicial, governmental, or legislative action; (5) adverse conditions in the stock market, the public debt markets and other capital markets (including changes in interest rate conditions) could continue to have a negative impact on the company; (6) changes in interest rates, which have and may continue to affect our deposit and funding costs, net income, prepayment penalty income, mortgage banking income, and other future cash flows, or the market value of our assets, including our investment securities; (7) technology and cybersecurity risks, including potential business disruptions, reputational risks, and financial losses, associated with potential attacks on or failures by our computer systems and computer systems of our vendors and other third parties; (8) elevated inflation which causes adverse risk to the overall economy, and could indirectly pose challenges to our customers and to our business; (9) any increases in FDIC assessment which has increased, and may continue to increase, our cost of doing business; (10) the adverse effects of events beyond our control that may have a destabilizing effect on financial markets and the economy, such as trade disputes, epidemics and pandemics, war or terrorist activities, essential utility outages, deterioration in the global economy, instability in the credit markets, disruptions in our customers’ supply chains or disruption in transportation; and (11) risks, uncertainties and other factors disclosed in our most recent Annual Report on Form 10-K filed with the SEC, or in any of our Quarterly Reports on Form 10-Q or Current Reports on Form 8-K filed with the SEC since the end of the fiscal year covered by our most recently filed Annual Report on Form 10-K, which are available at the SEC’s Internet site (http://www.sec.gov).

Although we believe that the assumptions underlying the forward-looking statements are reasonable, any of the assumptions could prove to be inaccurate. We can give no assurance that the results contemplated in the forward-looking statements will be realized. The inclusion of this forward-looking information should not be construed as a representation by our company or any person that the future events, plans, or expectations contemplated by our company will be achieved. We undertake no obligation to publicly update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise, except as required by law.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits

Item		Exhibits
99.1		Earnings Press Release for the period ended June 30, 2025.
104		Cover Page Interactive Data File (embedded within the Inline XBRL document).

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	FIRST COMMUNITY CORPORATION
	By:	/s/ D. Shawn Jordan
	Name:	D. Shawn Jordan
	Title:	Chief Financial Officer

Dated: July 23, 2025

FAQ

When will First Community Corporation (FCCO) pay its Q2 2025 dividend?

19 August 2025 is the payment date for the $0.16 cash dividend.

What is the record date for the FCCO Q2 2025 dividend?

Shareholders must be on record as of 5 August 2025 to receive the dividend.

How much is FCCO’s declared dividend per share?

The Board approved a $0.16 cash dividend for each common share.

Did the 8-K include FCCO’s Q2 2025 earnings figures?

No. The filing references an attached press release (Exhibit 99.1) for results, but does not state any numbers.

What trading symbol does First Community Corporation use?

The company’s common stock trades on Nasdaq under the symbol FCCO.