Welcome to our dedicated page for First Community SEC filings (Ticker: FCCO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
First Community Corporation (NASDAQ: FCCO) files a range of documents with the U.S. Securities and Exchange Commission that provide detailed information about its operations as the holding company for First Community Bank. These SEC filings include annual reports on Form 10-K, quarterly reports on Form 10-Q, and current reports on Form 8-K, along with registration statements and proxy materials related to corporate actions.
Through its periodic reports, First Community discloses information on financial condition and results of operations, including net interest income, non-interest income, loan and deposit balances, asset quality metrics, regulatory capital ratios, and liquidity sources. These filings also describe the company’s commercial banking, residential mortgage lending, and financial planning and investment advisory activities, as well as risk factors and management’s discussion and analysis.
Current reports on Form 8-K for FCCO highlight material events such as quarterly and annual earnings announcements, dividend declarations, share repurchase authorizations, investor presentations, and merger-related developments. For example, the company has filed 8-Ks describing its agreement and plan of merger with Signature Bank of Georgia, shareholder approvals for the transaction, and subsequent communications about the combined organization.
Filings also identify First Community Corporation’s common stock, with a par value of $1.00 per share, as registered under Section 12(b) of the Securities Exchange Act of 1934 and listed on The Nasdaq Capital Market under the symbol FCCO. Investors can review these documents to understand how the company manages interest rate risk, capital, and credit quality, and to see formal disclosures that accompany press releases and other public statements.
On this page, SEC filings for FCCO are presented with AI-powered summaries that explain the key points of lengthy reports such as Forms 10-K and 10-Q, as well as concise highlights from 8-K current reports. Users can quickly locate quarterly and annual reports, merger-related registration statements and proxy materials, and other regulatory disclosures, and use the AI-generated overviews to focus on the sections most relevant to their analysis.
First Community Corporation (FCCO) reported an insider ownership change by a director on a Form 4. On 11/21/2025, the director reported a disposition of 670 shares of common stock at a stated price of $0, using transaction code G. After this transaction, the director beneficially owns 39,232 shares of First Community common stock.
The total beneficial ownership includes 8,589 deferred stock units under the First Community Corporation Amended and Restated Non-Employee Director Deferred Compensation Plan. These deferred stock units receive dividend equivalents in the form of additional units, and one share of common stock will be issued for each unit when distributions are made from the plan.
First Community Corporation reported that its shareholders approved the proposed merger of Signature Bank of Georgia with and into its subsidiary, First Community Bank. At the special meeting, 5,364,575 of the 7,679,605 common shares outstanding as of the record date were represented, about 69.85% of shares entitled to vote. The merger agreement and related share issuance were approved with 5,278,086 votes for, 63,798 against, and 22,691 abstentions. Shareholders also approved a proposal to adjourn the meeting if needed (5,243,982 for, 111,606 against, 8,987 abstaining), though an adjournment was ultimately unnecessary. On the same date, Signature Bank’s shareholders separately approved the same merger agreement, allowing the merger to proceed to subsequent closing steps.
First Community Corporation (FCCO) reported an insider Form 4 for a director. On 11/11/2025, the director reported a transaction coded “G” involving 631 shares of common stock at a price of $0. Following the transaction, the director beneficially owned 39,902 shares.
The footnote states this total includes 8,589 deferred stock units under the company’s Amended and Restated Non-Employee Director Deferred Compensation Plan, which accrue dividend equivalents as additional deferred stock units, with shares issued on a one-for-one basis upon distribution.
First Community Corporation (FCCO) reported Q3 2025 results. Net income was $5.2 million versus $3.9 million a year ago, and diluted EPS was $0.67 versus $0.50. Net interest income rose to $16.0 million from $13.4 million as deposit interest expense eased year over year. The provision for credit losses was $0.2 million compared to a small release last year. Noninterest income was $4.5 million, while noninterest expense was $13.7 million, including $0.6 million of merger expense.
For the nine months, net income was $14.4 million (diluted EPS $1.85) versus $9.7 million ($1.26) in 2024. On the balance sheet at September 30, 2025, assets were $2.07 billion, deposits $1.77 billion, and loans held-for-investment $1.28 billion. The allowance for credit losses on loans was $13.5 million. Accumulated other comprehensive loss improved to $(20.2) million from $(25.5) million at year-end. Shares outstanding were 7,689,694 as of November 7, 2025.
First Community Corporation (FCCO) furnished an investor presentation as Exhibit 99.1 under Regulation FD. Management plans to use the materials during meetings with investors on November 5–7, 2025 at the Hovde Group Financial Services Conference in Naples, Florida.
The materials are furnished, not filed, with the U.S. Securities and Exchange Commission.
First Community Corporation announced quarterly results and declared a cash dividend for the third quarter of 2025. The Board approved a $0.16 per share dividend on common stock, payable on November 18, 2025 to shareholders of record as of November 4, 2025.
The company also furnished an earnings press release for the period ended September 30, 2025 as Exhibit 99.1.
First Community Corporation director Reynolds E. Leland received 267 deferred stock units under the company’s Non-Employee Director Deferred Compensation Plan, calculated by dividing his deferred third-quarter compensation by the company’s consolidated closing bid price of $28.16. After the crediting, the reporting person beneficially owns 30,238 shares or share-equivalents, which includes 1,215 deferred stock units in the plan (including 6 dividend-equivalent units credited during the third quarter). Deferred stock units accrue dividend equivalents and will be converted into one share of common stock per unit upon distribution from the plan.
First Community Corporation (FCCO) director Chimin J. Chao received 364 deferred stock units credited under the company’s Non-Employee Director Deferred Compensation Plan for compensation deferred in Q3 2025, calculated using the consolidated closing bid price of $28.16 on September 30, 2025. The filing reports 59,492 shares beneficially owned following the transaction, and identifies 42,983 shares as indirectly owned by the Yuhjen Jane Chao Family Trust. The filing notes the reporting person also holds 51,011 deferred stock units under the plan, including 307 credited as dividend equivalents in Q3 2025, and that deferred units will convert one-for-one to shares upon distribution.
First Community Corporation and Signature Bank of Georgia have signed an Agreement and Plan of Merger under which Signature Bank will merge into First Community Bank with First Community Bank surviving. Signature Bank shareholders will receive 0.6410 shares of First Community common stock per Signature share (no fractional shares; fractional interests paid in cash based on a 10-day VWAP calculation). First Community shareholder approval requires 66 2/3% of votes; Signature Bank approval requires a majority of outstanding shares. Record dates and a special meeting are set for eligible shareholders; First Community's special meeting is scheduled for November 19, 2025. Closing is conditioned on regulatory approvals, SEC effectiveness of the S-4 registration statement, Nasdaq listing of issued shares, receipt of tax opinions, and other customary conditions, with closing no earlier than January 8, 2026. The agreement includes a $1.6 million termination fee, employment and retention arrangements for certain Signature executives, estimated aggregate change-in-control payments of ~$2.4 million, indemnification and six years of tail D&O insurance, and anticipated accounting treatment under the acquisition method with goodwill expected for excess purchase price.
First Community Corp (FCCO) director Todd Roderick M Jr reported sales of common stock on 09/11/2025. The filing shows two dispositions: 455 shares sold at $27.99 and 1,224 shares sold at $28, leaving the reporting person with 11,866 shares beneficially owned. The Form 4 is signed by an attorney-in-fact and lists the reporter as a director.