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First Commonwealth Financial Corporation 10-Q Filings

FCF NYSE

Every 10-Q that First Commonwealth Financial Corporation (FCF) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 10-Q covers the quarterly report filed between annual reports, so if you follow FCF and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FCF filings page.

Rhea-AI Summary

First Commonwealth Financial Corporation reported stronger results for the first half of 2026. Net income rose to $82.1 million from $66.1 million a year earlier, and diluted EPS increased to $0.81 from $0.64. For the second quarter, net income was $44.6 million and diluted EPS $0.44.

Net interest income for the six months increased to $221.4 million from $201.8 million, while the provision for credit losses rose to $19.7 million from $14.6 million. Total assets were $12.21 billion and total deposits $10.26 billion at June 30, 2026. The allowance for credit losses was $127.4 million. Shareholders’ equity improved to $1.57 billion despite accumulated other comprehensive loss widening to $70.7 million, largely tied to securities valuation changes. The company also reduced other long-term debt from $129.6 million to zero and continued paying cash dividends of $0.275 per share year-to-date.

Rhea-AI Summary

First Commonwealth Financial Corporation reported higher profitability for the three months ended March 31, 2026. Net income rose to $37.5 million from $32.7 million a year earlier, with diluted earnings per share increasing to $0.37 from $0.32, driven mainly by stronger net interest income.

Net interest income reached $109.0 million versus $95.5 million in the prior-year quarter, while the provision for credit losses nearly doubled to $10.7 million from $5.7 million, reflecting higher credit cost expectations. Noninterest income increased modestly to $24.6 million, and noninterest expenses rose to $75.6 million.

Total assets were $12.3 billion at March 31, 2026, slightly below year-end, as loans and leases declined to $9.43 billion. Deposits increased to $10.41 billion, while other borrowings and long-term debt were reduced significantly, contributing to a stronger funding profile. Shareholders’ equity remained stable at about $1.55 billion.

Rhea-AI Summary

First Commonwealth Financial Corporation reported higher quarterly earnings and continued balance sheet growth. For the three months ended September 30, 2025, net income rose to $41.3 million from $32.1 million a year earlier, with basic earnings per share increasing to $0.40 from $0.31. Diluted earnings per share were $0.39.

Net interest income for the quarter was $111.1 million, up from $96.5 million, as loans and leases expanded to $9.69 billion from $8.98 billion at year-end 2024. Total deposits reached $10.23 billion, compared with $9.68 billion at December 31, 2024, while total assets grew to $12.31 billion.

For the first nine months of 2025, net income was $107.4 million, roughly in line with $106.7 million in the prior-year period, and basic earnings per share were $1.04. The company completed its acquisition of CenterGroup Financial, Inc. on April 30, 2025, issuing 3,016,009 shares valued at $46.2 million and recording $14.5 million of goodwill related to the deal.