First Commonwealth (FCF) amends insider report on 10,070 withheld shares

Rhea-AI Filing Summary

First Commonwealth Financial’s EVP of Business Integration filed an amended insider report updating a prior share withholding related to equity compensation. On 01/27/2026, 10,070 shares of common stock were withheld by the issuer at a price of $0 to cover tax obligations under the 2023-2025 Long-Term Incentive Plan. After this adjustment, the reporting person beneficially owns 88,068 shares directly. The amendment corrects both the number of shares withheld and the post-transaction ownership previously reported on January 28, 2026.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Montgomery Norman J

(Last) (First) (Middle)

601 PHILADELPHIA STREET

(Street)

INDIANA PA 15701

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FIRST COMMONWEALTH FINANCIAL CORP /PA/ [ FCF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP/Business Integration

3. Date of Earliest Transaction (Month/Day/Year)
01/27/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)
01/28/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/27/2026		F(1)		10,070	D	$0	88,068	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares held by the issuer to satisfy tax withholding obligations in connection with the 2023-2025 Long-Term Incentive Plan.

Remarks:

This amendment corrects the shares held by the issuer to satisfy tax withholding obligations in connection with the 2023-2025 Long-Term Incentive Plan and the amount of Securities Beneficially Owned Following Reported Transaction in the Form 4 filed by the Reporting Person on January 28, 2026.

	/s/ Matthew C. Tomb POA for Norman J. Montgomery	02/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did First Commonwealth Financial (FCF) report?

The filing reports an amended insider transaction where 10,070 shares of First Commonwealth common stock were withheld by the issuer to satisfy tax obligations under the 2023-2025 Long-Term Incentive Plan, with the shares reported at a transaction price of $0.

How many FCF shares were withheld and why?

A total of 10,070 First Commonwealth common shares were withheld by the issuer to satisfy tax withholding obligations tied to the 2023-2025 Long-Term Incentive Plan, meaning the shares covered the executive’s tax bill instead of being received as net shares.

How many First Commonwealth (FCF) shares does the insider own after this transaction?

Following the reported tax withholding transaction, the insider beneficially owns 88,068 shares of First Commonwealth common stock in direct form. This updated ownership figure replaces the amount shown in the original Form 4 that was filed on January 28, 2026.

What does the amendment to the FCF Form 4 correct?

The amendment corrects the number of shares held by the issuer to cover tax withholding obligations under the 2023-2025 Long-Term Incentive Plan, and also updates the amount of securities beneficially owned after the transaction that was originally reported on January 28, 2026.

What is the transaction code used in this First Commonwealth (FCF) filing?

The filing uses transaction code F, indicating shares were withheld by the issuer to pay tax obligations associated with an equity award. In this case, 10,070 common shares under the 2023-2025 Long-Term Incentive Plan were applied to satisfy those taxes.

What is the reporting person’s role at First Commonwealth Financial (FCF)?

The reporting person is an officer of First Commonwealth Financial with the title EVP/Business Integration. The filing confirms this officer status and indicates the Form 4/A is filed for a single reporting person rather than a group.