First Commonwealth (FCF) EVP Metzmaier details stock withholding and RSU holdings

Rhea-AI Filing Summary

First Commonwealth Financial Corporation executive reports routine equity transaction. EVP and Chief Risk Officer Linda D. Metzmaier had 1,127 shares of common stock withheld by the company on 01/02/2026 to cover taxes related to vesting restricted stock, at a reported price of $0 per share. After this withholding, she beneficially owns 21,226 shares of First Commonwealth common stock in direct ownership.

Her holdings include 6,666 shares of restricted stock scheduled to vest in equal installments on January 1, 2027 and January 1, 2028, subject to the terms of restricted stock agreements with the company. The total also includes 399 shares acquired through automatic dividend reinvestment in 2025. Separately, she holds 3,450 service-based restricted stock units awarded in 2025, which are convertible into common stock on a 1-for-1 basis after a three-year vesting period.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Metzmaier Linda D

(Last) (First) (Middle)

601 PHILADELPHIA STREET

(Street)

INDIANA PA 15701

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FIRST COMMONWEALTH FINANCIAL CORP /PA/ [ FCF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP / Chief Risk Officer

3. Date of Earliest Transaction (Month/Day/Year)
01/02/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/02/2026		F(1)		1,127	D	$0	21,226(2)(3)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units-Service Based	(4)							(4)	(4)	Common Stock	3,450		3,450	D

Explanation of Responses:

1. Shares withheld by the issuer to pay tax liability in connection with the vesting of restricted stock.

2. Securities Beneficially Owned includes 6,666 shares of restricted stock which vest in equal installments on each of January 1, 2027 and January 1, 2028, in each case subject to the terms of Restricted Stock Agreements entered into between the Issuer and the Reporting Person.

3. Includes 399 shares purchased from the automatic reinvestment of dividends in February, May, August and November 2025 as a participant in First Commonwealth's dividend reinvestment plan.

4. Award in 2025 of service based stock units convertible into shares of FCF common stock on a 1-for-1 basis at the end of a 3 year vesting period.

Remarks:

	/s/ Matthew C. Tomb POA for Linda D. Metzmaier	01/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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FAQ

What insider transaction did First Commonwealth Financial (FCF) report for Linda D. Metzmaier?

EVP and Chief Risk Officer Linda D. Metzmaier reported a routine transaction on 01/02/2026 in which 1,127 shares of common stock were withheld by First Commonwealth Financial to pay tax liabilities arising from the vesting of restricted stock.

How many First Commonwealth Financial (FCF) shares does Linda D. Metzmaier own after the reported transaction?

Following the tax withholding of 1,127 shares, Linda D. Metzmaier beneficially owns 21,226 shares of First Commonwealth Financial common stock in direct ownership.

What restricted stock awards for Linda D. Metzmaier are still scheduled to vest at First Commonwealth Financial (FCF)?

Her beneficial ownership includes 6,666 shares of restricted stock that vest in equal installments on January 1, 2027 and January 1, 2028, under restricted stock agreements between her and First Commonwealth Financial.

Does the filing mention dividend reinvestment shares for the First Commonwealth (FCF) executive?

Yes. The reported holdings include 399 shares purchased in February, May, August, and November 2025 through First Commonwealth's dividend reinvestment plan.

What restricted stock units (RSUs) does Linda D. Metzmaier hold at First Commonwealth Financial (FCF)?

She holds a 2025 award of service-based restricted stock units covering 3,450 units, each convertible into one share of First Commonwealth Financial common stock on a 1-for-1 basis after a three-year vesting period.

Is Linda D. Metzmaier a director or officer at First Commonwealth Financial (FCF)?

She is reported as an officer of First Commonwealth Financial Corporation, serving as EVP / Chief Risk Officer.