First Commonwealth EVP reports 4,750 RSUs

Q: What did First Commonwealth (FCF) report in Matthew T. Zuro's amended Form 3/A?

The amendment reports previously omitted restricted stock units for EVP Matthew T. Zuro. It adds a holding of 4,750 service-based RSUs awarded in 2026, which were not included in the original April 8, 2026 beneficial ownership statement.

Q: How many restricted stock units does FCF executive Matthew T. Zuro now report?

Matthew T. Zuro now reports 4,750 service-based restricted stock units tied to First Commonwealth common stock. These RSUs represent the right to receive an equal number of FCF common shares, subject to the satisfaction of vesting conditions over the specified period.

Q: What are the vesting terms of Matthew T. Zuro's FCF restricted stock units?

The reported RSUs vest after a 3 year vesting period. At the end of this three-year service period, the units become convertible into First Commonwealth common stock on a 1-for-1 basis, assuming all service-based conditions have been met.

Q: Why was an amendment filed to Matthew T. Zuro's Form 3 for FCF (ticker FCF)?

The amendment was filed because restricted stock units were inadvertently omitted from the initial Form 3. It corrects the prior beneficial ownership report made on April 8, 2026, by adding the service-based RSU award granted in 2026 to the disclosed holdings.

Q: Do Matthew T. Zuro's FCF restricted stock units convert into common stock, and at what ratio?

Yes, the RSUs are convertible into FCF common stock on a 1-for-1 basis. After the 3 year vesting period ends, each vested restricted stock unit entitles Mr. Zuro to receive one share of First Commonwealth Financial Corp. common stock.

First Commonwealth Financial Corp. filed an amended initial ownership report for EVP / Regional Banking Matthew T. Zuro, adding a previously omitted holding of 4,750 service-based restricted stock units awarded in 2026.

Filing Impact

(Moderate)

Filing Sentiment

(Neutral)How Sentiment works

Sentiment and the balance of points

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Form Type

3/A

Rhea-AI Filing Summary

First Commonwealth Financial Corp. filed an amended initial ownership report for EVP / Regional Banking Matthew T. Zuro, adding a previously omitted holding of 4,750 service-based restricted stock units awarded in 2026. These units are convertible into common stock on a 1-for-1 basis at the end of a 3 year vesting period.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Zuro Matthew T.

Role EVP / Regional Banking

Type	Security	Shares	Price	Value
holding	Restricted Stock Units-Service Based ^F1	--	--	--

Holdings After Transaction: Restricted Stock Units-Service Based — 4,750 contracts (Direct)

Footnotes (1)

F1. Award in 2026 of service based stock units convertible into shares of FCF common stock on a 1-for-1 basis at the end of a 3 year vesting period.

Key Figures

Restricted stock units reported: 4750.0000 units Underlying common shares: 4750.0000 shares Vesting period: 3 years +1 more

4 metrics

Restricted stock units reported 4750.0000 units Service-based RSUs awarded in 2026 and added in the Form 3/A amendment

Underlying common shares 4750.0000 shares Each RSU is convertible into one share of FCF common stock

Vesting period 3 years RSUs convert into common stock at the end of a 3 year vesting period

Conversion ratio 1-for-1 RSUs are convertible into FCF common stock on a 1-for-1 basis

Key Terms

Restricted Stock Units-Service Based, beneficial ownership, vesting period, 1-for-1 basis

4 terms

Restricted Stock Units-Service Based financial

"security title is listed as Restricted Stock Units-Service Based"

beneficial ownership financial

"initial statement of beneficial ownership filed on April 8, 2026"

Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.

vesting period financial

"at the end of a 3 year vesting period"

A vesting period is the set amount of time someone must wait before they fully own granted shares, stock options, or other equity tied to their work or an agreement; ownership increases gradually or in steps during that time. Investors care because vesting determines when insiders or employees can sell shares, which affects future supply of stock, company incentives and executive retention—think of it like unlocking ownership over installments rather than receiving it all at once.

1-for-1 basis financial

"convertible into shares of FCF common stock on a 1-for-1 basis"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did First Commonwealth (FCF) report in Matthew T. Zuro's amended Form 3/A?

The amendment reports previously omitted restricted stock units for EVP Matthew T. Zuro. It adds a holding of 4,750 service-based RSUs awarded in 2026, which were not included in the original April 8, 2026 beneficial ownership statement.

How many restricted stock units does FCF executive Matthew T. Zuro now report?

Matthew T. Zuro now reports 4,750 service-based restricted stock units tied to First Commonwealth common stock. These RSUs represent the right to receive an equal number of FCF common shares, subject to the satisfaction of vesting conditions over the specified period.

What are the vesting terms of Matthew T. Zuro's FCF restricted stock units?

The reported RSUs vest after a 3 year vesting period. At the end of this three-year service period, the units become convertible into First Commonwealth common stock on a 1-for-1 basis, assuming all service-based conditions have been met.

Why was an amendment filed to Matthew T. Zuro's Form 3 for FCF (ticker FCF)?

The amendment was filed because restricted stock units were inadvertently omitted from the initial Form 3. It corrects the prior beneficial ownership report made on April 8, 2026, by adding the service-based RSU award granted in 2026 to the disclosed holdings.

Do Matthew T. Zuro's FCF restricted stock units convert into common stock, and at what ratio?

Yes, the RSUs are convertible into FCF common stock on a 1-for-1 basis. After the 3 year vesting period ends, each vested restricted stock unit entitles Mr. Zuro to receive one share of First Commonwealth Financial Corp. common stock.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 07/23/2026 - 10:09 AM EDT

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Zuro Matthew T.

(Last)

(First)

(Middle)

601 PHILADELPHIA STREET

(Street)

INDIANA

PENNSYLVANIA

15701

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
04/01/2026

3. Issuer Name and Ticker or Trading Symbol
FIRST COMMONWEALTH FINANCIAL CORP /PA/ [ FCF ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)
04/08/2026

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	EVP / Regional Banking

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
1. Title of Derivative Security (Instr. 4)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
Restricted Stock Units-Service Based	⁽¹⁾	⁽¹⁾	Common Stock	4,750	⁽¹⁾	D

Explanation of Responses:

1. Award in 2026 of service based stock units convertible into shares of FCF common stock on a 1-for-1 basis at the end of a 3 year vesting period.

Remarks:

This Amendment reports restricted stock units that were inadvertently omitted from the initial statement of beneficial ownership filed on April 8, 2026.

	/s/ Matthew C. Tomb POA for Matthew T. Zuro	07/23/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

Source: View Original Filing on SEC EDGAR