First Commonwealth CAO reports zero share stake

FIRST COMMONWEALTH FINANCIAL CORP (FCF) had a Form 3 filed for Phillip J. Graves Jr, who serves as SVP/Chief Accounting Officer.

Rhea-AI Filing Summary

FIRST COMMONWEALTH FINANCIAL CORP (FCF) had a Form 3 filed for Phillip J. Graves Jr, who serves as SVP/Chief Accounting Officer. The filing reports that he holds no shares of the company’s securities directly after the reported position entry. The remarks reference an attached Exhibit 24 – Power of Attorney.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Graves Phillip J. Jr

Role SVP/Chief Accounting Officer

Type	Security	Shares	Price	Value
holding	None	--	--	--

Holdings After Transaction: None — 0 shares (Direct)

Key Figures

Total shares following reported position: 0 shares Buy transactions reported: 0 transactions Sell transactions reported: 0 transactions

3 metrics

Total shares following reported position 0 shares Direct holdings of Phillip J. Graves Jr reported on Form 3

Buy transactions reported 0 transactions Summary of reported transactions on this Form 3

Sell transactions reported 0 transactions Summary of reported transactions on this Form 3

Key Terms

Form 3, Power of Attorney, beneficial ownership

3 terms

Form 3 regulatory

"An initial Form 3 was filed for Phillip J. Graves Jr"

Form 3 is the initial public filing that officers, directors and large shareholders must submit to report their ownership of a company’s securities when they become insiders. It acts like an opening inventory sheet that gives investors a starting point to see who holds significant stakes and to spot later trades or potential conflicts of interest, helping assess insider confidence and transparency.

Power of Attorney regulatory

"Remarks note Exhibit 24 - Power of Attorney"

A power of attorney is a legal document that allows one person to make decisions and act on behalf of another person, often in financial or legal matters. It’s like giving someone a trusted helper or agent the authority to handle important tasks if you are unable to do so yourself. This matters to investors because it can impact how their assets are managed or transferred if they become unable to oversee their affairs.

beneficial ownership financial

"Form 3 is an initial statement of beneficial ownership"

Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What does the Form 3 for FCF report about Phillip J. Graves Jr’s holdings?

The Form 3 reports that Phillip J. Graves Jr, SVP/Chief Accounting Officer of FIRST COMMONWEALTH FINANCIAL CORP (FCF), holds 0 shares of the company’s securities directly after the reported position entry.

Who is the reporting person in this FCF Form 3 filing?

The reporting person is Phillip J. Graves Jr, who is identified as an officer of FIRST COMMONWEALTH FINANCIAL CORP with the title SVP/Chief Accounting Officer.

Does the FCF Form 3 show any insider transactions or trades?

No. The Form 3 is an initial statement of beneficial ownership and shows a holding entry with no securities reported and 0 shares held directly after the reported position.

What type of security is reported in this FCF Form 3?

The Form 3 entry lists the security title as “None”, with total shares following the reported position of 0 shares held directly.

What is mentioned in the remarks section of the FCF Form 3?

The remarks section states “Exhibit 24 - Power of Attorney”, indicating that a Power of Attorney document is included as an exhibit with the filing.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/21/2026 - 12:14 PM Accepted by SEC EDGAR 09/21/2026 - 12:13 PM Learn about SEC filing dates

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Graves Phillip J. Jr

(Last) (First) (Middle)

601 PHILADELPHIA STREET

(Street)

INDIANA PENNSYLVANIA 15701

(City) (State) (Zip)

UNITED STATES

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
09/14/2026

3. Issuer Name and Ticker or Trading Symbol
FIRST COMMONWEALTH FINANCIAL CORP /PA/ [ FCF ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP/Chief Accounting Officer

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
None	0	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

Exhibit 24 - Power of Attorney

	/s/ Matthew C. Tomb POA for Phillip J. Graves Jr.	09/21/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)