First Commonwealth (FCF) risk chief granted 4,200 service-based stock units

Rhea-AI Filing Summary

First Commonwealth Financial’s EVP and Chief Risk Officer Linda D. Metzmaier received a grant of 4,200 service-based restricted stock units on March 11, 2026. These units convert into common stock on a 1-for-1 basis after a three‑year vesting period.

Following this award, she holds 7,650 service-based units and 21,317 shares of common stock directly. Her common stock position includes 6,666 restricted shares that vest in equal installments on January 1, 2027 and January 1, 2028, plus 91 shares acquired through dividend reinvestment in February 2026.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Metzmaier Linda D

(Last) (First) (Middle)

601 PHILADELPHIA STREET

(Street)

INDIANA PA 15701

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FIRST COMMONWEALTH FINANCIAL CORP /PA/ [ FCF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP / Chief Risk Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/11/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock								21,317(1)(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units-Service Based	(3)							(3)	(3)	Common Stock	3,450		3,450	D
Restricted Stock Units-Service Based	(4)	03/11/2026		A		4,200		(4)	(4)	Common Stock	4,200	(4)	7,650	D

Explanation of Responses:

1. Securities Beneficially Owned includes 6,666 shares of restricted stock which vest in equal installments on each of January 1, 2027 and January 1, 2028, in each case subject to the terms of Restricted Stock Agreements entered into between the Issuer and the Reporting Person.

2. Includes 91 shares purchased from the automatic reinvestment of dividends in February 2026 as a participant in First Commonwealth's dividend reinvestment plan.

3. Award in 2025 of service based stock units convertible into shares of FCF common stock on a 1-for-1 basis at the end of a 3 year vesting period.

4. Award in 2026 of service based stock units convertible into shares of FCF common stock on a 1-for-1 basis at the end of a 3 year vesting period.

Remarks:

	/s/ Matthew C. Tomb POA for Linda D. Metzmaier	03/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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FAQ

What insider transaction did FCF executive Linda Metzmaier report on this Form 4?

Linda Metzmaier reported receiving a grant of 4,200 service-based restricted stock units on March 11, 2026. These units are compensation-based awards, not open-market purchases, and will convert into an equal number of First Commonwealth Financial common shares after a three-year vesting period.

How many restricted stock units does FCF’s Linda Metzmaier hold after the latest award?

After the March 11, 2026 grant, Linda Metzmaier holds 7,650 service-based restricted stock units. These units represent potential future shares of First Commonwealth Financial common stock, contingent on satisfying the three-year service-based vesting terms described in the award footnote.

How many First Commonwealth Financial (FCF) common shares does Linda Metzmaier now own directly?

Following the reported transactions, Linda Metzmaier directly owns 21,317 shares of First Commonwealth Financial common stock. This total includes 6,666 restricted shares that vest in 2027 and 2028 and 91 shares acquired through automatic dividend reinvestment in February 2026.

Are Linda Metzmaier’s new FCF restricted stock units immediately vested or subject to conditions?

The 4,200 restricted stock units granted in 2026 are subject to a three-year service-based vesting period. According to the footnote, they convert into FCF common stock on a 1-for-1 basis only at the end of this vesting period, assuming service conditions are met.

What do the footnotes reveal about Linda Metzmaier’s restricted stock at First Commonwealth Financial (FCF)?

The footnotes state she beneficially owns 6,666 restricted shares vesting in equal installments on January 1, 2027 and January 1, 2028. They also explain that her 2025 and 2026 service-based stock unit awards convert into FCF common stock one-for-one after their respective three-year vesting periods.

Did Linda Metzmaier buy or sell any FCF shares on the open market in this Form 4?

The reported activity reflects a compensation-related grant of 4,200 restricted stock units, not an open-market trade. There are no coded buy (P) or sell (S) transactions; instead, the filing shows an acquisition through a grant and updated holdings of common stock and units.