First Commonwealth (FCF) EVP receives 5,250 service-based RSUs

Rhea-AI Filing Summary

Montgomery Norman J reported acquisition or exercise transactions in this Form 4 filing.

First Commonwealth Financial EVP Norman J. Montgomery reported a compensation grant of restricted stock units. On March 11, 2026, he received 5,250 service-based RSUs, each convertible into one share of First Commonwealth common stock after a three-year vesting period.

Following this award, Montgomery holds 17,300 service-based RSUs in total and 88,068 shares of common stock, all held directly. The filing reflects routine equity compensation rather than an open-market stock purchase or sale.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Montgomery Norman J

(Last) (First) (Middle)

601 PHILADELPHIA STREET

(Street)

INDIANA PA 15701

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FIRST COMMONWEALTH FINANCIAL CORP /PA/ [ FCF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP/Business Integration

3. Date of Earliest Transaction (Month/Day/Year)
03/11/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock								88,068	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units-Service Based	(1)							(1)	(1)	Common Stock	6,300		6,300	D
Restricted Stock Units-Service Based	(2)							(2)	(2)	Common Stock	5,750		12,050	D
Restricted Stock Units-Service Based	(3)	03/11/2026		A		5,250		(3)	(3)	Common Stock	5,250	(3)	17,300	D

Explanation of Responses:

1. Award in 2024 of service based stock units convertible into shares of FCF common stock on a 1-for-1 basis at the end of a 3 year vesting period.

2. Award in 2025 of service based stock units convertible into shares of FCF common stock on a 1-for-1 basis at the end of a 3 year vesting period.

3. Award in 2026 of service based stock units convertible into shares of FCF common stock on a 1-for-1 basis at the end of a 3 year vesting period.

Remarks:

	/s/ Matthew C. Tomb POA for Norman J. Montgomery	03/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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FAQ

What did First Commonwealth Financial (FCF) executive Norman J. Montgomery report on this Form 4?

Norman J. Montgomery reported receiving a grant of 5,250 service-based restricted stock units. These RSUs are part of his equity compensation and will convert into First Commonwealth common stock on a one-for-one basis after a three-year vesting period.

How many restricted stock units does the FCF executive hold after the latest grant?

After the March 11, 2026 grant, the executive holds 17,300 service-based restricted stock units. These RSUs relate to awards made in 2024, 2025, and 2026, each vesting over three years and settling into an equivalent number of First Commonwealth common shares.

Did the First Commonwealth (FCF) Form 4 show any open-market stock purchases or sales?

The Form 4 does not show any open-market purchases or sales. It reports a grant of 5,250 service-based restricted stock units as compensation, along with updated holdings of RSUs and 88,068 shares of common stock held directly by the executive.

What are the vesting terms of the restricted stock units reported by FCF’s executive?

Each service-based restricted stock unit converts into one share of FCF common stock after a three-year vesting period. The footnotes indicate separate awards in 2024, 2025, and 2026, all following the same three-year vesting schedule before share delivery.

How many First Commonwealth (FCF) common shares does the executive own directly after this filing?

After this filing, the executive directly owns 88,068 shares of First Commonwealth common stock. This common stock position is separate from his 17,300 unvested service-based restricted stock units, which will convert into additional shares as they vest over time.

What type of transaction is the 5,250-unit award reported for FCF’s executive?

The 5,250-unit award is classified as a grant or award acquisition of derivative securities. It represents service-based restricted stock units granted at no purchase price, rather than a market transaction, and is recorded under transaction code A for an equity compensation grant.