First Commonwealth Financial (FCF) director holds 47,704 shares stock

Rhea-AI Filing Summary

First Commonwealth Financial Corporation director Jon L. Gorney reported his beneficial ownership of the company’s common stock for the fiscal year ended 12/31/2025. The Form 5 shows he beneficially owned 47,704 shares of common stock, held directly, at year-end.

According to the footnote, this total includes 1,055 shares that were purchased through the automatic reinvestment of dividends in May, August and November 2025 under First Commonwealth’s dividend reinvestment plan. The filing is an annual update of his reported holdings rather than a description of a specific one-time transaction.

SEC Form 5

FORM 5

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

ANNUAL STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0362
Estimated average burden
hours per response:			1.0

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Form 3 Holdings Reported.

Form 4 Transactions Reported.

1. Name and Address of Reporting Person^*

GORNEY JON L

(Last) (First) (Middle)

601 PHILADELPHIA STREET

(Street)

INDIANA PA 15701

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FIRST COMMONWEALTH FINANCIAL CORP /PA/ [ FCF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Statement for Issuer's Fiscal Year Ended (Month/Day/Year)
12/31/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)	4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned at end of Issuer's Fiscal Year (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
				Amount	(A) or (D)	Price
Common Stock							47,704(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)	5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
					(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes 1,055 shares purchased from the automatic reinvestment of dividends in May, August and November 2025 as a participant in First Commonwealth's dividend reinvestment plan.

Remarks:

	/s/ Matthew C. Tomb POA for Jon L. Gorney	01/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

Who is the reporting insider in First Commonwealth Financial (FCF)'s Form 5?

The reporting insider is Jon L. Gorney, who is identified as a director of First Commonwealth Financial Corporation.

How many First Commonwealth Financial (FCF) shares does Jon L. Gorney report owning?

Jon L. Gorney reports beneficial ownership of 47,704 shares of First Commonwealth common stock at the end of the issuer's fiscal year on 12/31/2025.

What portion of Jon L. Gorney’s First Commonwealth (FCF) holdings came from dividend reinvestment?

The filing states that the reported total includes 1,055 shares purchased through the automatic reinvestment of dividends in May, August and November 2025 as part of First Commonwealth's dividend reinvestment plan.

Are Jon L. Gorney’s reported First Commonwealth (FCF) shares held directly or indirectly?

The 47,704 shares of First Commonwealth common stock are reported as held in direct ownership, indicated by the "D" ownership form.

What period does this First Commonwealth Financial (FCF) Form 5 cover?

The Form 5 covers the issuer’s fiscal year ended 12/31/2025, providing an annual statement of changes in Jon L. Gorney’s beneficial ownership.

What is noted about the dividend reinvestment plan in this First Commonwealth (FCF) insider filing?

The footnote explains that 1,055 shares were purchased for Jon L. Gorney in May, August and November 2025 through First Commonwealth's dividend reinvestment plan, and these shares are included in his reported total holdings.