[144] FirstCash Holdings, Inc. SEC Filing

Rhea-AI Filing Summary

FirstCash Holdings, Inc. (FCFS) filing a Form 144 notifies the market of a proposed sale of 30,976 common shares to be sold through Charles Schwab on 08/21/2025, with an aggregate market value of $4,315,907.00. The shares were acquired as compensation award shares on 12/24/2012. The filing also discloses that Rick Wessel sold 69,024 shares on 08/20/2025 for gross proceeds of $9,559,430.00. The form includes the signer’s representation that they are not aware of any undisclosed material adverse information.

Positive

• Form 144 submitted, showing compliance with Rule 144 disclosure requirements
• Source of shares disclosed (compensation award shares acquired 12/24/2012), providing clarity on provenance

Negative

• Insider is selling a material amount—30,976 shares ($4.32M) proposed and 69,024 shares ($9.56M) sold recently, which may be viewed negatively by some investors
• No 10b5-1 plan date provided on the filing, so the timing of sales is not documented as pre-planned in this notice

Insights

Financial Analyst

TL;DR: Large insider sales disclosed; transaction is material in size but could reflect portfolio diversification rather than company-specific news.

The filing reports a proposed sale of 30,976 shares valued at $4.32M and a recent sale of 69,024 shares for $9.56M. For a public-company analyst, this is noteworthy because insider transactions of multimillion-dollar size can affect near-term float and signal insider liquidity needs. The filing shows the shares were originally compensation awards from 2012, indicating these were not recently acquired purchases. The presence of an executed sale the day before (08/20/2025) demonstrates active disposition by an insider. Absent additional company financials or statements in this document, the transaction itself should be tracked but cannot be linked to operational performance from this filing alone.

Corporate Governance Expert

TL;DR: Multiple large disposals by an insider raise governance questions about insider alignment and timing, though the filing is procedurally compliant.

The Form 144 provides required notice under Rule 144 for an intended sale and discloses prior immediate sales of significant size. From a governance perspective, such sales can reduce insider ownership concentration and may prompt attention from investors about insider commitment. The filing indicates acquisition via compensation awards in 2012, which is consistent with long-held equity being monetized. The signer’s certification regarding lack of material nonpublic information is standard; the form itself does not include any governance breaches or plan adoption (no 10b5-1 plan date is provided on the form).

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
COMMON	THE CHARLES SCHWAB CORPORATION 3000 Schwab Way Westlake TX 76262	30976	4315907.00	44364566	08/21/2025	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
COMMON	12/24/2012	Compensation Award Shares	Issuer			30976	12/24/2012	N/A

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
RICK WESSEL 1600 WEST 7TH STREET FORT WORTH TX 76102	COMMON	08/20/2025	69024	9559430.00

144: Remarks and Signature

Remarks

Date of Notice

Date of Plan Adoption or Giving of Instruction, If Relying on Rule 10b5-1

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What does the FCFS Form 144 disclose about the proposed sale?

The filing discloses a proposed sale of 30,976 common shares through Charles Schwab on 08/21/2025 with an aggregate market value of $4,315,907.00.

Who sold shares recently according to this filing?

Rick Wessel sold 69,024 shares on 08/20/2025 for gross proceeds of $9,559,430.00.

When and how were the shares being sold originally acquired?

The shares to be sold were acquired as compensation award shares on 12/24/2012; the amount listed to be sold is 30,976 shares.

Does the Form 144 indicate the seller knows of any undisclosed material information?

The signer represents by signing the notice that they do not know of any material adverse information about the issuer that has not been publicly disclosed.

Through which broker will the proposed sale be executed?

The proposed sale lists The Charles Schwab Corporation, 3000 Schwab Way, Westlake TX as the broker of record.