[8-K] FirstCash Holdings, Inc. Reports Material Event
FirstCash Holdings, Inc. (FCFS) disclosed that it funded its acquisition of H&T by drawing on its existing U.S. revolving credit facility rather than relying on the previously arranged bridge financing. In connection with that funding, the company terminated the Bridge Term Loan Credit Agreement that had been entered into on May 14, 2025 as a backstop for the H&T financing and to satisfy certain U.K. "fund certain" requirements.
The filing notes that the information in this Item 7.01 and Exhibit 99.1 is not being "filed" for purposes of Section 18 of the Exchange Act and will not be incorporated by reference into other Securities Act filings except by express reference. The company also references compliance choices under Section 13(a) of the Exchange Act related to transition periods for accounting standards.
FirstCash Holdings, Inc. (FCFS) ha comunicato che ha finanziato l'acquisizione di H&T attingendo alla sua esistente linea di credito revolving negli Stati Uniti, anziché fare affidamento sul finanziamento ponte precedentemente predisposto. In relazione a tale finanziamento, l'azienda ha terminato il Bridge Term Loan Credit Agreement che era stato stipulato il 14 maggio 2025 come backstop per il finanziamento di H&T e per soddisfare determinate esigenze di "fund certain" nel Regno Unito.
Il filing nota che le informazioni contenute in questa Voce 7.01 e nell'Esibizione 99.1 non sono presentate ai fini della Sezione 18 della Exchange Act e non saranno incorporate per riferimento in altri depositi della Securities Act se non tramite riferimento esplicito. L'azienda fa inoltre riferimento alle scelte di conformità ai sensi della Sezione 13(a) della Exchange Act relative ai periodi di transizione per gli standard contabili.
FirstCash Holdings, Inc. (FCFS) informó que financió la adquisición de H&T recurriendo a su existente línea de crédito rotativo en Estados Unidos, en lugar de apoyarse en la financiación puente previamente acordada. En relación con ese financiamiento, la empresa dio por terminado el Bridge Term Loan Credit Agreement que se había suscrito el 14 de mayo de 2025 como respaldo para la financiación de H&T y para satisfacer ciertos requisitos británicos de «fund certain».
El informe señala que la información de este Ítem 7.01 y del Anexo 99.1 no se presenta con fines de presentar ante la Sección 18 del Exchange Act y no será incorporada por referencia en otros depósitos de la Securities Act salvo referencia expresa. La empresa también hace referencia a las elecciones de cumplimiento bajo la Sección 13(a) del Exchange Act relacionadas con períodos de transición para las normas contables.
FirstCash Holdings, Inc. (FCFS)는 H&T 인수를 기존의 미국 순환 신용 한도를 활용해 자금을 조달했으며, 이전에 마련된 다리 자금(브리지 펀딩)에 의존하지 않았다고 밝혔습니다. 이 자금 조달과 관련하여, 회사는 H&T 자금 조달의 백스톱 역할로 그리고 특정 영국의 'fund certain' 요건을 충족하기 위해 Bridge Term Loan Credit Agreement를 2025년 5월 14일에 체결된 뒤 종료했습니다.
제출서는 이 항목 7.01의 정보와 Exhibit 99.1가 증권법 제18조의 목적상 '제출'되지 않으며 다른 증권법 신고에 참조로 포함되지 않을 것임을 명시하며, 명시적 참조에 의해서만 포함됩니다. 또한 회사는 회계 기준 전환 기간과 관련된 Section 13(a)의 Exchange Act 준수 선택사항을 참조합니다.
FirstCash Holdings, Inc. (FCFS) a dévoilé qu'il a financé l'acquisition de H&T en puisant dans sa ligne de crédit revolving américaine existante plutôt que de s'appuyer sur le financement pont préalablement organisé. Dans le cadre de ce financement, la société a résilié le Bridge Term Loan Credit Agreement qui avait été conclu le 14 mai 2025 comme soutien au financement de H&T et pour satisfaire certaines exigences britannique 'fund certain'.
Le dossier précise que les informations contenues dans cet élément 7.01 et dans l'Exhibit 99.1 ne sont pas déposées aux fins de la Section 18 du Exchange Act et ne seront pas intégrées par référence dans d'autres dépôts de la Securities Act sauf référence expresse. La société mentionne également des choix de conformité sous la Section 13(a) du Exchange Act liés aux périodes de transition pour les normes comptables.
FirstCash Holdings, Inc. (FCFS) gab bekannt, dass es die Übernahme von H&T durch Ausnutzung seiner bestehenden US-amerikanischen revolvierenden Kreditfazilität finanziert hat, statt sich auf die zuvor arrangierte Brückenfinanzierung zu verlassen. In Zusammenhang mit dieser Finanzierung hat das Unternehmen die Bridge Term Loan Credit Agreement gekündigt, das am 14. Mai 2025 abgeschlossen worden war, als Backstop für die Finanzierung von H&T und um bestimmte UK-Anforderungen im Bereich 'fund certain' zu erfüllen.
Die Einreichung weist darauf hin, dass die Informationen in diesem Item 7.01 und Exhibit 99.1 nicht zum Zwecke von Section 18 des Exchange Act 'eingereicht' werden und nicht durch Bezugnahme in anderen Securities Act-Anmeldungen übernommen werden, außer durch ausdrückliche Bezugnahme. Das Unternehmen verweist außerdem auf Compliance-Optionen gemäß Section 13(a) des Exchange Act in Bezug auf Übergangsfristen für Bilanzierungstandards.
FirstCash Holdings, Inc. (FCFS) أعلنت أن تمويل استحواذها على H&T تم من خلال سحب من تسهيلات الائتمان الأمريكية القابلة للدوران الموجودة لديها بدلاً من الاعتماد على تمويل الجسر الذي تم ترتيبه سابقاً. فيما يتعلق بهذا التمويل، أنهت الشركة Bridge Term Loan Credit Agreement الذي تم دخوله في 14 مايو 2025 كدعامة لتمويل H&T ولتلبي بعض متطلبات المملكة المتحدة لـ "fund certain".
تشير الإيداع إلى أن المعلومات الواردة في هذا البند 7.01 والملحق 99.1 لا يتم "إدراجها" لأغراض القسم 18 من قانون التبادل ولن تُدرج بالرجوع في إيداعات أخرى لقانون الأوراق المالية إلا بموجب إشارة صريحة. كما تشير الشركة إلى خيارات الامتثال وفقاً لقسم 13(a) من قانون التبادل المتعلقة بفترات الانتقال لمعايير المحاسبة.
FirstCash Holdings, Inc. (FCFS) 透露其通过利用现有的美国循环信贷额度来资助对 H&T 的收购，而不是依赖先前安排的过桥融资。就此资助而言，公司终止了于 2025 年 5 月 14 日签订的 Bridge Term Loan Credit Agreement，该协议作为 H&T 融资的后备并满足某些英国“fund certain”要求。
该 filing 指出，本项 7.01 及 Exhibit 99.1 的信息并非为证券法第 18 条的目的“提交”，也不会被通过参照纳入其他证券法备案，除非有明确引用。公司还提及根据证券交易法第 13(a) 条 关于会计准则过渡期的合规选择。
- Acquisition fully funded via the company's existing U.S. revolving credit facility, enabling completion of the H&T purchase
- The Bridge Term Loan Credit Agreement (May 14, 2025) was terminated, simplifying the financing structure and removing the backstop instrument
- The company borrowed under its revolver to fund the deal, implying higher short-term leverage from the disclosed transaction
- Filing language states the Item 7.01 information is not "filed" under Section 18, which may limit incorporation of these details into other Securities Act filings
Insights
TL;DR: FirstCash used its U.S. revolver to close the H&T deal and cancelled the May 14, 2025 bridge credit backstop.
The company drew on its existing U.S. revolving credit facility to fund the H&T acquisition, replacing the previously arranged bridge facility. This is a financing-choice update rather than a change to the acquisition terms disclosed.
Terminating the Bridge Term Loan Credit Agreement dated May 14, 2025 removes the separate backstop instrument that had been held to satisfy certain U.K. "fund certain" rules; the filing clarifies the funding source and legal treatment of the disclosure under the Exchange Act.
FirstCash Holdings, Inc. (FCFS) ha comunicato che ha finanziato l'acquisizione di H&T attingendo alla sua esistente linea di credito revolving negli Stati Uniti, anziché fare affidamento sul finanziamento ponte precedentemente predisposto. In relazione a tale finanziamento, l'azienda ha terminato il Bridge Term Loan Credit Agreement che era stato stipulato il 14 maggio 2025 come backstop per il finanziamento di H&T e per soddisfare determinate esigenze di "fund certain" nel Regno Unito.
Il filing nota che le informazioni contenute in questa Voce 7.01 e nell'Esibizione 99.1 non sono presentate ai fini della Sezione 18 della Exchange Act e non saranno incorporate per riferimento in altri depositi della Securities Act se non tramite riferimento esplicito. L'azienda fa inoltre riferimento alle scelte di conformità ai sensi della Sezione 13(a) della Exchange Act relative ai periodi di transizione per gli standard contabili.
FirstCash Holdings, Inc. (FCFS) informó que financió la adquisición de H&T recurriendo a su existente línea de crédito rotativo en Estados Unidos, en lugar de apoyarse en la financiación puente previamente acordada. En relación con ese financiamiento, la empresa dio por terminado el Bridge Term Loan Credit Agreement que se había suscrito el 14 de mayo de 2025 como respaldo para la financiación de H&T y para satisfacer ciertos requisitos británicos de «fund certain».
El informe señala que la información de este Ítem 7.01 y del Anexo 99.1 no se presenta con fines de presentar ante la Sección 18 del Exchange Act y no será incorporada por referencia en otros depósitos de la Securities Act salvo referencia expresa. La empresa también hace referencia a las elecciones de cumplimiento bajo la Sección 13(a) del Exchange Act relacionadas con períodos de transición para las normas contables.
FirstCash Holdings, Inc. (FCFS)는 H&T 인수를 기존의 미국 순환 신용 한도를 활용해 자금을 조달했으며, 이전에 마련된 다리 자금(브리지 펀딩)에 의존하지 않았다고 밝혔습니다. 이 자금 조달과 관련하여, 회사는 H&T 자금 조달의 백스톱 역할로 그리고 특정 영국의 'fund certain' 요건을 충족하기 위해 Bridge Term Loan Credit Agreement를 2025년 5월 14일에 체결된 뒤 종료했습니다.
제출서는 이 항목 7.01의 정보와 Exhibit 99.1가 증권법 제18조의 목적상 '제출'되지 않으며 다른 증권법 신고에 참조로 포함되지 않을 것임을 명시하며, 명시적 참조에 의해서만 포함됩니다. 또한 회사는 회계 기준 전환 기간과 관련된 Section 13(a)의 Exchange Act 준수 선택사항을 참조합니다.
FirstCash Holdings, Inc. (FCFS) a dévoilé qu'il a financé l'acquisition de H&T en puisant dans sa ligne de crédit revolving américaine existante plutôt que de s'appuyer sur le financement pont préalablement organisé. Dans le cadre de ce financement, la société a résilié le Bridge Term Loan Credit Agreement qui avait été conclu le 14 mai 2025 comme soutien au financement de H&T et pour satisfaire certaines exigences britannique 'fund certain'.
Le dossier précise que les informations contenues dans cet élément 7.01 et dans l'Exhibit 99.1 ne sont pas déposées aux fins de la Section 18 du Exchange Act et ne seront pas intégrées par référence dans d'autres dépôts de la Securities Act sauf référence expresse. La société mentionne également des choix de conformité sous la Section 13(a) du Exchange Act liés aux périodes de transition pour les normes comptables.
FirstCash Holdings, Inc. (FCFS) gab bekannt, dass es die Übernahme von H&T durch Ausnutzung seiner bestehenden US-amerikanischen revolvierenden Kreditfazilität finanziert hat, statt sich auf die zuvor arrangierte Brückenfinanzierung zu verlassen. In Zusammenhang mit dieser Finanzierung hat das Unternehmen die Bridge Term Loan Credit Agreement gekündigt, das am 14. Mai 2025 abgeschlossen worden war, als Backstop für die Finanzierung von H&T und um bestimmte UK-Anforderungen im Bereich 'fund certain' zu erfüllen.
Die Einreichung weist darauf hin, dass die Informationen in diesem Item 7.01 und Exhibit 99.1 nicht zum Zwecke von Section 18 des Exchange Act 'eingereicht' werden und nicht durch Bezugnahme in anderen Securities Act-Anmeldungen übernommen werden, außer durch ausdrückliche Bezugnahme. Das Unternehmen verweist außerdem auf Compliance-Optionen gemäß Section 13(a) des Exchange Act in Bezug auf Übergangsfristen für Bilanzierungstandards.
| (State or other jurisdiction of incorporation) | (Commission File Number) | (IRS Employer Identification No.) | ||||||
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) | |||||
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) | |||||
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) | |||||
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) | |||||
| Title of each class | Trading Symbol(s) | Name of each exchange on which registered | ||||||
| (d) Exhibits: | |||||||||||
| 99.1 | Press release, dated August 14, 2025, announcing the closing of the acquisition of H&T | ||||||||||
| 104 | Cover Page Interactive Data File (embedded within the Inline XBRL document contained in Exhibit 101) | ||||||||||
| Dated: August 14, 2025 | FIRSTCASH HOLDINGS, INC. | ||||
| (Registrant) | |||||
| /s/ R. DOUGLAS ORR | |||||
| R. Douglas Orr | |||||
| Executive Vice President and Chief Financial Officer | |||||
(As Principal Financial Officer and Principal Accounting Officer) | |||||
FAQ
How did FirstCash (FCFS) fund the H&T acquisition?
Was there a bridge loan involved in the FirstCash H&T deal?
Does the 8-K incorporate the Item 7.01 information into other filings?
Why was the bridge facility originally put in place?
Does the filing mention Section 13(a) transition-period election?
