FirstCash Holdings (FCFS) CFO and related entities sell 7,500 shares

Rhea-AI Filing Summary

FirstCash Holdings EVP & CFO R. Douglas Orr reported preset stock sales by himself and related entities under a Rule 10b5-1 diversification plan. On February 5, 2026, a Spousal Trust sold 1,500 shares of FirstCash common stock at $174.96 per share, and a family limited partnership sold 2,000 shares at $175.01 per share. Orr directly sold 4,000 shares at $175.37 per share. Following these transactions, Orr held 111,289 shares directly, the Spousal Trust held 43,610 shares, and the family limited partnership held 37,734 shares. The 10b5-1 plan, dated June 2, 2025, covers up to 44,000 shares in aggregate, subject to minimum price thresholds.

Insider Trade Summary

Net Seller: 7,500 shares ($1,313,940)

Net Sell 3 txns

Insider ORR R DOUGLAS

Role EVP & Chief Financial Officer

Sold 7,500 shs ($1.31M)

Type	Security	Shares	Price	Value
Sale	Common Stock	1,500	$174.96	$262K
Sale	Common Stock	4,000	$175.37	$701K
Sale	Common Stock	2,000	$175.01	$350K

Holdings After Transaction: Common Stock — 43,610 shares (Indirect, Spousal Trust); Common Stock — 111,289 shares (Direct)

Footnotes (1)

1. Sale is pursuant to a 10b5-1 Preset Diversification Program dated June 2, 2025 under which Mr. Orr, the Family Limited Partnership and the Spousal Trust (see Footnote 2) plan to sell, in the aggregate, up to 44,000 shares of FirstCash Holdings, Inc. common stock subject to certain minimum price thresholds. The reported securities are held by a trust for the reporting person's spouse and her descendants (the "Spousal Trust"). The reporting person's spouse is trustee of the Spousal Trust. The reported securities are held by a family limited partnership. The reporting person is the general partner of the partnership that owns the reported securities. The reporting person disclaims beneficial ownership of the reported securities except to the extent of his pecuniary interest therein.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

ORR R DOUGLAS

(Last) (First) (Middle)

1600 WEST 7TH STREET

(Street)

FORT WORTH TX 76102

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FirstCash Holdings, Inc. [ FCFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & Chief Financial Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/05/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/05/2026		S		1,500(1)	D	$174.96	43,610	I	Spousal Trust(2)
Common Stock	02/05/2026		S		4,000(1)	D	$175.37	111,289	D
Common Stock	02/05/2026		S		2,000(1)	D	$175.01	37,734	I	Family Limited Partnership(3)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Sale is pursuant to a 10b5-1 Preset Diversification Program dated June 2, 2025 under which Mr. Orr, the Family Limited Partnership and the Spousal Trust (see Footnote 2) plan to sell, in the aggregate, up to 44,000 shares of FirstCash Holdings, Inc. common stock subject to certain minimum price thresholds.

2. The reported securities are held by a trust for the reporting person's spouse and her descendants (the "Spousal Trust"). The reporting person's spouse is trustee of the Spousal Trust.

3. The reported securities are held by a family limited partnership. The reporting person is the general partner of the partnership that owns the reported securities. The reporting person disclaims beneficial ownership of the reported securities except to the extent of his pecuniary interest therein.

Remarks:

	/s/ R. Douglas Orr	02/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did FCFS EVP & CFO R. Douglas Orr report?

R. Douglas Orr reported preset sales totaling 7,500 shares of FirstCash common stock on February 5, 2026. These included sales by him directly, a Spousal Trust, and a family limited partnership, all under a prearranged Rule 10b5-1 diversification plan.

Which entities actually sold FirstCash (FCFS) shares in this Form 4?

The Form 4 shows sales by three holders: R. Douglas Orr directly, a Spousal Trust for his spouse and descendants, and a family limited partnership where he is general partner. The filing explains the trust and partnership structures and related ownership interests.

What prices were the FirstCash (FCFS) shares sold for in the reported trades?

The reported FirstCash common stock sales occurred at prices between $174.96 and $175.37 per share. The Spousal Trust sold at $174.96, Orr directly at $175.37, and the family limited partnership at $175.01, all on February 5, 2026.

How many FirstCash (FCFS) shares does R. Douglas Orr hold after these sales?

After the reported sales, Orr directly holds 111,289 FirstCash shares. The Spousal Trust holds 43,610 shares, and the family limited partnership holds 37,734 shares. The filing notes Orr’s indirect interests through these related entities, with a beneficial ownership disclaimer for the partnership.

What is the size of the 10b5-1 plan covering the FCFS insider sales?

The Rule 10b5-1 Preset Diversification Program, dated June 2, 2025, permits Mr. Orr, the family limited partnership, and the Spousal Trust to sell up to 44,000 FirstCash common shares in aggregate, subject to specified minimum price thresholds for executing transactions.

Does the FCFS Form 4 explain the purpose of the insider stock sales?

The Form 4 states that the sales are made under a Rule 10b5-1 Preset Diversification Program. Such plans are prearranged trading programs intended to systematically diversify holdings, here covering up to 44,000 aggregate shares at or above certain minimum prices.