Welcome to our dedicated page for First Ctzns Bancshares N C SEC filings (Ticker: FCNCA), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Tracking how First Citizens BancShares allocates capital after its Silicon Valley Bank acquisition can feel like wading through hundreds of pages of dense tables, credit metrics, and niche rail-leasing disclosures. Add in frequent 8-K updates on deposit flows and you have a research challenge investors face every quarter.
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Every filing type is covered:
- 10-K: Get a First Citizens BancShares annual report 10-K simplified with key ratios and segment commentary, including rail residual value assumptions.
- 10-Q: Our engine delivers First Citizens BancShares earnings report filing analysis so you can compare net interest margin quarter-over-quarter.
- 8-K: Material events—from liquidity moves to executive appointments—are surfaced under “First Citizens BancShares 8-K material events explained.”
- Form 4: Follow First Citizens BancShares Form 4 insider transactions real-time and spot buying or selling by directors.
- DEF 14A: Read the First Citizens BancShares proxy statement executive compensation section without combing through footnotes.
Whether you are understanding First Citizens BancShares SEC documents with AI for credit analysis, monitoring First Citizens BancShares executive stock transactions Form 4, or searching for dividend policy signals, Stock Titan keeps you ahead with AI-powered summaries, expert context, and instantaneous filing notifications.
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Olivia B. Holding filed a Form 4 reporting indirect holdings of both Class A and Class B common stock of First Citizens BancShares, Inc. (FCNCA) and related depositary shares. The filing identifies the reporting person as a director and lists substantial indirect positions: 537,667 Class A shares held by the Olivia B. Holding Revocable Trust and 121,926 Class B shares held by the same trust, plus additional indirect holdings through multiple entities and trusts (including 192,063 Class A by Southern BancShares (N.C.), Inc., 174,469 Class A by YVC Holdings, Inc., and others). The report also lists depositary shares of the issuer's preferred stock held indirectly (22,000, 198,945, and 200,000 by named entities). The filer disclaims beneficial ownership of listed shares except to the extent of any pecuniary interest, and the form notes each depositary share represents a 1/40th interest in the issuer's 5.375% Non-Cumulative Perpetual Preferred Stock, Series A.
BRYANT HOPE HOLDING filed a Form 4 reporting changes in holdings of First Citizens BancShares Inc. (FCNCA). The filing lists a transaction dated 08/07/2025 and shows a reported disposition of 108,725 Class A Common shares and a disposition of 17 Class B Common shares. The report details multiple indirect holdings across trusts and affiliated entities, including 84,668 shares held by the Hope H. Bryant 2023 GRAT, 101,818 held by a Revocable Trust for Hope H. Bryant, 192,063 by Southern BancShares (N.C.), Inc., and 100,000 by Fidelity BancShares (N.C.), Inc. Depositary shares are also reported (e.g., 12,000 by the revocable trust; 198,945 and 200,000 by affiliated entities). The filer includes disclaimers that she disclaims beneficial ownership except to the extent of any pecuniary interest. The Form is signed by attorney-in-fact on 08/11/2025.
Frank B. Holding Jr., identified as Chairman and CEO, a director and a 10% owner, filed a Form 4 reporting transactions linked to First Citizens BancShares Inc. (FCNCA). The filing records transactions dated 08/07/2025 showing purchases of Class B Common shares reported as: 150, 150, and 300 shares with indicated prices of $1,700, $1,700, and $1,697.50 respectively, each entry tied to trusts or GRATs named in the form.
The form also shows a reported disposition of 202,477 Class A Common shares (marked D) and lists multiple existing beneficial ownership and indirect holdings across Class A and Class B shares, including 106,000 and 115,000 Class A shares held in identified 2025 GRATs and indirect holdings by spouse and custodial accounts. The filing is signed by an attorney-in-fact on 08/11/2025.
First Citizens BancShares reported consolidated net income of $575 million for the quarter ended June 30, 2025, down from $707 million a year earlier, producing diluted earnings per share of $42.36 versus $47.54 in the prior-year period. Net interest income fell to $1,695 million from $1,821 million, driven by lower interest and fees on loans ($2,270 million versus $2,422 million) partially offset by higher interest on investment securities ($419 million versus $330 million).
On the balance sheet, total assets rose to $229.7 billion from $223.7 billion, and total deposits increased to $159.9 billion from $155.2 billion. Total loans and leases were $141.3 billion. The allowance for loan and lease losses was $1.672 billion. Accumulated other comprehensive loss improved meaningfully to $(114) million from $(445) million, reflecting unrealized gains on available-for-sale securities.
Noninterest expense rose to $1,500 million for the quarter and provision for credit losses increased to $115 million. The company repurchased 641,642 Class A shares year-to-date for $1.239 billion (including 338,959 shares for $619 million this quarter). These results show asset and deposit growth and improved OCI, while earnings, net interest margin and credit-related costs moderated performance versus the prior year.
FCNCA Form 4: Director Ralph Mattox Snow III purchased 10 Class A shares of First Citizens BancShares on 08/05/2025 at $1,888.5978 each, an outlay of roughly $18.9 k. His direct holdings increase from 100 to 110 shares; no derivative positions were disclosed. The buy was coded “P,” indicating an open-market acquisition and not a 10b5-1 trade. While the action signals incremental insider confidence, the volume is immaterial versus the bank’s multi-million-share float and should not meaningfully affect ownership structure or liquidity.
On 25 Jul 2025, First Citizens BancShares (FCNCA) filed an 8-K announcing two material developments.
Item 2.02: The company released second-quarter 2025 results via press release (Ex 99.1), financial supplement (Ex 99.3) and investor presentation (Ex 99.2). Management will review the quarter on a conference call at 9 a.m. ET, 25 Jul 2025. Specific revenue, EPS and capital ratios are contained in the exhibits, not in the body of the filing.
Item 8.01: The Board approved a new share-repurchase program (“2025 SRP”) authorizing the buyback of up to $4.0 billion of Class A common stock through 2026. Purchases may occur on the open market or via private transactions, including Rule 10b5-1 plans, and can be modified, suspended or terminated at any time at management’s discretion once the existing 2024 SRP is completed.
No additional financial metrics, guidance or strategic changes are provided in the text; investors must consult the attached exhibits for quantitative detail.
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