Welcome to our dedicated page for First Ctzns Bancshares N C SEC filings (Ticker: FCNCA), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
First Citizens BancShares, Inc. (NASDAQ: FCNCA) files a range of documents with the U.S. Securities and Exchange Commission that explain its capital structure, funding activities, governance decisions and significant corporate events. This SEC filings page aggregates those disclosures and pairs them with AI-powered summaries to help readers understand the key points in each report.
Investors can review current reports on Form 8-K that describe material events such as debt offerings, preferred stock issuances and branch acquisition agreements. For example, recent 8-K filings detail the issuance of fixed rate reset subordinated notes due 2035, the designation of a new series of non-cumulative perpetual preferred stock and related depositary shares, and an agreement for First-Citizens Bank & Trust Company to acquire 138 branches from BMO Bank N.A. Other 8-Ks highlight quarterly earnings announcements, share repurchase authorizations and changes in board composition or executive roles.
Alongside 8-Ks, users can access annual reports on Form 10-K and quarterly reports on Form 10-Q (when available) to see discussions of business segments, risk factors, capital management and regulatory matters. These periodic reports are central to understanding how First Citizens BancShares manages its commercial banking operations, preferred stock and subordinated debt, as well as its status as a top 20 U.S. financial institution and Fortune 500 member.
The platform also surfaces insider transaction filings on Form 4 and other ownership-related documents, enabling users to monitor equity transactions by directors and officers. AI-generated overviews highlight the most important elements of lengthy filings, helping readers navigate complex capital terms, redemption provisions, risk disclosures and transaction structures without reading every page in detail.
With real-time updates from EDGAR and concise AI explanations, this page serves as a focused entry point for analyzing FCNCA’s regulatory filings, capital actions and governance disclosures.
FIRST CITIZENS BANCSHARES INC /DE/ director Ralph Mattox Snow III increased his direct holdings through a small open-market purchase. On March 5, 2026, he bought 11 shares of Class A Common stock at an average price of $1,944.2225 per share. After this transaction, his direct ownership rose to 121 Class A Common shares, reflecting a net increase in his personal stake in the company.
First Citizens BancShares director and Vice Chairwoman Hope H. Bryant reported bona fide gifts of 10 shares of Class A common stock and 169 shares of Class B common stock, made through her revocable trust. The filing also updates her direct and indirect holdings, including shares held via several trusts and affiliated entities, while she disclaims beneficial ownership except to any pecuniary interest.
FIRST CITIZENS BANCSHARES INC Chairman and CEO Frank B. Holding Jr. reported a series of bona fide gifts of Class A and Class B common stock. On March 2–3, 2026, he disposed of an aggregate 943 shares at a stated price of $0.00 per share, reflecting non-cash gifts rather than market sales. Some gifts were from his direct holdings, while others were made in his capacity as custodian for family members. The filing also lists sizable indirect Class A and Class B holdings through trusts and a spouse, and includes a general disclaimer that he does not admit beneficial ownership of those indirectly held securities for Section 16 or other purposes.
First Citizens BancShares insider reporting shows family-related entities tied to Claire H. Bristow making bona fide share gifts. On March 2, 2026, the Claire Holding Bristow 2nd Amended and Restated Trust and a spouse‑trustee account each reported gifting 10 Class A Common shares, and the Claire trust reported gifting 168 Class B Common shares.
The filing also updates indirect and direct holdings across multiple Bristow family trusts and LLCs, such as 121,740 Class A Common shares and 43,817 Class B Common shares held by the Claire Holding Bristow 2nd Amended and Restated Trust after these gifts. A footnote states that Claire H. Bristow disclaims beneficial ownership of these securities.
First Citizens BancShares (FCNCA) insider Brice Carson H, a 10% owner, reported multiple bona fide gifts of Class A and Class B Common stock. The Form 4 shows several small, non-cash dispositions coded “G” on 2026-03-02 and 2026-03-03 through various trusts and family-related accounts. Footnotes state that the listed shares are held by trusts and other entities for the benefit of the reporting person’s children, that she does not have or share investment control over certain trust-held shares, and that she disclaims beneficial ownership of these securities for Section 16 purposes.
FIRST CITIZENS BANCSHARES INC /DE/ insider Olivia Britton Holding reported charitable-style transfers of First Citizens stock held through a trust. On Class A Common, the Olivia B. Holding Revocable Trust made bona fide gifts of 10 and 130 shares, while 168 Class B Common shares were also gifted, all at $0.00 per share. Following these gifts, the trust’s reported indirect holdings were 537,541 Class A shares and 122,094 Class B shares. Additional lines list indirect holdings in various trusts and entities, with the filer disclaiming beneficial ownership beyond any pecuniary interest.
First Citizens BancShares insider-related trusts reported small gift transfers of company stock. On March 2, 2026, the Peter M. Bristow 2nd Amended and Restated Trust and the Claire Holding Bristow 2nd Amended and Restated Trust each made bona fide gifts of 10 shares of Class A Common, and the Claire Holding Bristow 2nd Amended and Restated Trust made a bona fide gift of 168 shares of Class B Common. All transactions were reported as indirect holdings, and a footnote states that Peter M. Bristow disclaims beneficial ownership of these securities for Section 16 and other purposes.
First Citizens BancShares, Inc. issued and sold $500,000,000 aggregate principal amount of its 4.869% Fixed-to-Floating Rate Senior Notes due 2032 in a public offering under an effective shelf registration.
The notes were sold under an underwriting agreement dated February 25, 2026 with J.P. Morgan Securities LLC, BofA Securities, Inc., and Wells Fargo Securities, LLC as representatives of the underwriters, and were issued under a senior base indenture and a second supplemental indenture with U.S. Bank Trust Company, National Association as trustee. The report also files these transaction documents and related legal opinions as exhibits.
First Citizens BancShares, Inc. is offering $500,000,000 of 4.869% fixed-to-floating senior notes due March 3, 2032. The notes bear interest at 4.869% from the March 3, 2026 issue date through March 3, 2031, then reset to a floating rate equal to Compounded SOFR plus 1.487% (148.7 basis points).
The notes are unsecured, unsubordinated obligations of BancShares, not guaranteed by subsidiaries, and will be structurally subordinated to subsidiary liabilities. They will be issued in book-entry form, not listed, and expected to deliver on or about March 3, 2026. Estimated net proceeds are approximately $497,000,000, to be used for general corporate purposes including possible prepayment or redemption of long-term debt.
First Citizens BancShares is offering a series of fixed-to-floating rate senior notes, as described in a preliminary prospectus supplement dated February 25, 2026 (subject to completion). The notes will convert from a fixed rate to a floating rate tied to the Compounded SOFR Index Rate for the floating-rate period.
The notes will be unsecured and unsubordinated obligations of BancShares, will not be guaranteed by any subsidiary and therefore will be structurally subordinated to subsidiary liabilities. The offering document states proceeds will be used for general corporate purposes, which may include repayment or redemption of long-term debt. BancShares reported consolidated assets of $229.70 billion as of December 31, 2025, and aggregate subsidiary debt and other liabilities of $206.02 billion as of the same date.