Every 10-Q that First Citizens BancShares Inc (FCNCA) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow FCNCA and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FCNCA filings page.
First Citizens BancShares, Inc. reported Q2 2026 net income of $672 million, above $575 million a year earlier, and $1,206 million for the first six months. Net interest income was $1,656 million for the quarter, slightly below 2025, while a $10 million credit-loss benefit and higher noninterest income of $776 million supported earnings.
Total assets reached $236,842 million, with loans and leases of $151,034 million and deposits of $173,427 million, both higher than year-end 2025. Stockholders’ equity was $21,900 million, reflecting Class A share repurchases and unrealized securities losses, partly offset by issuance of $390 million of Series E preferred stock.
Credit quality remained manageable: nonaccrual loans were $1,446 million and year-to-date net charge-offs $262 million, below the prior year. Management also highlighted a pending acquisition of 138 BMO Bank N.A. branches, expected in the third quarter of 2026, involving approximately $5.3 billion in deposits and $700 million in loans.
First Citizens BancShares, Inc. reports Q1 2026 net income of $534 million, up from $483 million, with net income available to common stockholders of $508 million and earnings per share rising to $42.63 from $34.47 as the share count declined.
Total assets reached $235.96 billion, while loans and leases grew slightly to $148.69 billion and deposits to $170.84 billion. Net interest income eased to $1.62 billion, but the provision for credit losses fell sharply to $72 million from $154 million, and noninterest income increased to $692 million.
Noninterest expense rose to $1.54 billion, including higher personnel and processing costs. The allowance for loan and lease losses stood at $1.56 billion, and nonaccrual loans were $1.43 billion. The company issued $390 million of Series E preferred stock, repurchased $908 million of Class A common stock, and continued to pay common and preferred dividends.
First Citizens BancShares reports lower profitability but continued balance sheet growth for the nine months ended September 30, 2025. Net income was $1.63 billion, down from $2.08 billion a year earlier, with quarterly net income of $568 million.
Total assets grew to $233.5 billion from $223.7 billion, driven by loan growth to $144.8 billion and a larger securities portfolio. Deposits increased to $163.2 billion, while long‑term borrowings rose to $38.3 billion, including new senior and subordinated note issuances and redemption of older subordinated debt.
Credit costs increased as the provision for credit losses reached $460 million year to date versus $276 million last year, and nonaccrual loans rose to $1.41 billion. The allowance for loan and lease losses stood at $1.65 billion. The company also continued share repurchases of Class A common stock and paid common and preferred dividends.
Strategically, its bank subsidiary agreed to acquire 138 BMO Bank branches, expecting to assume about $5.7 billion in deposits and $1.1 billion in loans, with closing anticipated in mid‑2026, subject to customary conditions and regulatory approvals. Management also terminated a prior shared‑loss agreement with the FDIC related to the Silicon Valley Bridge Bank acquisition, with no income statement or balance sheet impact disclosed.
First Citizens BancShares reported consolidated net income of $575 million for the quarter ended June 30, 2025, down from $707 million a year earlier, producing diluted earnings per share of $42.36 versus $47.54 in the prior-year period. Net interest income fell to $1,695 million from $1,821 million, driven by lower interest and fees on loans ($2,270 million versus $2,422 million) partially offset by higher interest on investment securities ($419 million versus $330 million).
On the balance sheet, total assets rose to $229.7 billion from $223.7 billion, and total deposits increased to $159.9 billion from $155.2 billion. Total loans and leases were $141.3 billion. The allowance for loan and lease losses was $1.672 billion. Accumulated other comprehensive loss improved meaningfully to $(114) million from $(445) million, reflecting unrealized gains on available-for-sale securities.
Noninterest expense rose to $1,500 million for the quarter and provision for credit losses increased to $115 million. The company repurchased 641,642 Class A shares year-to-date for $1.239 billion (including 338,959 shares for $619 million this quarter). These results show asset and deposit growth and improved OCI, while earnings, net interest margin and credit-related costs moderated performance versus the prior year.