Every 8-K that First Citizens BancShares Inc (FCNCA) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow FCNCA and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FCNCA filings page.
First Citizens BancShares, Inc. (FCNCA) announced that its wholly owned subsidiary, First-Citizens Bank & Trust Company, has completed the previously announced acquisition of 138 branches from BMO Bank N.A., effective September 4, 2026. The branches are located across the Midwest, Great Plains and West regions of the U.S.
As part of the transaction, First Citizens Bank assumed approximately $5 billion in deposits and $650 million in loans. The bank now operates more than 600 branches and offices nationwide and is described as a top 20 U.S. bank with more than $225 billion in assets$1 million in community initiatives across its expanded markets during 2026 and 2027.
First Citizens BancShares reported higher second-quarter 2026 results, with net income of $672 million versus $534 million in the prior quarter. Net income available to common stockholders was $640 million, or $55.52 per share, and adjusted net income available to common stockholders was $659 million, or $57.09 per share. Net interest income rose to $1.66 billion, and net interest margin was 3.10%, or 3.01% excluding purchase accounting accretion.
Reported noninterest income was $776 million, or $586 million on an adjusted basis, driven by higher derivatives valuations, a $17 million gain on sale of tax credit investments and broader fee growth. Adjusted noninterest expense increased modestly to $1.35 billion, as higher marketing, technology and other costs were partly offset by lower personnel expense. Credit metrics remained stable, with a $10 million benefit for credit losses versus a $72 million provision in the linked quarter, net charge-offs of $108 million (0.29% of average loans) and nonaccrual loans of $1.45 billion (0.96% of loans). The allowance for loan and lease losses was $1.48 billion, or 0.98% of loans.
Loans and leases grew 1.6% during the quarter to $151.03 billion, led by Commercial Bank growth, while deposits rose 1.5% to $173.43 billion. Borrowings fell to $32.19 billion as the company prepaid another $2.5 billion of the FDIC Purchase Money Note, leaving $28.42 billion outstanding. Regulatory capital ratios stayed above requirements, including a CET1 ratio of 10.77%. During the quarter, the company repurchased 298,907 Class A shares for $600 million, bringing total repurchases since July 2024 to 3,141,855 shares for $6.19 billion, with $1.31 billion remaining under the 2025 Share Repurchase Plan. The pending acquisition of 138 BMO Bank N.A. branches is expected to add about $5.3 billion in deposits and $700 million in loans upon anticipated closing in the third quarter of 2026, and management provided ranges for key 3Q26 and full-year 2026 metrics.
First Citizens BancShares, Inc. held its 2026 Annual Stockholder’s Meeting on May 4, 2026, where stockholders elected 12 directors to one-year terms. Each nominee, including Ellen R. Alemany, Frank B. Holding, Jr., and others, received more votes cast "for" than "withheld."
Stockholders approved a non-binding "say-on-pay" advisory resolution on executive compensation and ratified the appointment of KPMG LLP as independent public accountants for 2026 by an overwhelming margin. A stockholder proposal requesting a report on faith-based employee resource groups received very limited support and was not approved.
First Citizens BancShares reported first-quarter 2026 earnings with mixed trends. Net income was $534 million versus $580 million in the prior quarter, and net income available to common stockholders was $508 million, or $42.63 per share, down from $45.81. Adjusted net income available to common was $534 million, or $44.86 per share.
Net interest income fell to $1.62 billion as net interest margin declined to 3.09%. Loans grew to $148.69 billion, while deposits rose strongly to $170.84 billion, including $2.95 billion growth in noninterest-bearing balances. Provision for credit losses increased to $72 million, but the net charge-off ratio improved to 0.30%.
The company repurchased 449,845 Class A shares for $900 million and issued $400 million of Series E perpetual preferred stock. The estimated Common Equity Tier 1 ratio was 10.83%, and liquid assets were $60.72 billion, supporting management’s outlook for 2026 net interest income of $6.5–$6.8 billion and adjusted noninterest expense of $5.34–$5.43 billion.
First Citizens BancShares, Inc. issued and sold $500,000,000 aggregate principal amount of its 4.869% Fixed-to-Floating Rate Senior Notes due 2032 in a public offering under an effective shelf registration.
The notes were sold under an underwriting agreement dated February 25, 2026 with J.P. Morgan Securities LLC, BofA Securities, Inc., and Wells Fargo Securities, LLC as representatives of the underwriters, and were issued under a senior base indenture and a second supplemental indenture with U.S. Bank Trust Company, National Association as trustee. The report also files these transaction documents and related legal opinions as exhibits.
First Citizens BancShares, Inc. created a new 6.625% Non-Cumulative Perpetual Preferred Stock, Series E, with a $1,000 per share liquidation preference, and related depositary shares, by filing a certificate of designation in Delaware.
The company agreed to sell, and has closed a public offering of, 16,000,000 depositary shares, each representing a 1/40th interest in a Series E preferred share. Dividends are fixed at 6.625% per year until March 15, 2031, then reset every five years at the five-year U.S. Treasury rate plus 2.830%. The preferred ranks on parity with existing preferred series, is senior to common stock, has limited voting rights, and is redeemable at the company’s option on or after March 15, 2031 or after a defined regulatory capital event.
First Citizens BancShares, Inc. reported that it has released its results of operations for the quarter ended December 31, 2025. The company furnished an earnings press release, an investor presentation, and a detailed financial supplement as Exhibits 99.1, 99.2, and 99.3 to this report, and also made them available on its investor relations website.
The company plans to discuss its fourth-quarter and full-year performance on a conference call scheduled for 9 a.m. Eastern time on January 23, 2026. The report also includes customary cautionary language about forward-looking statements, highlighting a wide range of economic, regulatory, competitive, geopolitical, and operational risks that could cause actual results to differ from current expectations.
First Citizens BancShares, Inc. reported that its Chief Risk Officer, Lorie K. Rupp, has notified the company of her intent to retire from her positions with the holding company and First-Citizens Bank & Trust Company, effective June 1, 2026. The company states that Tom Eklund, currently Treasurer of BancShares, is expected to succeed Ms. Rupp as Chief Risk Officer as of her retirement date, providing a planned leadership transition in the risk function. BancShares also noted it issued a press release on January 14, 2026 announcing the expected appointment and planned retirement, and included customary forward-looking statement language highlighting general economic, regulatory, competitive, and transaction-related risks that could affect future results.
First Citizens BancShares, Inc. created a new 7.000% Non-Cumulative Perpetual Preferred Stock, Series D, and completed a public offering of 500,000 Depositary Shares, each representing a 1/100th interest in a Series D share with a $100,000 liquidation preference. The Series D Preferred Stock ranks on parity with the company’s existing preferred series and is senior to common stock for dividends and liquidation. Dividends are fixed at 7.000% per year until December 15, 2030, then reset every five years at the five-year U.S. Treasury rate plus 3.301%, and are payable quarterly when authorized and declared.
The preferred shares are perpetual with no mandatory redemption, but the company may redeem them on any dividend date on or after December 15, 2030, or within 90 days after a defined regulatory capital event, at $100,000 per preferred share (or $1,000 per Depositary Share) plus certain unpaid dividends, subject to Federal Reserve approval. Holders generally have no voting rights, but can elect two directors if dividends are omitted for periods totaling 18 months, and receive priority liquidation payments before common stock and other junior securities.
First Citizens BancShares furnished its quarterly update, announcing results for the quarter ended September 30, 2025. The company provided an earnings press release and financial supplement as Exhibits 99.1 and 99.3, and an investor presentation as Exhibit 99.2.
The information under Items 2.02 and 7.01, including Exhibits 99.1, 99.2 and 99.3, is being furnished and not filed under the Exchange Act. BancShares will host a conference call at 9 a.m. Eastern on October 23, 2025, to discuss its third-quarter performance. Materials are available on the company’s investor relations site.
First Citizens BancShares (FCNCA) said its subsidiary, First-Citizens Bank & Trust Company, agreed to acquire 138 branches from BMO Bank N.A. across the Midwest, Great Plains and West.
As part of the deal, First Citizens Bank will assume approximately $5.7 billion in deposit liabilities and acquire approximately $1.1 billion in loans. The company expects closing in mid-2026, subject to customary closing terms and conditions and regulatory approvals.
The company also made available a press release and investor presentation with additional details. Management highlighted typical risks for this type of transaction, including regulatory approvals, integration execution, potential customer attrition and whether anticipated benefits and cost savings are realized.
First Citizens BancShares, Inc. executed an offering of subordinated debt under a previously filed Form S-3 registration statement and a Prospectus Supplement dated September 2, 2025. The company entered an Underwriting Agreement dated September 2, 2025 with BofA Securities, Inc. and Morgan Stanley & Co. LLC as representatives of the underwriters to sell the securities. A Third Supplemental Indenture dated September 5, 2025 supplements the Subordinated Base Indenture dated March 4, 2020, and the offering includes a form of 5.600% Fixed Rate Reset Subordinated Notes due 2035. Legal opinion and consent from Smith, Anderson, Blount, Dorsett, Mitchell & Jernigan, LLP are included, and the filing is signed by Craig L. Nix, Chief Financial Officer.
On 25 Jul 2025, First Citizens BancShares (FCNCA) filed an 8-K announcing two material developments.
Item 2.02: The company released second-quarter 2025 results via press release (Ex 99.1), financial supplement (Ex 99.3) and investor presentation (Ex 99.2). Management will review the quarter on a conference call at 9 a.m. ET, 25 Jul 2025. Specific revenue, EPS and capital ratios are contained in the exhibits, not in the body of the filing.
Item 8.01: The Board approved a new share-repurchase program (“2025 SRP”) authorizing the buyback of up to $4.0 billion of Class A common stock through 2026. Purchases may occur on the open market or via private transactions, including Rule 10b5-1 plans, and can be modified, suspended or terminated at any time at management’s discretion once the existing 2024 SRP is completed.
No additional financial metrics, guidance or strategic changes are provided in the text; investors must consult the attached exhibits for quantitative detail.
First Citizens BancShares (Nasdaq: FCNCA) filed a Form 8-K announcing the appointment of Diane Morais, former President of Ally Bank’s Consumer & Commercial Banking, to its Board effective July 1, 2025.
Morais, age 60, will serve until the 2026 Annual Meeting and sit on the Risk and Technology Committees. The Board determined she is independent under Nasdaq rules and will receive prorated compensation aligned with other non-associate directors.
No other executive changes, related-party transactions, or financial updates were disclosed.