First Citizens officer reports no share holdings

First Citizens BancShares Inc. executive Michelle Draper, Chief Marketing Officer, reported that she does not beneficially own any of the company’s securities.

Rhea-AI Filing Summary

First Citizens BancShares Inc. executive Michelle Draper, Chief Marketing Officer, reported that she does not beneficially own any of the company’s securities. A holding entry dated July 6, 2026 lists total shares beneficially owned after the report as 0.0000, held directly.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider DRAPER MICHELLE

Role Chief Marketing Officer

Type	Security	Shares	Price	Value
holding	No securities are beneficially owned	--	--	--

Holdings After Transaction: No securities are beneficially owned — 0 shares (Direct)

Key Figures

Shares beneficially owned: 0.0000 shares Reported buy transactions: 0 Reported sell transactions: 0 +1 more

4 metrics

Shares beneficially owned 0.0000 shares Total shares beneficially owned after the holding entry dated July 6, 2026

Reported buy transactions 0 Number of buy transactions in the transaction summary for this insider report

Reported sell transactions 0 Number of sell transactions in the transaction summary for this insider report

Holding entries 1 Count of holding entries reflecting existing positions in the ownership table

Key Terms

beneficially owned, Chief Marketing Officer

2 terms

beneficially owned financial

"Security title notes that no securities are beneficially owned"

Beneficially owned describes securities or assets where a person has the economic rights and control—such as the right to receive dividends and to direct voting—even if legal title is held in another name. Think of it like having the keys and using a car that’s registered to someone else: you get the benefits and make decisions. Investors care because beneficial ownership reveals who truly controls value and voting power, affecting corporate decisions and takeover dynamics.

Chief Marketing Officer financial

"Michelle Draper is identified with the title Chief Marketing Officer"

A chief marketing officer (CMO) is the senior executive who leads a company's efforts to attract and keep customers by managing brand image, advertising, pricing signals and market research. Investors monitor the CMO because their strategies directly affect sales growth, customer loyalty and the success of product launches—think of the CMO as the person designing a store’s storefront and promotions to draw and retain shoppers, which impacts revenue and valuation.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

Who is the insider named in the FCNCA beneficial ownership report?

The insider is Michelle Draper, who serves as Chief Marketing Officer of First Citizens BancShares Inc. She submitted an ownership report stating she beneficially owns 0 shares of the company’s securities, with all reported holdings shown as direct and none as indirect.

How many FCNCA shares does Michelle Draper report owning?

Michelle Draper reports beneficial ownership of 0.0000 shares of First Citizens BancShares Inc. The filing’s holding entry shows total shares beneficially owned following the report as 0.0000, indicating she does not currently hold any of the issuer’s securities in her own name.

What is the date of Michelle Draper’s FCNCA ownership entry?

The reported ownership entry for Michelle Draper is dated July 6, 2026. This date marks when her status as owning 0.0000 shares of First Citizens BancShares Inc. securities was recorded in the insider ownership statement for regulatory disclosure purposes.

Does the FCNCA insider report show any recent trades by Michelle Draper?

No, the insider report shows no purchases or sales by Michelle Draper. Summary data lists zero buy transactions, zero sell transactions and no option exercises, indicating only a holding entry reflecting 0.0000 shares beneficially owned rather than any trading activity.

What position does Michelle Draper hold at First Citizens BancShares (FCNCA)?

Michelle Draper serves as Chief Marketing Officer of First Citizens BancShares Inc. Her role is disclosed in the insider ownership report, which identifies her as an officer of the company while also stating she currently beneficially owns 0.0000 shares of the issuer’s securities.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 07/15/2026 - 11:50 AM EDT Learn about SEC filing dates

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

DRAPER MICHELLE

(Last) (First) (Middle)

4300 SIX FORKS ROAD

(Street)

RALEIGH NORTH CAROLINA 27609

(City) (State) (Zip)

UNITED STATES

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
07/06/2026

3. Issuer Name and Ticker or Trading Symbol
FIRST CITIZENS BANCSHARES INC /DE/ [ FCNCA ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Marketing Officer

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
No securities are beneficially owned	0	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	Michelle A. Draper, By: E. Knox Proctor V, Attorney-in-fact	07/15/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)