Welcome to our dedicated page for First Ctzns Bancshares N C SEC filings (Ticker: FCNCA), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
First Citizens BancShares Inc. filings document the regulatory record for a bank holding company with Nasdaq-listed Class A common stock and multiple preferred stock or depositary-share securities. Form 8-K reports include quarterly results, financial supplements, Regulation FD presentation materials, senior note offerings, preferred-stock designations, security-holder rights modifications, and other material events.
Proxy and annual meeting filings describe board elections, executive compensation votes, auditor ratification, stockholder proposals, and governance procedures. The company’s capital-structure disclosures cover non-cumulative perpetual preferred stock series, depositary share terms, senior notes, registered securities, and related underwriting or indenture documents, alongside risk-management leadership and other governance updates.
First Citizens BancShares reported consolidated net income of $575 million for the quarter ended June 30, 2025, down from $707 million a year earlier, producing diluted earnings per share of $42.36 versus $47.54 in the prior-year period. Net interest income fell to $1,695 million from $1,821 million, driven by lower interest and fees on loans ($2,270 million versus $2,422 million) partially offset by higher interest on investment securities ($419 million versus $330 million).
On the balance sheet, total assets rose to $229.7 billion from $223.7 billion, and total deposits increased to $159.9 billion from $155.2 billion. Total loans and leases were $141.3 billion. The allowance for loan and lease losses was $1.672 billion. Accumulated other comprehensive loss improved meaningfully to $(114) million from $(445) million, reflecting unrealized gains on available-for-sale securities.
Noninterest expense rose to $1,500 million for the quarter and provision for credit losses increased to $115 million. The company repurchased 641,642 Class A shares year-to-date for $1.239 billion (including 338,959 shares for $619 million this quarter). These results show asset and deposit growth and improved OCI, while earnings, net interest margin and credit-related costs moderated performance versus the prior year.
FCNCA Form 4: Director Ralph Mattox Snow III purchased 10 Class A shares of First Citizens BancShares on 08/05/2025 at $1,888.5978 each, an outlay of roughly $18.9 k. His direct holdings increase from 100 to 110 shares; no derivative positions were disclosed. The buy was coded “P,” indicating an open-market acquisition and not a 10b5-1 trade. While the action signals incremental insider confidence, the volume is immaterial versus the bank’s multi-million-share float and should not meaningfully affect ownership structure or liquidity.
On 25 Jul 2025, First Citizens BancShares (FCNCA) filed an 8-K announcing two material developments.
Item 2.02: The company released second-quarter 2025 results via press release (Ex 99.1), financial supplement (Ex 99.3) and investor presentation (Ex 99.2). Management will review the quarter on a conference call at 9 a.m. ET, 25 Jul 2025. Specific revenue, EPS and capital ratios are contained in the exhibits, not in the body of the filing.
Item 8.01: The Board approved a new share-repurchase program (“2025 SRP”) authorizing the buyback of up to $4.0 billion of Class A common stock through 2026. Purchases may occur on the open market or via private transactions, including Rule 10b5-1 plans, and can be modified, suspended or terminated at any time at management’s discretion once the existing 2024 SRP is completed.
No additional financial metrics, guidance or strategic changes are provided in the text; investors must consult the attached exhibits for quantitative detail.
On 25 Jul 2025, First Citizens BancShares (FCNCA) filed an 8-K announcing two material developments.
Item 2.02: The company released second-quarter 2025 results via press release (Ex 99.1), financial supplement (Ex 99.3) and investor presentation (Ex 99.2). Management will review the quarter on a conference call at 9 a.m. ET, 25 Jul 2025. Specific revenue, EPS and capital ratios are contained in the exhibits, not in the body of the filing.
Item 8.01: The Board approved a new share-repurchase program (“2025 SRP”) authorizing the buyback of up to $4.0 billion of Class A common stock through 2026. Purchases may occur on the open market or via private transactions, including Rule 10b5-1 plans, and can be modified, suspended or terminated at any time at management’s discretion once the existing 2024 SRP is completed.
No additional financial metrics, guidance or strategic changes are provided in the text; investors must consult the attached exhibits for quantitative detail.
First Citizens BancShares (Nasdaq: FCNCA) filed a Form 8-K announcing the appointment of Diane Morais, former President of Ally Bank’s Consumer & Commercial Banking, to its Board effective July 1, 2025.
Morais, age 60, will serve until the 2026 Annual Meeting and sit on the Risk and Technology Committees. The Board determined she is independent under Nasdaq rules and will receive prorated compensation aligned with other non-associate directors.
No other executive changes, related-party transactions, or financial updates were disclosed.
This Schedule 13D/A filing reports significant ownership changes in First Citizens BancShares Class A Common Stock by members of the Holding family. Frank B. Holding Jr.'s beneficial ownership has increased to 5.00% (604,682 shares) due to company share repurchases, triggering this amended filing.
Key ownership positions of reporting persons:
- Olivia B. Holding: 918,104 shares (7.59%)
- Frank B. Holding Jr.: 604,682 shares (5.00%)
- Claire H. Bristow: 513,515 shares (4.25%)
- Hope H. Bryant: 380,661 shares (3.15%)
- Carson H. Brice: 297,073 shares (2.46%)
Collectively, the reporting persons beneficially own approximately 21.55% of Class A shares and 54.01% of Class B shares. The shares were acquired through various means including gifts, personal funds, and the 2014 First Citizens Bancorporation merger. Frank B. Holding Jr., Hope H. Bryant, and Peter M. Bristow serve as executive officers and directors of the company.