Welcome to our dedicated page for First Citizens BancShares SEC filings (Ticker: FCNCN), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on First Citizens BancShares's stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time EDGAR feed updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into First Citizens BancShares's regulatory disclosures and financial reporting.
First Citizens BancShares insider-related trusts reported small gift transfers of company stock. On March 2, 2026, the Peter M. Bristow 2nd Amended and Restated Trust and the Claire Holding Bristow 2nd Amended and Restated Trust each made bona fide gifts of 10 shares of Class A Common, and the Claire Holding Bristow 2nd Amended and Restated Trust made a bona fide gift of 168 shares of Class B Common. All transactions were reported as indirect holdings, and a footnote states that Peter M. Bristow disclaims beneficial ownership of these securities for Section 16 and other purposes.
First Citizens BancShares, Inc. issued and sold $500,000,000 aggregate principal amount of its 4.869% Fixed-to-Floating Rate Senior Notes due 2032 in a public offering under an effective shelf registration.
The notes were sold under an underwriting agreement dated February 25, 2026 with J.P. Morgan Securities LLC, BofA Securities, Inc., and Wells Fargo Securities, LLC as representatives of the underwriters, and were issued under a senior base indenture and a second supplemental indenture with U.S. Bank Trust Company, National Association as trustee. The report also files these transaction documents and related legal opinions as exhibits.
First Citizens BancShares, Inc. is offering $500,000,000 of 4.869% fixed-to-floating senior notes due March 3, 2032. The notes bear interest at 4.869% from the March 3, 2026 issue date through March 3, 2031, then reset to a floating rate equal to Compounded SOFR plus 1.487% (148.7 basis points).
The notes are unsecured, unsubordinated obligations of BancShares, not guaranteed by subsidiaries, and will be structurally subordinated to subsidiary liabilities. They will be issued in book-entry form, not listed, and expected to deliver on or about March 3, 2026. Estimated net proceeds are approximately $497,000,000, to be used for general corporate purposes including possible prepayment or redemption of long-term debt.
First Citizens BancShares is offering a series of fixed-to-floating rate senior notes, as described in a preliminary prospectus supplement dated February 25, 2026 (subject to completion). The notes will convert from a fixed rate to a floating rate tied to the Compounded SOFR Index Rate for the floating-rate period.
The notes will be unsecured and unsubordinated obligations of BancShares, will not be guaranteed by any subsidiary and therefore will be structurally subordinated to subsidiary liabilities. The offering document states proceeds will be used for general corporate purposes, which may include repayment or redemption of long-term debt. BancShares reported consolidated assets of $229.70 billion as of December 31, 2025, and aggregate subsidiary debt and other liabilities of $206.02 billion as of the same date.
Harris Associates L.P. and its general partner Harris Associates, Inc. filed an amended Schedule 13G/A reporting beneficial ownership of 928,944 shares of First Citizens BancShares, Inc. Class A common stock, representing 8.1% of the class as of 12/31/2025.
The firms report sole dispositive power over these shares and no voting power. They state the position is held in the ordinary course of business and not for the purpose of changing or influencing control of First Citizens BancShares.