First Financial (FFBC) CFO amends Form 4 tax-withheld share count

Rhea-AI Filing Summary

FIRST FINANCIAL BANCORP (FFBC) Chief Financial Officer James M. Anderson filed an amended insider report to correct a prior tax-related share disposition. The filing clarifies that 3,852 shares of common stock were withheld at $27.25 per share to cover tax obligations, rather than 3,989 shares previously reported.

After this correction, Anderson directly holds 123,075 shares of common stock. He also has indirect holdings of 566 shares as UTMA custodian for his daughter, 828 shares as UTMA custodian for his son, and 20,563.4069 shares through a 401(k) plan. The transaction is a tax-withholding adjustment, not an open-market trade.

Insider Trade Summary

4 transactions reported

Mixed 4 txns

Insider ANDERSON JAMES M

Role Chief Financial Officer

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	3,989	$27.25	$109K
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 123,075 shares (Direct); Common Stock — 566 shares (Indirect, As UTMA Custodian for Daughter)

Footnotes (1)

1. Incorrect number of shares reported on Form 4. Correct number of shares is 3,852. Balance increased to reflect difference between 3,989 and 3,852.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

ANDERSON JAMES M

(Last) (First) (Middle)

255 EAST 5TH STREET, SUITE 2900

(Street)

CINCINNATI OHIO 45202

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FIRST FINANCIAL BANCORP /OH/ [ FFBC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/07/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)
03/10/2026

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/07/2026		F		3,989(1)	D	$27.25	123,075(2)	D
Common Stock								566	I	As UTMA Custodian for Daughter
Common Stock								828	I	As UTMA Custodian for Son
Common Stock								20,563.4069	I	By 401-K

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Incorrect number of shares reported on Form 4. Correct number of shares is 3,852.

2. Balance increased to reflect difference between 3,989 and 3,852.

	/s/ Maria Hinkel, POA	03/26/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did FFBC CFO James Anderson report in this amended Form 4?

James Anderson reported a correction to a prior tax-withholding entry, confirming that 3,852 First Financial Bancorp common shares were withheld to satisfy tax obligations, rather than 3,989 shares. This adjustment reflects a technical correction, not a new open-market transaction or investment decision.

How many First Financial Bancorp (FFBC) shares were actually withheld for taxes?

The amended filing states that 3,852 FFBC common shares were withheld to cover tax liabilities. Footnotes explain that the original Form 4 overstated the withholding at 3,989 shares, and the balance was increased to reflect the difference between the two reported amounts.

What are James Anderson’s direct holdings in First Financial Bancorp after this correction?

Following the corrected tax-withholding entry, James Anderson directly holds 123,075 FFBC common shares. This figure reflects his remaining direct ownership after the 3,852-share tax withholding and shows his continuing sizable equity position as Chief Financial Officer of First Financial Bancorp.

What indirect FFBC shareholdings are reported for James Anderson in this Form 4/A?

The filing lists indirect holdings of 566 FFBC shares as UTMA custodian for his daughter, 828 shares as UTMA custodian for his son, and 20,563.4069 shares held through a 401(k) plan. These positions are reported separately from his 123,075 directly owned common shares.

Does this FFBC Form 4/A show any open-market stock sales by the CFO?

No, the amended filing only corrects a tax-withholding disposition of 3,852 shares at $27.25 per share. The disposition is coded as tax-related (code F), meaning shares were delivered to satisfy obligations rather than sold in an open-market transaction by James Anderson.

Why was James Anderson’s earlier FFBC Form 4 corrected with this amendment?

Footnotes explain that the earlier Form 4 reported an incorrect tax-withheld share amount. The correct number is 3,852 shares, not 3,989, and the reported balance was increased accordingly. This amendment aligns the disclosed share counts with the actual tax-withholding transaction.