First Financial grants officer 7,636 shares

FFBC’s chief commercial banking officer received a three-year cliff-vesting stock award, increasing his directly held common shares.

Rhea-AI Filing Summary

FIRST FINANCIAL BANCORP (symbol: FFBC) is the issuer of record for a Form 4 filing submitted to the SEC. Reckman Matthew David reported acquisition or exercise transactions in this Form 4 filing.

FIRST FINANCIAL BANCORP (FFBC) reported that Chief Commercial Banking Officer Matthew David Reckman received a grant or award of 7,636 shares of common stock on September 14, 2026. According to a footnote, these shares have a three-year cliff vest, and his directly held common stock position is now 55,106 shares.

Insider Trade Summary

Grant/Award: 7,636 shares

Grant/Award 1 txn

Insider Reckman Matthew David

Role Chief Comm. Banking Officer

Type	Security	Shares	Price	Value
Grant/Award	Common Stock F1	7,636	$32.74	$250K

Holdings After Transaction: Common Stock — 55,106 shares (Direct)

Footnotes (1)

1. F1. Shares have a three-year cliff vest.

Key Figures

Shares granted or awarded: 7,636 shares Reported per-share value for the award: $32.74 per share Shares held after transaction: 55,106 shares

3 metrics

Shares granted or awarded 7,636 shares Common stock grant or award to the chief commercial banking officer on September 14, 2026

Reported per-share value for the award $32.74 per share Valuation used for the 7,636-share common stock grant or award

Shares held after transaction 55,106 shares Directly owned FIRST FINANCIAL BANCORP common shares reported after the award

Key Terms

cliff vest, Common Stock, Rule 10b5-1 trading plan

3 terms

cliff vest financial

"Shares have a three-year cliff vest."

A cliff vest is a schedule for stock options or restricted shares where no ownership rights are earned until a fixed date, after which a set portion becomes fully owned all at once — like a probation period that suddenly unlocks pay. Investors watch cliff vests because they influence when insiders can sell shares, affect staff retention and dilution timing, and help predict short-term changes in a company’s shareholder makeup.

Common Stock financial

"security title Common Stock reported for the insider transaction"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Rule 10b5-1 trading plan regulatory

"document-level Rule 10b5-1 plan checkbox not selected for this Form 4"

A Rule 10b5-1 trading plan is a pre-arranged schedule that allows company insiders to buy or sell stock at specific times, even if they have inside information. It helps prevent accusations of unfair trading by making these transactions look planned and transparent, rather than sneaky or illegal.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did FFBC report for Matthew David Reckman?

FFBC reported that Chief Commercial Banking Officer Matthew David Reckman received a grant or award of 7,636 shares of common stock on September 14, 2026, subject to a three-year cliff vest before he gains full ownership of the shares.

How many FFBC shares were granted to the officer in this Form 4?

The filing shows a grant or award of 7,636 shares of common stock to Chief Commercial Banking Officer Matthew David Reckman, with the transaction valued for reporting purposes at $32.74 per share.

What does three-year cliff vest mean for the FFBC stock award?

The footnote states the shares have a three-year cliff vest, meaning the entire award becomes vested after three years, with no partial vesting before that time.

What are Matthew David Reckman’s FFBC holdings after this transaction?

After the grant or award, the Form 4 reports that Matthew David Reckman directly holds 55,106 shares of FIRST FINANCIAL BANCORP common stock.

Was the FFBC insider transaction made under a Rule 10b5-1 trading plan?

The Form 4 does not report the transaction as being made under a Rule 10b5-1 trading plan; the document-level checkbox for such a plan is not selected.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/16/2026 - 09:32 AM Accepted by SEC EDGAR 09/16/2026 - 09:31 AM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Reckman Matthew David

(Last) (First) (Middle)

255 E. FIFTH STREET

SUITE 800

(Street)

CINCINNATI OHIO 45202

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FIRST FINANCIAL BANCORP /OH/ [ FFBC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Comm. Banking Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/14/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock(1)	09/14/2026		A		7,636	A	$32.74	55,106	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares have a three-year cliff vest.

	/s/Terri J Ziepfel, POA	09/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)