First Financial grants Reckman 15,272 shares

Chief Commercial Banking Officer Matthew David Reckman received a time-vested stock award that increases his direct common stock holdings in FIRST FINANCIAL BANCORP.

Rhea-AI Filing Summary

FIRST FINANCIAL BANCORP (symbol: FFBC) is the issuer of record for a Form 4 filing submitted to the SEC. Reckman Matthew David reported acquisition or exercise transactions in this Form 4 filing.

FIRST FINANCIAL BANCORP (FFBC) reported that Chief Commercial Banking Officer Matthew David Reckman received an award of 15,272 shares of common stock on September 14, 2026 at a reported value of $32.74 per share. The shares carry a three-year cliff vest, and his directly held common stock after this award is 47,470 shares.

Insider Trade Summary

Grant/Award: 15,272 shares

Grant/Award 1 txn

Insider Reckman Matthew David

Role Chief Comm. Banking Officer

Type	Security	Shares	Price	Value
Grant/Award	Common Stock F1	15,272	$32.74	$500K

Holdings After Transaction: Common Stock — 47,470 shares (Direct)

Footnotes (1)

1. F1. Shares have a three-year cliff vest.

Key Figures

Shares awarded: 15,272 shares Reported value per share: $32.74 per share Direct holdings after award: 47,470 shares +1 more

4 metrics

Shares awarded 15,272 shares Common stock grant to Chief Commercial Banking Officer on September 14, 2026

Reported value per share $32.74 per share Value reported for the September 14, 2026 common stock award

Direct holdings after award 47,470 shares Directly owned FIRST FINANCIAL BANCORP common stock following the reported transaction

Vesting period Three years Awarded shares are subject to a three-year cliff vest

Key Terms

three-year cliff vest, Common Stock, Rule 10b5-1 trading plan

3 terms

three-year cliff vest financial

"Shares have a three-year cliff vest."

Common Stock financial

"The filing reports an award of Common Stock to the officer."

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Rule 10b5-1 trading plan regulatory

"The form discloses whether transactions were made under a Rule 10b5-1 trading plan."

A Rule 10b5-1 trading plan is a pre-arranged schedule that allows company insiders to buy or sell stock at specific times, even if they have inside information. It helps prevent accusations of unfair trading by making these transactions look planned and transparent, rather than sneaky or illegal.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did FFBC disclose for Matthew David Reckman?

FFBC disclosed that Chief Commercial Banking Officer Matthew David Reckman received an award of 15,272 shares of common stock on September 14, 2026, reported at $32.74 per share, subject to a three-year cliff vest.

How many FFBC shares does Matthew David Reckman hold after this award?

After the reported award, Matthew David Reckman directly holds 47,470 shares of FIRST FINANCIAL BANCORP common stock, according to the filing.

Was the FFBC insider award to Matthew David Reckman a market purchase or a grant?

The filing describes the transaction as a grant or award of common stock to Matthew David Reckman, not as an open-market purchase or sale.

What are the vesting terms of Matthew David Reckman’s new FFBC stock award?

A footnote states that the 15,272 awarded shares have a three-year cliff vest, meaning they become fully vested after three years rather than vesting gradually.

Was the FFBC stock award to Matthew David Reckman made under a Rule 10b5-1 trading plan?

The filing indicates that the transaction was not affirmed as being made under a Rule 10b5-1 trading plan, based on the plan-status disclosure in the form.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/16/2026 - 09:28 AM Accepted by SEC EDGAR 09/16/2026 - 09:28 AM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Reckman Matthew David

(Last) (First) (Middle)

255 E. FIFTH STREET

SUITE 800

(Street)

CINCINNATI OHIO 45202

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FIRST FINANCIAL BANCORP /OH/ [ FFBC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Comm. Banking Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/14/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock(1)	09/14/2026		A		15,272	A	$32.74	47,470	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares have a three-year cliff vest.

	/s/Terri J Ziepfel, POA	09/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)