STOCK TITAN

CFO gifts 275 First Financial (NASDAQ: FFBC) shares, keeps large stake

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

First Financial Bancorp Chief Financial Officer James M. Anderson reported a bona fide gift of 275 shares of Common Stock. The gift carried a stated price of $0.0000 per share, reflecting a non-market, no‑consideration transfer rather than an open-market sale.

After the gift, Anderson directly holds 122,800 shares of First Financial Bancorp Common Stock. He also reports indirect holdings of 20,563.4069 shares through a 401‑K plan, plus 828 shares as UTMA custodian for his son and 566 shares as UTMA custodian for his daughter.

Positive

  • None.

Negative

  • None.
Insider ANDERSON JAMES M
Role Chief Financial Officer
Type Security Shares Price Value
Gift Common Stock 275 $0.00 --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 122,800 shares (Direct, null); Common Stock — 566 shares (Indirect, As UTMA Custodian for Daughter)
Footnotes (1)
Gifted shares 275 shares Bona fide gift of Common Stock
Direct holdings after gift 122,800 shares Common Stock held directly following transaction
401-K indirect holdings 20,563.4069 shares Common Stock held indirectly via 401-K
UTMA son holdings 828 shares Indirect Common Stock as UTMA custodian for son
UTMA daughter holdings 566 shares Indirect Common Stock as UTMA custodian for daughter
Gift price per share $0.0000 per share Stated price for bona fide gift
bona fide gift financial
"transaction_code_description: "Bona fide gift""
UTMA Custodian financial
"nature_of_ownership: "As UTMA Custodian for Son""
Common Stock financial
"security_title: "Common Stock""
Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.
401-K financial
"nature_of_ownership: "By 401-K""
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
ANDERSON JAMES M

(Last)(First)(Middle)
255 EAST 5TH STREET, SUITE 2900

(Street)
CINCINNATI OHIO 45202

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
FIRST FINANCIAL BANCORP /OH/ [ FFBC ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Chief Financial Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
04/28/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock04/28/2026G275D$0122,800D
Common Stock566IAs UTMA Custodian for Daughter
Common Stock828IAs UTMA Custodian for Son
Common Stock20,563.4069IBy 401-K
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
/s/ Maria Hinkel, POA04/29/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did FFBC’s CFO report on this Form 4?

FFBC’s Chief Financial Officer James M. Anderson reported a bona fide gift of 275 shares of First Financial Bancorp Common Stock. The transaction used code G, indicating a gift rather than an open-market sale or purchase, and carried a stated price of $0.0000 per share.

How many First Financial Bancorp (FFBC) shares did the CFO gift?

James M. Anderson gifted 275 shares of First Financial Bancorp Common Stock. The Form 4 labels this as a bona fide gift at $0.0000 per share, meaning no cash consideration was received and the transfer was not an open-market transaction on an exchange.

How many FFBC shares does the CFO hold directly after this gift?

After the 275‑share gift, the CFO directly holds 122,800 shares of First Financial Bancorp Common Stock. This figure reflects his remaining direct ownership position reported in the filing and does not include additional indirect holdings through retirement plans or custodial accounts.

What indirect FFBC holdings did the CFO report on this Form 4?

The CFO reported 20,563.4069 shares held indirectly via a 401‑K plan, 828 shares as UTMA custodian for his son, and 566 shares as UTMA custodian for his daughter. These positions are classified as indirect ownership interests in First Financial Bancorp Common Stock.

Was the FFBC CFO’s Form 4 transaction a market sale or purchase?

The reported transaction was a bona fide gift, not a market sale or purchase. It used transaction code G and listed a price of $0.0000 per share, indicating a non-cash transfer rather than trading activity in First Financial Bancorp shares on the open market.

Does the FFBC Form 4 show any option exercises or derivative transactions?

This Form 4 shows no derivative transactions or option exercises. The derivativeSummary is empty, and the only non-holding entry is the 275‑share bona fide gift of Common Stock, so no options, warrants, or convertible securities are reported as exercised or converted in this filing.