Welcome to our dedicated page for Flushing Finl SEC filings (Ticker: FFIC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Finding the true health of Flushing Financial’s multi-family loan book often means sifting through dozens of tables scattered across a 300-page annual report. Capital ratios, CECL allowances and deposit-mix shifts are important yet buried deep in the fine print. For many investors, Flushing Financial SEC filings explained simply would eliminate hours of manual work.
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Inside every filing we map the questions professionals actually ask: What drives net interest margin quarter-over-quarter? Which loan segments are sensitive to rate swings detailed in Flushing Financial 8-K material events explained? How did the Flushing Financial proxy statement executive compensation package change? With understanding Flushing Financial SEC documents with AI, jump straight to loan concentration tables, liquidity ratios or Flushing Financial executive stock transactions Form 4 rather than scrolling through jargon. Whether you’re preparing a Flushing Financial earnings report filing analysis before the call or archiving disclosures for compliance, Stock Titan delivers complete, real-time coverage of every 10-K, 10-Q, 8-K, Form 4 and DEF 14A—each paired with expert context and downloadable data.
Q2 FY25 revenue rose 12.1% YoY to $999.5 million, with 7.3% organic growth. Gross profit climbed 11.6% to $537.7 million but gross margin slipped 20 bps to 53.8%. Operating income grew 8.7% to $198.3 million and net income 9.3% to $141.5 million, lifting diluted EPS to $0.29 (+7.4%). For the first half, revenue advanced 11.1% to $1.82 billion, net income 10.3% to $246.7 million and free cash flow 20.1% to $308.2 million. Q2 operating cash flow of $175.1 million covered $226.4 million in acquisitions and $79.5 million of dividends.
The $207 million Saela purchase and 12 tuck-in deals added 4.8 pp of Q2 growth and pushed goodwill to $1.34 billion. Rollins issued $500 million of 5.25% senior notes, repaid its revolver, and ended the quarter with $485.3 million long-term debt and $123.0 million cash; leverage remains well below its 3.5× covenant. Management targets 7-8% organic and 3-4% inorganic growth for 2025 but highlights margin pressure from higher fleet and insurance costs (-60 bps operating margin) and an environmental investigation in California. The quarterly dividend was raised 10% to $0.165 per share.
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