Welcome to our dedicated page for Flushing Finl SEC filings (Ticker: FFIC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Flushing Financial Corporation (NASDAQ: FFIC) SEC filings page on Stock Titan provides access to the company’s public regulatory documents, including current reports on Form 8‑K and other key submissions. As the holding company for Flushing Bank, an FDIC insured, New York State‑chartered commercial bank, Flushing Financial uses these filings to report material events, financial results, and corporate actions to investors and regulators.
Recent 8‑K filings include disclosures of quarterly and annual earnings press releases, dividend declarations, and investor presentations. For example, the company has filed 8‑Ks to announce results of operations and financial condition, to make investor slide decks available, and to report board decisions regarding quarterly dividends on its common stock. These filings often reference metrics such as net interest margin, deposit trends, credit quality indicators, and capital ratios, which are central to evaluating a savings institution and commercial bank.
A notable 8‑K dated December 29, 2025, describes a definitive merger agreement among Flushing Financial Corporation, OceanFirst Financial Corp., and a merger subsidiary, as well as a related $225 million equity investment in OceanFirst by affiliates of funds managed by Warburg Pincus. The filing outlines a multi‑step merger structure under which Flushing would ultimately combine with OceanFirst and Flushing Bank would merge into OceanFirst Bank, N.A., subject to regulatory and shareholder approvals and other customary conditions.
On Stock Titan, these SEC filings are updated in real time from the EDGAR system and are paired with AI‑generated summaries that explain the purpose and implications of each document in clear language. Users can quickly see what each 8‑K addresses—such as earnings, dividends, or merger developments—and use the underlying filings for deeper analysis of Flushing Financial’s financial reporting, risk profile, and corporate transactions.
Flushing Financial Corporation filed an amended annual report to add detailed Part III information on board composition, executive leadership, governance and 2025 compensation, and to include its Insider Trading Policy as an exhibit. The filing outlines director skills, committee structures, risk oversight, and pay practices that tie a large share of executive incentives to multiyear performance.
It also highlights 2025 results, including dividend payments, capital ratios above well‑capitalized levels, and the announced all‑stock merger agreement with OceanFirst Financial Corp., as well as retention and benefit arrangements linked to that pending transaction.
The Vanguard Group filed an amended Schedule 13G for Flushing Financial Corp, reporting 0 shares beneficially owned and 0% of the common stock. The filing notes an internal realignment effective January 12, 2026 under SEC Release No. 34-39538 that resulted in certain Vanguard subsidiaries reporting ownership separately and Vanguard no longer being deemed to beneficially own securities held by those subsidiaries.
Flushing Financial Corporation declared a quarterly dividend of $0.22 per common share, payable on April 24, 2026 to shareholders of record on April 10, 2026. This represents the company’s 120th consecutive quarterly dividend since initiating dividends in 1996.
Management highlights this dividend streak as evidence of consistent performance and resilience, noting it continues as the company approaches the anticipated completion of its merger with OceanFirst Financial. The filing also includes the related press release as an exhibit.
Flushing Financial Corporation reports that it operates a single community banking business through Flushing Bank, with total assets of $8.7 billion, deposits of $7.3 billion and stockholders’ equity of $0.7 billion as of December 31, 2025.
The company focuses on multi-family, commercial real estate and commercial business lending, with gross loans of $6.64 billion, of which 78.7% are mortgage loans and 21.3% are commercial business loans. Non-performing loans were $41.6 million, or 0.63% of gross loans, and the allowance for credit losses on loans was $42.8 million, equal to 0.64% of gross loans.
On December 29, 2025, Flushing Financial agreed to merge with OceanFirst Financial Corp. in a stock-for-stock transaction under which its stockholders will receive 0.85 share of OceanFirst common stock for each Flushing share, subject to conditions. In connection with the combination, affiliates of funds managed by Warburg Pincus LLC agreed to make a $225 million cash investment into the combined entity.
OceanFirst Financial Corp. proposes to combine with Flushing Financial Corporation through a two-step merger that would create a regional bank with approximately $23 billion in assets, $17 billion in loans and $18 billion in deposits across 71 retail branches. Under the merger, Flushing stockholders will receive 0.85 share of OceanFirst common stock per Flushing share; implied values based on recent closing prices were approximately $16.80 (Dec. 26, 2025) and $16.44 (Feb. 20, 2026). Concurrently, affiliates of funds managed by Warburg Pincus LLC agreed to invest $225 million in OceanFirst for common stock, a non-voting common-equivalent class and a long-dated warrant. The transactions are subject to stockholder approvals, regulatory clearances and customary closing conditions, and OceanFirst and Flushing expect the closing to occur in the second quarter of 2026, subject to satisfaction or waiver of those conditions.
Flushing Financial Corporation declared a quarterly cash dividend of $0.22 per common share. The dividend will be paid on March 27, 2026 to shareholders who are on record at the close of business on March 13, 2026.
The company notes this is its 119th consecutive quarterly dividend, highlighting a long history of shareholder payouts. Management cites continued operating strength, solid capital levels, and a strong financial position as support for maintaining the dividend while it moves forward with its planned merger with OceanFirst Financial.
Flushing Financial Corp director Caren C. Yoh filed an amended insider report that updates her beneficial ownership of common stock. The filing is characterized as a holding entry and reflects direct ownership of 61,485 common shares following the update. A footnote explains that the amendment was made to capture the correct beneficial ownership amount.
Flushing Financial Corporation received an updated ownership report from several Wellington entities showing a significant institutional stake in its common stock. The filing states that Wellington Management Group LLP and related entities beneficially own 3,293,397 shares of Flushing Financial common stock, representing 9.7% of the class.
The Wellington entities report zero sole voting or dispositive power and shared voting and dispositive power over all 3,293,397 shares. The securities are owned of record by clients of one or more Wellington investment advisers, which may receive dividends or sale proceeds, with no single client holding more than five percent of the class.
The Wellington group certifies that the shares were acquired and are held in the ordinary course of business and not for the purpose of changing or influencing control of Flushing Financial, other than possible activities solely in connection with director nomination provisions referenced in the filing.
Flushing Financial Corp director Caren C. Yoh received an equity grant in the form of restricted stock units. On 01/30/2026, Yoh was awarded 4,800 restricted stock units that will be payable in common stock when they vest one year from the grant date.
Following this grant, Yoh beneficially owns 51,885 shares of Flushing Financial Corp common stock in direct ownership. The transaction was reported as an acquisition at no cash cost per share, reflecting standard director compensation in stock-based form rather than an open-market purchase.
Flushing Financial Corp director Donna M. O'Brien received an equity grant of 4,800 shares of common stock on January 30, 2026. The award is in the form of restricted stock units that will pay out in common shares when they vest one year from the grant date.
After this grant, O'Brien beneficially owns 82,410 shares of Flushing Financial common stock in direct ownership. The transaction price is reported as zero, which is typical for stock-based compensation awards rather than open-market purchases.