Flushing Financial (NASDAQ: FFIC) SEVP reports 480-share tax withholding

Rhea-AI Filing Summary

Flushing Financial Corp. reported an insider equity transaction by Senior Executive Vice President Francis W. Korzekwinski. On 01/28/2026, 480 shares of common stock were withheld at $15.54 per share to satisfy taxes upon vesting of stock-based compensation.

After this tax withholding, Korzekwinski beneficially owned 80,993 common shares directly. He also indirectly held 108,278 common shares through the Flushing Bank 401(k) Savings Plan as of 01/29/2026.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider KORZEKWINSKI FRANCIS W

Role SEVP

Type	Security	Shares	Price	Value
Tax Withholding	Commmon Stock	480	$15.54	$7K
holding	Commmon Stock	--	--	--

Holdings After Transaction: Commmon Stock — 80,993 shares (Direct); Commmon Stock — 108,278 shares (Indirect, 401(k))

Footnotes (1)

1. Shares withheld to satisfy taxes upon vesting. Shares held in Flushing Bank 401(k) Savings Plan a/o 1/29/26.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

KORZEKWINSKI FRANCIS W

(Last) (First) (Middle)

220 RXR PLAZA

(Street)

UNIONDALE NY 11556

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FLUSHING FINANCIAL CORP [ FFIC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SEVP

3. Date of Earliest Transaction (Month/Day/Year)
01/28/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Commmon Stock	01/28/2026		F		480(1)	D	$15.54	80,993	D
Commmon Stock								108,278(2)	I	401(k)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares withheld to satisfy taxes upon vesting.

2. Shares held in Flushing Bank 401(k) Savings Plan a/o 1/29/26.

	Signed by Russell A. Fleishman under POA by Francis W. Korzekwinski	01/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did FFIC executive Francis W. Korzekwinski report?

Francis W. Korzekwinski reported a tax-related insider transaction involving 480 shares of Flushing Financial common stock. The shares were withheld on 01/28/2026 at $15.54 per share to satisfy taxes due upon the vesting of stock-based compensation awards.

How many FFIC shares does Francis W. Korzekwinski own directly after this filing?

Following the 480-share tax withholding, Francis W. Korzekwinski directly beneficially owned 80,993 shares of Flushing Financial common stock. This figure reflects his remaining direct holdings after the shares were withheld to cover taxes on vested equity compensation.

What indirect holdings of FFIC stock are reported for Francis W. Korzekwinski?

In addition to direct holdings, the filing reports 108,278 Flushing Financial common shares held indirectly for Francis W. Korzekwinski in the Flushing Bank 401(k) Savings Plan as of 01/29/2026, showing his retirement-plan-linked ownership position in the company’s stock.

What does transaction code "F" mean in the FFIC Form 4 filing?

Transaction code "F" indicates shares were withheld to satisfy tax obligations upon vesting of equity awards. In this case, 480 Flushing Financial common shares were withheld at $15.54 per share rather than sold in an open market transaction by the executive.

What is Francis W. Korzekwinski’s role at Flushing Financial Corp.?

Francis W. Korzekwinski is reported as an officer of Flushing Financial Corp. with the title SEVP, which stands for Senior Executive Vice President. His status as an officer requires reporting changes in his beneficial ownership of company common stock on Form 4.

Does this FFIC Form 4 reflect any open market share sales by the executive?

The Form 4 reflects 480 shares withheld to cover taxes upon vesting, not an open market sale. The transaction is coded "F," which denotes tax withholding related to stock-based compensation rather than a discretionary sale on the public market.