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Flushing Financial (FFIC) EVP reports 37,525-share 401K stock shift

(Very High)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Flushing Financial Corp EVP Theresa Kelly reported routine insider activity involving common stock. On May 21, 2026, a discretionary transaction under Rule 16b-3(f) moved 37,525 shares held in the Flushing Bank 401K plan at $15.85 per share in an interplan sale. After these entries, she directly owns 49,447 common shares.

Positive

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Negative

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Insider Kelly Theresa
Role EVP
Type Security Shares Price Value
Discretionary Common Stock 37,525 $15.85 $595K
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 0 shares (Indirect, 401k); Common Stock — 49,447 shares (Direct)
Footnotes (1)
  1. F1. Interplan Sale of shares that were held in Flushing Bank 401K plan as of 5/21/2026.
Discretionary transaction shares 37,525 shares Common Stock in Flushing Bank 401K plan on May 21, 2026
Transaction price $15.85 per share Price applied to 37,525 common shares in 401K transaction
Direct holdings after transactions 49,447 shares Common Stock directly owned following May 21, 2026 entries
Indirect 401K holdings after transaction 0 shares Common Stock in Flushing Bank 401K plan after interplan sale
Rule 16b-3(f) regulatory
"transaction_code_description: "Discretionary transaction under Rule 16b-3(f)""
discretionary transaction financial
"transaction_action: "discretionary transaction" under Rule 16b-3(f)"
401K plan financial
"Interplan Sale of shares that were held in Flushing Bank 401K plan"
A 401(k) plan is an employer-sponsored retirement savings account that lets workers set aside part of their paycheck into investments, often with tax breaks and sometimes with matching contributions from the employer. Think of it as a workplace piggy bank that grows through employee contributions, optional company top-ups, and market returns; it matters to investors because it shapes household retirement security, drives large flows of money into public markets, and affects a company’s compensation costs and ability to attract and keep talent.
interplan sale financial
"Interplan Sale of shares that were held in Flushing Bank 401K plan as of 5/21/2026."

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FAQ

What insider transaction did FFIC EVP Theresa Kelly report?

Theresa Kelly reported a discretionary transaction under Rule 16b-3(f). It involved 37,525 shares of Flushing Financial common stock previously held in the Flushing Bank 401K plan, classified as an interplan sale as of May 21, 2026.

How many FFIC shares were involved in Theresa Kelly’s 401K transaction?

The transaction involved 37,525 common shares of FFIC. These shares were held in the Flushing Bank 401K plan and moved in an interplan sale at a reported price of $15.85 per share on May 21, 2026.

What price per share was reported in Theresa Kelly’s FFIC Form 4?

The reported price per share was $15.85. This price applied to 37,525 Flushing Financial common shares involved in a discretionary transaction within the Flushing Bank 401K plan on May 21, 2026, categorized under Rule 16b-3(f).

How many FFIC shares does Theresa Kelly hold after the reported transactions?

After the reported activity, Theresa Kelly directly holds 49,447 shares. These holdings are in Flushing Financial common stock and are reported as direct ownership, separate from the 401K plan position that went to zero after the interplan sale.

What does the interplan sale in the FFIC 401K footnote mean for shareholders?

The interplan sale reflects a plan-level movement of 37,525 FFIC shares. Shares were sold or moved between retirement plans within Flushing Bank’s 401K structure, rather than an open-market buy or sell decision by Theresa Kelly herself.

Does Theresa Kelly’s FFIC Form 4 show open-market buying or selling?

The Form 4 does not show open-market buy or sell codes. It reports a discretionary transaction under Rule 16b-3(f) and a holding entry, with the main activity being an interplan sale affecting 401K-held shares, not standard market trades.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Kelly Theresa

(Last)(First)(Middle)
220 RXR PLAZA

(Street)
UNIONDALE NEW YORK 11556

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
FLUSHING FINANCIAL CORP [ FFIC ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
EVP
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/21/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock05/21/2026I37,525(1)D$15.850I401k
Common Stock49,447D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Interplan Sale of shares that were held in Flushing Bank 401K plan as of 5/21/2026.
Signed by Russell A. Fleishman under Power of Attorney by Theresa Kelly.05/26/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)