Flushing Financial EVP withholds 254 shares for tax

Flushing Financial Corp EVP Theresa Kelly reported a routine tax-related transaction in company stock.

Rhea-AI Filing Summary

Flushing Financial Corp EVP Theresa Kelly reported a routine tax-related transaction in company stock. On January 28, 2026, 254 shares of common stock were withheld at $15.54 per share to satisfy taxes due upon vesting of equity awards.

After this withholding, Kelly directly beneficially owned 50,611 shares of Flushing Financial common stock and indirectly beneficially owned 35,510 shares through the Flushing Bank 401(k) Savings Plan as of January 28, 2026.

Insider Trade Summary

Exercise Price or Tax Liability: 254 shares

Exercise Price or Tax Liability 2 txns

Insider Kelly Theresa

Role EVP

Type	Security	Shares	Price	Value
Exercise Price or Tax Liability	Commmon Stock	254	$15.54	$4K
holding	Commmon Stock	--	--	--

Holdings After Transaction: Commmon Stock — 50,611 shares (Direct); Commmon Stock — 35,510 shares (Indirect, 401(k))

Footnotes (2)

1. F1. Shares withheld to satisfy taxes upon vesting.
2. F2. Shares held in Flushing Bank 401(k) Savings Plan a/o 1/28/26.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did FFIC EVP Theresa Kelly report in this Form 4 filing?

Theresa Kelly reported a tax-related share withholding. On January 28, 2026, 254 shares of Flushing Financial common stock were withheld at $15.54 per share to cover taxes upon vesting of equity-based compensation.

How many FFIC shares does Theresa Kelly own directly after this transaction?

Theresa Kelly directly owns 50,611 FFIC shares after the transaction. This figure reflects her direct beneficial ownership following the January 28, 2026 withholding of 254 shares for tax purposes tied to vesting.

What does the indirect 401(k) ownership in FFIC shares represent for Theresa Kelly?

Kelly indirectly owns 35,510 FFIC shares through a 401(k) plan. The filing notes these shares are held in the Flushing Bank 401(k) Savings Plan as of January 28, 2026, and are reported as indirect beneficial ownership.

What does transaction code "F" mean in Theresa Kelly’s FFIC Form 4?

Code “F” indicates shares withheld for taxes on equity vesting. In this filing, 254 FFIC shares were withheld to satisfy tax obligations when previously granted stock-based awards vested on January 28, 2026.

Does this FFIC Form 4 show any open-market stock sale by Theresa Kelly?

The filing shows a tax withholding, not an open-market sale. Shares were withheld by the issuer at $15.54 per share to cover taxes upon vesting, while her direct and 401(k) holdings remain reported as beneficially owned.

What roles does Theresa Kelly hold at Flushing Financial Corp (FFIC)?

Theresa Kelly serves as an Executive Vice President at FFIC. The Form 4 identifies her as an officer with the title EVP, and she reports both direct and indirect ownership of the company’s common stock.

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Accepted by SEC EDGAR 01/30/2026 - 05:39 PM EST Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Kelly Theresa

(Last) (First) (Middle)

220 RXR PLAZA

(Street)

UNIONDALE NY 11556

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FLUSHING FINANCIAL CORP [ FFIC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP

3. Date of Earliest Transaction (Month/Day/Year)
01/28/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Commmon Stock	01/28/2026		F		254(1)	D	$15.54	50,611	D
Commmon Stock								35,510(2)	I	401(k)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares withheld to satisfy taxes upon vesting.

2. Shares held in Flushing Bank 401(k) Savings Plan a/o 1/28/26.

	Signed by Russell A. Fleishman under POA by Theresa Kelly	01/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.