Flushing Financial (FFIC) Sr. EVP has 480 shares withheld for taxes

Rhea-AI Filing Summary

Flushing Financial CorpJanuary 27, 2026, 480 shares of common stock were withheld at $15.54 per share to satisfy taxes upon vesting. After this, he beneficially owned 58,029 shares directly and 10,298 shares indirectly through the Flushing Bank 401(k) Savings Plan as of that date.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Bingold Michael

Role Sr. EVP

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	480	$15.54	$7K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 58,029 shares (Direct); Common Stock — 10,298 shares (Indirect, 401K)

Footnotes (1)

1. Shares withheld to satisfy taxes upon vesting. Shares held in Flushing Bank 401(k) Savings Plan a/o 1/27/2026.

Form 4 Insider Transactions: What Each Field Means →

01/29/2026 - 04:32 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Bingold Michael

(Last) (First) (Middle)

220 RXR PLAZA

(Street)

UNIONDALE NY 11556

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FLUSHING FINANCIAL CORP [ FFIC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Sr. EVP

3. Date of Earliest Transaction (Month/Day/Year)
01/27/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/27/2026		F		480(1)	D	$15.54	58,029	D
Common Stock								10,298(2)	I	401K

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares withheld to satisfy taxes upon vesting.

2. Shares held in Flushing Bank 401(k) Savings Plan a/o 1/27/2026.

	Signed by Russell A. Fleishman under Power of Attorney by Michael Bingold.	01/29/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did FFIC’s Sr. EVP Michael Bingold report?

Michael Bingold reported a tax-related share withholding. On January 27, 2026, 480 shares of Flushing Financial common stock were withheld at $15.54 per share to cover taxes due upon vesting, rather than an open-market purchase or sale.

How many FFIC shares were withheld for taxes in this Form 4 filing?

The filing shows 480 shares of Flushing Financial common stock were withheld. These shares were used to satisfy tax obligations triggered by vesting of equity awards, as noted in the footnote stating shares were withheld to satisfy taxes upon vesting.

What is Michael Bingold’s share ownership in FFIC after the reported transaction?

After the transaction, Michael Bingold beneficially owned 58,029 Flushing Financial common shares directly. He also held 10,298 additional common shares indirectly through the Flushing Bank 401(k) Savings Plan as of January 27, 2026, according to the Form 4 disclosure.

What does transaction code “F” mean in the FFIC Form 4 filing?

Transaction code “F” indicates shares were withheld by the issuer to pay taxes. In this case, Flushing Financial withheld 480 common shares from Michael Bingold upon vesting of equity, using the shares’ value at $15.54 each to cover the tax liability.

Is the FFIC Sr. EVP’s Form 4 transaction a market sale of shares?

No, the transaction is not a market sale. The Form 4 shows shares withheld under code “F”, with a footnote explaining they were retained to satisfy taxes upon vesting, meaning the shares did not go through an open-market transaction.

How are FFIC shares held in the 401(k) plan reported for Michael Bingold?

Shares held in the Flushing Bank 401(k) Savings Plan are reported as indirect ownership. The Form 4 lists 10,298 common shares as indirectly owned in the 401(k) as of January 27, 2026, separate from his 58,029 directly owned shares.