Flushing Financial (FFIC) COO uses 513 shares to pay taxes

Rhea-AI Filing Summary

Flushing Financial Corp senior executive Maria A. Grasso reported a routine tax-related share withholding. On January 27, 2026, 513 shares of common stock were withheld at $15.54 per share to satisfy taxes due upon vesting.

After this transaction, she directly owned 94,731 shares of common stock and indirectly held 16,165 shares through the Flushing Bank 401(k) Savings Plan as of January 27, 2026. Grasso serves as the company’s Senior Executive Vice President and Chief Operating Officer.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Grasso Maria A

Role Sr. EVP and COO

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	513	$15.54	$8K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 94,731 shares (Direct); Common Stock — 16,165 shares (Indirect, 401K)

Footnotes (1)

1. Shares withheld to satisfy taxes upon vesting. Shares held in Flushing Bank 401(k) Savings Plan a/o 1/27/2026.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Grasso Maria A

(Last) (First) (Middle)

220 RXR PLAZA

(Street)

UNIONDALE NY 11556

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FLUSHING FINANCIAL CORP [ FFIC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Sr. EVP and COO

3. Date of Earliest Transaction (Month/Day/Year)
01/27/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/27/2026		F		513(1)	D	$15.54	94,731	D
Common Stock								16,165(2)	I	401K

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares withheld to satisfy taxes upon vesting.

2. Shares held in Flushing Bank 401(k) Savings Plan a/o 1/27/2026.

	Signed by Russell A. Fleishman under Power of Attorney by Maria A. Grasso.	01/29/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Maria A. Grasso report for FFIC?

Maria A. Grasso reported a tax-related share withholding. On January 27, 2026, 513 shares of Flushing Financial common stock were withheld at $15.54 per share to satisfy taxes due when restricted stock vested, rather than an open-market sale.

How many FFIC shares does Maria A. Grasso own after this Form 4?

After the reported transaction, Maria A. Grasso directly owned 94,731 Flushing Financial common shares. She also indirectly held 16,165 additional shares through the Flushing Bank 401(k) Savings Plan as of January 27, 2026, according to the filing.

What does transaction code F mean in the FFIC Form 4 filing?

Transaction code F indicates shares were withheld for tax purposes. In this case, 513 Flushing Financial common shares were withheld at $15.54 per share to cover taxes triggered by the vesting of equity, rather than being sold on the open market.

How many FFIC shares are in Maria A. Grasso’s 401(k) plan?

Maria A. Grasso indirectly held 16,165 Flushing Financial common shares in the Flushing Bank 401(k) Savings Plan as of January 27, 2026. This amount is reported separately from her directly owned shares in the Form 4 filing.

What is Maria A. Grasso’s role at Flushing Financial Corp (FFIC)?

Maria A. Grasso serves as Senior Executive Vice President and Chief Operating Officer of Flushing Financial Corp. Her leadership role is disclosed in the Form 4, which reports her beneficial ownership and the tax-related withholding of 513 common shares.