Welcome to our dedicated page for First Financial Bankshares SEC filings (Ticker: FFIN), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
SEC filings for regional banks reveal details that quarterly earnings calls often summarize but rarely explain in depth. For First Financial Bankshares (FFIN), these regulatory documents break down performance across its network of Texas subsidiary banks and disclose credit quality trends that matter for evaluating a community-focused lender.
The company 10-K annual report details loan portfolio composition across commercial real estate, commercial and industrial, and consumer categories. For a Texas regional bank, these breakdowns show exposure to local industries including energy, agriculture, and healthcare. The filing also explains the company allowance methodology and how management assesses credit risk across different loan types.
Quarterly 10-Q filings track how First Financial Bankshares performs between annual reports. Net interest margin trends, deposit growth by type, and nonperforming asset ratios appear in these documents alongside management discussion of Texas market conditions affecting lending and deposit gathering.
Form 4 insider transaction filings show when directors and executives buy or sell FFIN shares. For a bank with a long-tenured management team, these transactions can signal confidence levels. Our platform tracks these filings as they post to EDGAR, presenting them alongside AI-generated context about what the transactions represent.
Proxy statements filed as DEF 14A disclose executive compensation structures, director qualifications, and governance practices. Bank holding company compensation often ties to metrics like return on assets and credit quality, making these documents useful for understanding management incentives.
8-K filings cover material events including earnings announcements, dividend declarations, and leadership changes at this Texas bank holding company. Access all FFIN SEC filings with AI-powered summaries that explain banking regulatory documents in plain terms.
Form 4 highlights: On 07/29/2025, First Financial Bankshares (FFIN) Chief Risk Officer Randall Allen Roewe exercised employee stock options and acquired 1,684 common shares—1,588 shares at $29.70 and 96 shares at $29.53. No shares were sold.
Following the transactions, Roewe’s direct ownership rose to 33,119 shares. Remaining derivative holdings comprise 812 options at a $29.70 strike (exp. 06/26/2029) and 5,858 options at a $29.53 strike (exp. 08/16/2033).
Form 4 code “M” denotes option exercise; all resulting share acquisitions are classified “A” (acquired). No indirect ownership or Rule 10b5-1 plan is disclosed.
On 07/29/2025, First Financial Bankshares (FFIN) Chief Accounting Officer Ronald D. Butler II exercised 10,150 employee stock options at an exercise price of $16.95 (Form 4, Code M). The options, granted 10/27/2021 and expiring 10/27/2025, were converted into the same number of common shares; no shares were sold. Butler’s direct ownership increased to 171,814 FFIN shares, and he now holds zero derivative securities from this grant.
The transaction is an internal equity acquisition rather than a disposition, suggesting continued insider alignment with shareholders, but the size is modest relative to the company’s total share count and should have limited market impact.
First Financial Bankshares (FFIN) Form 4: President David W. Bailey exercised employee stock options on 07/24/2025, acquiring 2,000 common shares at an exercise price of $16.95 (transaction code “M”). After the exercise, his direct beneficial ownership stands at 15,672 shares. The underlying option—granted 10/27/2021 and expiring 10/27/2025—has been fully exercised, leaving Bailey with no remaining derivative securities. No shares were sold and no indirect holdings were reported.
Form 4 filing – First Financial Bankshares (FFIN). On 07/25/2025 director Murray Hamilton Edwards reported a Code J transaction (change in ownership form) involving 113,454 common shares previously held indirectly through Twenty-Three Oaks LP. For estate-planning purposes, he and his spouse transferred their general-partner interests to Rattlesnake Hill LLC, which is owned 100% by their children; consequently, Edwards no longer has any beneficial ownership over those shares and received $0 consideration.
Post-transaction holdings: 201,985 shares held directly; 42,134 shares held indirectly by a trust; 8,880 shares held by spouse; 19,480 shares in trusts disclaimed as beneficial ownership. Total reportable ownership therefore decreases by 113,454 shares but remains above 250 k when including direct and certain indirect positions.
The filing signals a reduction in insider alignment but appears driven by estate planning rather than market sentiment, limiting immediate trading impact.
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