First Financial Bankshares Inc filings document the regulatory disclosures of a Texas financial holding company and its bank-centered operating structure. Recent Form 8-K reports include earnings releases, annual meeting presentations, shareholder voting results, executive transition disclosures, and renewed share repurchase authorization.
The company’s proxy materials cover board elections, auditor ratification, advisory executive compensation votes, compensation tables, equity awards, and governance matters. These filings also record Regulation FD presentations and capital-allocation actions relevant to First Financial Bankshares’ common stock and its community banking operations in Texas.
First Financial Bankshares, Inc. (FFIN) reported third-quarter 2026 net income of $74.31 million, compared with $52.27 million in third-quarter 2025 and $71.89 million in second-quarter 2026. Diluted earnings per share were $0.52, versus $0.36 and $0.50, respectively. Net interest income was $138.51 million, and tax-equivalent net interest margin was 3.91%, compared with 3.80% a year earlier. For the first nine months of 2026, net income was $217.75 million versus $180.27 million for the same nine-month period of 2025.
At September 30, 2026, total assets were $15.16 billion, loans held for investment were $8.54 billion, and deposits and repurchase agreements were $13.19 billion. The allowance for credit losses was $113.89 million, or 1.33% of loans; nonperforming assets were 0.71% of loans and foreclosed assets, and classified loans totaled $294.49 million. Shareholders’ equity was $1.83 billion, down from $2.00 billion at June 30, primarily due to a $209.89 million increase in the securities portfolio’s unrealized loss, net of tax; that loss totaled $489.55 million at September 30. First Financial plans to open its new Bee Cave location later this month, its first full-service branch in the Austin market.
FIRST FINANCIAL BANKSHARES INC (FFIN) executive T. Luke Longhofer, EVP and Chief Credit Officer, reported option exercises and a charitable stock gift. On September 8, 2026 he exercised employee stock options for 1,500 shares at $21.18 and 800 shares at $29.70, receiving the same number of common shares. On September 9, 2026 he made a bona fide charitable gift of 950 common shares to a nonprofit foundation. No Rule 10b5-1 trading plan is indicated.
FIRST FINANCIAL BANKSHARES INC (FFIN) insider and director Michael B. Denny reported an open-market purchase of 3,000 shares of common stock on August 18, 2026 at a weighted average price of $34.66 per share through an IRA, bringing his IRA’s indirect holdings to 6,500 shares. The trade was executed as multiple same-day open market purchases in a price range of $34.65–$34.67 and reported in aggregate. Denny also reports separate indirect ownership of 107,350 shares held by a limited partnership in which he and his spouse are beneficial owners.
For FIRST FINANCIAL BANKSHARES INC (FFIN), EVP and Chief Credit Officer T. Luke Longhofer reported several equity compensation-related transactions. On August 14, 2026, he received 3,061 shares of common stock as a restricted stock unit (RSU) grant and 1,519 Deferred Stock Units (DSUs) tied to common stock, while 1,519 RSUs were exchanged for an equal number of DSUs under the company’s Supplemental Executive Retirement Plan (SERP), payable upon his termination.
He was also granted an employee stock option for 5,684 shares at an exercise price of $35.28 per share, expiring on August 14, 2036, vesting in roughly one-third increments over three years. On August 16, 2026, an additional 714 DSUs were credited and 714 RSUs were exchanged for DSUs under the SERP, again reflecting deferral of share receipt rather than an open-market sale.
FIRST FINANCIAL BANKSHARES INC (FFIN) reported multiple equity compensation transactions for President and CEO David William Bailey. On August 14, 2026 he received 7,937 restricted stock units and an option for 14,737 shares of common stock at an exercise price of $35.28 per share, expiring August 14, 2036. On August 14 and 16, 2026, vested RSUs for 1,825 and 639 shares were exchanged for an equal number of deferred stock units credited to the company’s Supplemental Executive Retirement Plan, payable upon his termination.
FIRST FINANCIAL BANKSHARES INC (FFIN) reported equity compensation changes for EVP and General Counsel Brian D. Goodrich. He received 1,814 shares of common stock as a grant of restricted stock units vesting in three annual installments, and was granted 3,368 employee stock options with a $35.28 exercise price expiring in 2036 that vest over three years. 111 shares of common stock were withheld at $35.28 per share to pay income taxes on previously vested RSUs. In addition, 452 vested RSUs were exchanged for 452 Deferred Stock Units credited under the company’s Supplemental Executive Retirement Plan, payable upon his termination.
FIRST FINANCIAL BANKSHARES INC (FFIN) reported insider equity compensation and related share transfers for Lon A. Biebighauser, Trust Company President. He received 1,429 restricted stock units that vest in three annual installments and an employee stock option for 2,653 shares at $35.28 per share, vesting over three years and expiring in 2036. On the same date, 94 shares were withheld to pay income taxes on vesting of previously granted RSUs. Separately, he made a bona fide gift of 570 common shares.
FIRST FINANCIAL BANKSHARES INC (FFIN) reported equity compensation and related tax transactions for EVP and Bank CFO J. Kyle McVey. On August 14, 2026 he received a grant of 4,526 employee stock options with an exercise price of $35.28 per share, expiring on August 14, 2036, vesting in three annual installments. He also received 2,438 restricted stock units, which vest in three approximately equal annual installments. On the same date he exercised 4,000 stock options at $21.18 per share, acquiring 4,000 shares of common stock. To cover income taxes on vesting of previously granted RSUs, he elected to have the company withhold 266 shares on August 14, 2026 and 120 shares on August 16, 2026, each at a reference price of $35.28 per share.
FIRST FINANCIAL BANKSHARES INC (FFIN) reported equity compensation and deferral activity for EVP and Chief Risk Officer Randall Allen Roewe. On August 14, 2026, he received a grant of 1,984 restricted stock units, vesting in three approximately equal annual installments, and an employee stock option for 3,684 shares at an exercise price of $35.28 per share, expiring in 2036 and vesting over three years. He also elected to defer settlement of 1,100 previously vested restricted stock units and, on August 16, 2026, 564 additional vested restricted stock units, converting them into an equal number of deferred stock units credited under the company’s Supplemental Executive Retirement Plan, payable upon his termination of employment.
FIRST FINANCIAL BANKSHARES INC (FFIN) reported equity awards to executive officer Timothy Michael Brown, EVP/Chief Information Officer. He received 3,368 stock options at an exercise price of $35.28 per share, expiring August 14, 2036, vesting 33.33% after one year, 66.66% after two years, and fully after three years. He also received 1,814 restricted stock units (RSUs), which vest in three approximately equal installments on each of the first three anniversaries of the grant date. Following these grants, he directly holds 3,368 options and 1,814 shares of common stock related to these awards.