Welcome to our dedicated page for First Financial Bankshares SEC filings (Ticker: FFIN), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
First Financial Bankshares’ filings tell a uniquely Texan story of loan quality, deposit strength, and community-bank stewardship. Whether you’re comparing net interest margins across its West Texas branches or tracking agricultural exposure in the Panhandle, each disclosure holds clues to the bank’s durable earnings model.
Stock Titan brings these documents to life with AI-powered summaries that translate technical banking language into everyday insight. Open a First Financial Bankshares annual report 10-K simplified view to see how credit-loss provisions shifted, or dive into a First Financial Bankshares quarterly earnings report 10-Q filing to spot deposit-mix changes in seconds. Our platform streams First Financial Bankshares Form 4 insider transactions real-time, so you’ll know the moment a regional president buys shares.
- 10-K – multi-year breakdowns of loan portfolios, trust revenues, and regional economic risk factors, explained simply.
- 10-Q – quarter-over-quarter trends in net interest income with AI highlights of key ratio movements.
- 8-K – branch acquisitions, capital actions, or material credit events, with First Financial Bankshares 8-K material events explained in plain English.
- Form 4 – instant alerts on First Financial Bankshares executive stock transactions Form 4 to monitor insider sentiment.
- DEF 14A – proxy statement executive compensation decoded to show how local performance metrics drive pay.
Analysts, portfolio managers, and community-focused investors use these AI insights to: compare loan concentrations, track insider buying before rate shifts, and benchmark efficiency ratios without reading hundreds of pages. If you’ve ever searched for “understanding First Financial Bankshares SEC documents with AI” or wanted a swift First Financial Bankshares earnings report filing analysis, you’re in the right place. Real-time updates from EDGAR arrive here first, already summarized, so you can focus on decisions, not downloads.
Insider activity at First Financial Bankshares (FFIN): J. Kyle McVey, EVP and Chief Accounting Officer, received a grant of 1,715 restricted stock units (RSUs) on 08/14/2025 that vest in three approximately equal annual installments. On the same date he was also granted an employee stock option to buy 5,762 shares at an exercise price of $36.43, exercisable through 08/14/2035 with staged vesting over three years. Additionally, Mr. McVey elected to have the company withhold 127 shares to cover taxes related to prior RSU vesting. After these transactions he directly beneficially owns 26,319 shares.
F. Scott Dueser, Chairman and CEO of First Financial Bankshares, Inc. (FFIN), reported transactions on Form 4 showing equity awards and shifts in holdings. He was granted 12,352 restricted stock units (RSUs) on 08/14/2025 that vest in three approximately equal annual installments. On the same date 4,757 RSUs vested but were exchanged for 4,757 deferred stock units under the company’s Supplemental Executive Retirement Plan (SERP), payable upon termination. The filing also discloses substantial indirect holdings: 525,960 shares held by trusts for which he is trustee/settlor/beneficiary and additional partnership-held positions of 471,004 and 408,310 shares where he serves as manager and disclaims beneficial ownership for portions noted.
John J. Ruzicka Jr., EVP-CIO of First Financial Bankshares, Inc. (FFIN), reported insider transactions dated 08/14/2025. The filing shows a grant of 1,281 restricted stock units (RSUs) that vest in three approximately equal annual installments. On the same date 453 RSUs vested and were exchanged for 453 deferred stock units under the companys Supplemental Executive Retirement Plan (SERP), payable upon termination. The reporting person also received an employee stock option to buy 4,302 shares at a $36.43 exercise price, exercisable beginning 08/14/2025 and expiring 08/14/2035; the option vests over three years (33.33%/66.66%/100%). The report was filed 08/18/2025 and signed by an attorney-in-fact.
First Financial Bankshares, Inc. (FFIN) Form 4 reports insider transactions by Chief Risk Officer Randall Allen Roewe on 08/14/2025. The filing shows a grant of 1,601 restricted stock units (RSUs) and the acquisition of 5,377 employee stock options with an exercise price of $36.43 and an expiration date of 08/14/2035. Additionally, 566 previously granted RSUs vested on the same date and were deferred into the company’s Supplemental Executive Retirement Plan (SERP), resulting in 566 deferred stock units.
The RSUs vest in three roughly equal annual installments and the options vest 33.33% after one year, 66.66% after two years, and 100% after three years. After these transactions the reporting person beneficially owned 34,154 shares directly and 2,918 shares as deferred stock units, per the Form 4 calculations.
David W. Bailey, President and director of First Financial Bankshares, Inc. (FFIN), reported multiple equity transactions on 08/14/2025. He was granted 3,294 restricted stock units (RSUs) that vest in three approximately equal installments on each anniversary of the grant date, and 11,062 employee stock options with a $36.43 exercise price that vest 33.33% after one year, 66.66% after two years and 100% after three years.
Also on 08/14/2025, 728 previously granted RSUs vested and were not received as shares but were converted into 728 deferred stock units under the company’s Supplemental Executive Retirement Plan (SERP); those deferred units are payable upon termination. Following the reported transactions, Mr. Bailey beneficially owned 18,238 shares and 11,062 options.
First Financial Bankshares, Inc. (FFIN) reporting person T. Luke Longhofer, Executive Vice President and director, recorded equity awards and related transactions on 08/14/2025. The filing shows a grant of 2,470 restricted stock units (RSUs) that vest in three roughly equal annual installments, and an award of 8,297 employee stock options with a $36.43 exercise price that vest 33.33% after one year, 66.66% after two years and fully after three years (expiration 08/14/2035). Additionally, 695 previously granted RSUs vested and were converted into 695 deferred stock units under the company’s Supplemental Executive Retirement Plan (SERP), payable upon termination. Following these transactions, Longhofer beneficially owns 39,907 shares (direct).
First Financial Bankshares, Inc. (FFIN) reporting person Michelle S. Hickox received equity awards and recorded exercises and deferrals on August 14, 2025. The filing shows a grant of 3,403 restricted stock units (RSUs) and the vesting/deferral of 1,203 RSUs into deferred stock units under the company supplemental executive retirement plan (SERP), resulting in a reported disposition of those 1,203 RSUs. The reporting person also received 11,431 employee stock options with an exercise price of $36.43 and an expiration date of 08/14/2035.
After the reported transactions the filing lists 25,018 shares beneficially owned following the RSU grant and 23,815 shares following the reported disposition/deferral. The filing is a Form 4 reflecting routine executive equity compensation activity: new RSUs, option grants with multi-year vesting, and conversion of vested RSUs into deferred units payable under the SERP.
First Financial Bankshares, Inc. (FFIN) reporting person Ronald D. Butler II, Chief Accounting Officer and director, reported equity award activity on 08/14/2025. The Form 4 shows acquisition of 3,458 restricted stock units (RSUs) granted on that date, disposal of 1,222 RSUs that were converted into 1,222 deferred stock units under the company SERP, and acquisition of 11,615 employee stock options with a $36.43 exercise price exercisable through 08/14/2035.
The reporting person beneficially owned 175,272 shares11,615 options6,249 deferred stock units
Lon A. Biebighauser, a Trust Company President and officer of First Financial Bankshares Inc. (FFIN), reported transactions dated 08/14/2025. He was granted 1,153 restricted stock units (RSUs) that vest in three approximately equal installments on each anniversary of the grant and carry a reported price of $0. After the grant his beneficial ownership of common stock is 10,523 shares (direct). On the same date he was also granted 3,872 employee stock options with an exercise price of $36.43, exercisable through 08/14/2035, and vesting 33.33% after one year, 66.66% after two years, and fully after three years. The Form 4 was signed on behalf of Mr. Biebighauser by Michelle S. Hickox as attorney-in-fact on 08/18/2025.