Welcome to our dedicated page for First Financial Bankshares SEC filings (Ticker: FFIN), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page compiles U.S. Securities and Exchange Commission filings for First Financial Bankshares, Inc. (NASDAQ: FFIN), a financial holding company headquartered in Abilene, Texas. Through its subsidiary, First Financial Bank, the company operates community banking regions across Texas and reports its financial and corporate information to the SEC in a variety of forms.
Investors can use this filings stream to review earnings releases furnished on Form 8-K under Item 2.02, which summarize quarterly results of operations and financial condition. These filings provide detail on net interest income, noninterest income, provisions for credit losses, noninterest expenses, loan and deposit levels, trust fee income, mortgage income, nonperforming assets, classified loans, and performance ratios such as net interest margin, efficiency ratio, return on average assets, and return on average equity.
First Financial Bankshares also files Form 8-K reports on material events such as the renewal of its stock repurchase plan and changes to its revolving line of credit. For example, one 8-K describes the renewal of a plan authorizing repurchases of up to 5 million common shares, while another details a renewed unsecured revolving line of credit with Frost Bank, including financial covenants related to capital, profitability, loan loss reserves, nonperforming assets, and debt service coverage, as well as operational covenants that limit dividend payout ratios, additional indebtedness, and asset disposals outside the ordinary course of business.
Over time, users can also expect to find the company’s annual reports on Form 10-K, quarterly reports on Form 10-Q, and any proxy statements and other disclosures that address topics such as risk factors, capital management, corporate governance, and executive compensation. Insider transaction reports on Form 4, when filed, provide visibility into purchases and sales of FFIN shares by directors and officers.
Stock Titan’s platform surfaces these filings as they are made available on EDGAR and pairs them with AI-powered summaries that explain the key points, highlight notable changes from prior periods, and help clarify complex sections. This allows users to quickly understand how First Financial Bankshares’ regulatory disclosures address its community banking operations in Texas, loan portfolio composition, capital and liquidity arrangements, stock repurchase activity, and other material corporate developments.
FIRST FINANCIAL BANKSHARES INC director Johnny Trotter bought 1,000 shares of Common Stock in an open-market purchase. The trade occurred on March 12, 2026 at a price of $29.26 per share. After this transaction, he directly owns 956,444 shares. An additional 68,000 shares are reported as held indirectly by his spouse.
EVP and CFO Michelle S. Hickox of First Financial Bankshares Inc. bought a total of 2,000 shares of common stock in open-market purchases at $29.50 per share. She acquired 1,000 shares in a direct account and 1,000 shares through an IRA.
After these purchases, she holds 11,861 shares directly and 14,600 shares indirectly via her IRA. These are routine insider buys that modestly increase her personal stake in the company.
FIRST FINANCIAL BANKSHARES INC executive Brian D. Goodrich, EVP – General Counsel, bought additional company stock in the open market. He purchased 1,665 shares of common stock at a price of $29.89 per share. After this transaction, he directly owns 5,831 shares of FIRST FINANCIAL BANKSHARES INC common stock.
FIRST FINANCIAL BANKSHARES INC director Sally Pope Davis bought shares in the company. On the reported date, she made an open-market purchase of 1,800 shares of common stock at a price of $29.52 per share. After this transaction, she directly owned a total of 10,371 common shares.
First Financial Bankshares executive Brian D. Goodrich, EVP and General Counsel, reported an open-market purchase of 1,565 shares of First Financial Bankshares common stock at $30.13 per share on March 5, 2026. Following this transaction, he directly owns 4,093 common shares of the company.
Director Johnny Trotter of First Financial Bankshares Inc. reported an open-market purchase of 4,000 shares of common stock at $30.02 per share. After this trade, his directly owned stake is 955,444 shares, with an additional 68,000 shares reported as indirectly owned by his spouse.
First Financial Bankshares, Inc. is asking shareholders to vote at its 2026 annual meeting on April 28, 2026 at 10:30 a.m. Central Time at the Abilene Convention Center in Abilene, Texas. Holders of common shares at the March 2, 2026 record date may vote.
Shareholders are being asked to elect thirteen directors for one-year terms ending at the 2027 meeting, ratify the appointment of Ernst & Young LLP as independent auditors for the year ending December 31, 2026, and approve, on an advisory basis, compensation of named executive officers. The Board unanimously recommends voting FOR all three proposals and outlines detailed voting procedures for internet, telephone, mail, and in‑person participation.
FIRST FINANCIAL BANKSHARES INC director Sally Pope Davis reported an open-market purchase of common stock. She bought 1,600 shares at a price of $31.21 per share, increasing her direct ownership to 8,571 shares following the transaction.
First Financial Bankshares, Inc. files its annual report detailing a Texas-focused community banking franchise with $15.45 billion in assets as of December 31, 2025. The company operates 79 financial centers across growing Texas markets and emphasizes locally driven decisions supported by centralized back-office functions.
The filing highlights a long-term growth strategy built on organic expansion, new branches, and bank acquisitions, generally targeting institutions with $1.0–$5.0 billion in assets. Capital ratios remain strong, with a total risk-based capital ratio of 21.17% and a leverage ratio of 12.55% as of year-end 2025. Human capital is a core focus, with about 1,600 employees, extensive training and benefits, and diversity initiatives.
Key risk discussions cover interest rate sensitivity after recent Federal Reserve shifts, credit and collateral risk in a large real estate-backed portfolio, liquidity and depositor confidence, environmental and regulatory exposures, and heightened compliance demands from laws such as Dodd-Frank and consumer protection and anti-money laundering rules.