Welcome to our dedicated page for First Financial Bankshares SEC filings (Ticker: FFIN), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
First Financial Bankshares’ filings tell a uniquely Texan story of loan quality, deposit strength, and community-bank stewardship. Whether you’re comparing net interest margins across its West Texas branches or tracking agricultural exposure in the Panhandle, each disclosure holds clues to the bank’s durable earnings model.
Stock Titan brings these documents to life with AI-powered summaries that translate technical banking language into everyday insight. Open a First Financial Bankshares annual report 10-K simplified view to see how credit-loss provisions shifted, or dive into a First Financial Bankshares quarterly earnings report 10-Q filing to spot deposit-mix changes in seconds. Our platform streams First Financial Bankshares Form 4 insider transactions real-time, so you’ll know the moment a regional president buys shares.
- 10-K – multi-year breakdowns of loan portfolios, trust revenues, and regional economic risk factors, explained simply.
- 10-Q – quarter-over-quarter trends in net interest income with AI highlights of key ratio movements.
- 8-K – branch acquisitions, capital actions, or material credit events, with First Financial Bankshares 8-K material events explained in plain English.
- Form 4 – instant alerts on First Financial Bankshares executive stock transactions Form 4 to monitor insider sentiment.
- DEF 14A – proxy statement executive compensation decoded to show how local performance metrics drive pay.
Analysts, portfolio managers, and community-focused investors use these AI insights to: compare loan concentrations, track insider buying before rate shifts, and benchmark efficiency ratios without reading hundreds of pages. If you’ve ever searched for “understanding First Financial Bankshares SEC documents with AI” or wanted a swift First Financial Bankshares earnings report filing analysis, you’re in the right place. Real-time updates from EDGAR arrive here first, already summarized, so you can focus on decisions, not downloads.
First Financial Bankshares, Inc. (FFIN) reporting person T. Luke Longhofer, Executive Vice President and director, reported a non‑derivative disposition and a corresponding derivative acquisition tied to vesting on 08/16/2025. On that date 1,077 restricted stock units vested and were exchanged for 1,077 deferred stock units under the company’s Supplemental Executive Retirement Plan (SERP), resulting in a reported disposition of 1,077 restricted stock units and an acquisition of 1,077 deferred stock units payable upon termination. Following the transaction Longhofer beneficially owns 38,830 shares of common stock and 4,845 deferred stock units (reported as indirect ownership).
Randall Allen Roewe, Chief Risk Officer and director of First Financial Bankshares Inc. (FFIN), reported a transaction dated 08/16/2025 in which 839 restricted stock units vested and were exchanged for 839 deferred stock units under the company’s Supplemental Executive Retirement Plan (SERP). The Form 4 shows a disposition of 839 RSUs and the receipt of 839 deferred stock units payable upon the reporting person’s termination. Following the reported transaction, Mr. Roewe directly beneficially owns 33,315 shares of common stock and 3,757 deferred stock units tied to common stock. The form was signed by an attorney-in-fact on 08/19/2025.
Ronald D. Butler II, Chief Administrative Officer and director of First Financial Bankshares, Inc. (FFIN), reported a transaction dated 08/16/2025 in which 1,919 restricted stock units (RSUs) vested and were not paid out as shares but instead were exchanged for 1,919 deferred stock units under the company’s Supplemental Executive Retirement Plan (SERP). Following the transaction the reporting person beneficially owns 172,131 shares of common stock and 8,168 deferred stock units. The Form 4 was filed by a single reporting person and signed by an attorney-in-fact on 08/19/2025.
Brian D. Goodrich, Executive Vice President and General Counsel of First Financial Bankshares Inc. (FFIN), reported changes in beneficial ownership on 08/14/2025. He was granted 1,281 restricted stock units (RSUs) that vest in three roughly equal annual installments and elected to have the company withhold 111 shares to satisfy taxes related to prior RSU vesting.
On the same date he acquired 4,302 employee stock options with an exercise price of $36.43 and an expiration date of 08/14/2035. Following the reported transactions the filing shows beneficial ownership of 2,528 common shares and 4,302 options (direct ownership).
Insider activity at First Financial Bankshares (FFIN): J. Kyle McVey, EVP and Chief Accounting Officer, received a grant of 1,715 restricted stock units (RSUs) on 08/14/2025 that vest in three approximately equal annual installments. On the same date he was also granted an employee stock option to buy 5,762 shares at an exercise price of $36.43, exercisable through 08/14/2035 with staged vesting over three years. Additionally, Mr. McVey elected to have the company withhold 127 shares to cover taxes related to prior RSU vesting. After these transactions he directly beneficially owns 26,319 shares.
F. Scott Dueser, Chairman and CEO of First Financial Bankshares, Inc. (FFIN), reported transactions on Form 4 showing equity awards and shifts in holdings. He was granted 12,352 restricted stock units (RSUs) on 08/14/2025 that vest in three approximately equal annual installments. On the same date 4,757 RSUs vested but were exchanged for 4,757 deferred stock units under the company’s Supplemental Executive Retirement Plan (SERP), payable upon termination. The filing also discloses substantial indirect holdings: 525,960 shares held by trusts for which he is trustee/settlor/beneficiary and additional partnership-held positions of 471,004 and 408,310 shares where he serves as manager and disclaims beneficial ownership for portions noted.
John J. Ruzicka Jr., EVP-CIO of First Financial Bankshares, Inc. (FFIN), reported insider transactions dated 08/14/2025. The filing shows a grant of 1,281 restricted stock units (RSUs) that vest in three approximately equal annual installments. On the same date 453 RSUs vested and were exchanged for 453 deferred stock units under the companys Supplemental Executive Retirement Plan (SERP), payable upon termination. The reporting person also received an employee stock option to buy 4,302 shares at a $36.43 exercise price, exercisable beginning 08/14/2025 and expiring 08/14/2035; the option vests over three years (33.33%/66.66%/100%). The report was filed 08/18/2025 and signed by an attorney-in-fact.
First Financial Bankshares, Inc. (FFIN) Form 4 reports insider transactions by Chief Risk Officer Randall Allen Roewe on 08/14/2025. The filing shows a grant of 1,601 restricted stock units (RSUs) and the acquisition of 5,377 employee stock options with an exercise price of $36.43 and an expiration date of 08/14/2035. Additionally, 566 previously granted RSUs vested on the same date and were deferred into the company’s Supplemental Executive Retirement Plan (SERP), resulting in 566 deferred stock units.
The RSUs vest in three roughly equal annual installments and the options vest 33.33% after one year, 66.66% after two years, and 100% after three years. After these transactions the reporting person beneficially owned 34,154 shares directly and 2,918 shares as deferred stock units, per the Form 4 calculations.
David W. Bailey, President and director of First Financial Bankshares, Inc. (FFIN), reported multiple equity transactions on 08/14/2025. He was granted 3,294 restricted stock units (RSUs) that vest in three approximately equal installments on each anniversary of the grant date, and 11,062 employee stock options with a $36.43 exercise price that vest 33.33% after one year, 66.66% after two years and 100% after three years.
Also on 08/14/2025, 728 previously granted RSUs vested and were not received as shares but were converted into 728 deferred stock units under the company’s Supplemental Executive Retirement Plan (SERP); those deferred units are payable upon termination. Following the reported transactions, Mr. Bailey beneficially owned 18,238 shares and 11,062 options.
First Financial Bankshares, Inc. (FFIN) reporting person T. Luke Longhofer, Executive Vice President and director, recorded equity awards and related transactions on 08/14/2025. The filing shows a grant of 2,470 restricted stock units (RSUs) that vest in three roughly equal annual installments, and an award of 8,297 employee stock options with a $36.43 exercise price that vest 33.33% after one year, 66.66% after two years and fully after three years (expiration 08/14/2035). Additionally, 695 previously granted RSUs vested and were converted into 695 deferred stock units under the company’s Supplemental Executive Retirement Plan (SERP), payable upon termination. Following these transactions, Longhofer beneficially owns 39,907 shares (direct).