North Reef Capital (FFWM) reports 0% ownership of First Foundation Inc.

Rhea-AI Filing Summary

North Reef Capital Management LP, North Reef Capital Management GP LLC, and James Hanna, III filed Amendment No. 4 to a Schedule 13G for First Foundation Inc. common stock. They now report beneficial ownership of 0 shares, representing 0% of the class, with no sole or shared voting or dispositive power.

The filing indicates that these reporting persons now fall under the category of owning 5 percent or less of First Foundation’s common stock. The amendment is signed by their representatives, including North Reef’s Chief Compliance Officer and James Hanna, III.

Key Figures

Shares beneficially owned: 0 shares Percent of class owned: 0% Event date: 06/30/2026 +1 more

4 metrics

Shares beneficially owned 0 shares Amount beneficially owned by each reporting person for First Foundation Inc. common stock

Percent of class owned 0% Percent of First Foundation Inc. common stock reported as beneficially owned

Event date 06/30/2026 Date associated with the Schedule 13G/A Amendment No. 4

Signature date 08/14/2026 Date the amendment was signed by the reporting persons

Key Terms

beneficially owned, Sole Dispositive Power, Schedule 13G/A, Ownership of 5 percent or less of a class

4 terms

beneficially owned financial

"Item 4. | Ownership (a) | Amount beneficially owned: 0"

Beneficially owned describes securities or assets where a person has the economic rights and control—such as the right to receive dividends and to direct voting—even if legal title is held in another name. Think of it like having the keys and using a car that’s registered to someone else: you get the benefits and make decisions. Investors care because beneficial ownership reveals who truly controls value and voting power, affecting corporate decisions and takeover dynamics.

Sole Dispositive Power financial

"5 | Sole Voting Power 0.00 6 | Shared Voting Power 0.00 7 | Sole Dispositive Power 0.00"

Sole dispositive power is the exclusive legal authority to decide what happens to a security — for example, whether to sell, transfer, or retain shares — without needing anyone else’s permission. Investors care because it signals who truly controls the economic outcome of an investment: like holding the only key to a safe, the holder can realize gains or losses and may trigger regulatory reporting, insider rules, or influence over corporate ownership.

Schedule 13G/A regulatory

"Item 4. | Ownership (a) | Amount beneficially owned: 0"

A Schedule 13G/A is an amended public filing with the U.S. securities regulator that updates a previous Schedule 13G, disclosing when an individual or group holds a substantial (typically over 5%) stake in a company and is claiming a passive, non‑controlling intent. Investors monitor these updates because rising or falling holdings can signal changing confidence, potential future moves, or shifts in voting power — like watching a public ledger where large shareholders quietly adjust their positions.

Ownership of 5 percent or less of a class regulatory

"Item 5. | Ownership of 5 Percent or Less of a Class."

FAQ

What does the latest Schedule 13G/A filing for FFWM disclose?

The amendment reports that North Reef Capital Management LP, its GP, and James Hanna, III now beneficially own 0 shares of First Foundation Inc., corresponding to 0% of the common stock, and have no voting or dispositive power over any shares.

Who are the reporting persons in the FFWM Schedule 13G/A Amendment No. 4?

The reporting persons are North Reef Capital Management LP, North Reef Capital Management GP LLC, and James Hanna, III. All report 0 shares and 0% beneficial ownership of First Foundation Inc. common stock in this amendment.

What is the reported ownership percentage of FFWM common stock by North Reef?

North Reef Capital Management LP and North Reef Capital Management GP LLC each report 0% of the class of First Foundation Inc. common stock, with 0 shares beneficially owned and no sole or shared voting or dispositive power.

Does James Hanna, III still beneficially own FFWM shares according to this filing?

According to the amendment, James Hanna, III beneficially owns 0 shares of First Foundation Inc., representing 0% of the outstanding common stock, and has no sole or shared voting or dispositive power over any shares.

What threshold status is disclosed in Item 5 of the FFWM Schedule 13G/A?

Item 5 states that the reporting persons have ownership of 5 percent or less of First Foundation Inc.’s common stock. This aligns with the reported 0 shares and 0% beneficial ownership in Item 4.

When was the FFWM Schedule 13G/A Amendment No. 4 signed by the reporting persons?

The amendment was signed on 08/14/2026 by representatives including /s/ Daniel Locasto, Chief Compliance Officer of North Reef Capital Management LP, and /s/ James Hanna, III in his stated capacities.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 08/14/2026 - 04:02 PM Accepted by SEC EDGAR 08/14/2026 - 04:00 PM Learn about SEC filing dates

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

(Amendment No. 4)

First Foundation Inc.

(Name of Issuer)

Common Stock, par value $0.001 per share

(Title of Class of Securities)

32026V104

(CUSIP Number)

06/30/2026

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

schemaVersion:

SCHEDULE 13G

CUSIP Number(s): 32026V104

1

Names of Reporting Persons

North Reef Capital Management L.P.

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

0.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

0 %

12

Type of Reporting Person (See Instructions)

IA, PN

SCHEDULE 13G

CUSIP Number(s): 32026V104

1

Names of Reporting Persons

North Reef Capital Management GP LLC

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

0.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

0 %

12

Type of Reporting Person (See Instructions)

OO

Comment for Type of Reporting Person: Limited Liability Company

SCHEDULE 13G

CUSIP Number(s): 32026V104

1

Names of Reporting Persons

James Hanna, III

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

CALIFORNIA

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

0.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

0 %

12

Type of Reporting Person (See Instructions)

IN

SCHEDULE 13G

Item 1.
(a)	Name of issuer: First Foundation Inc.
(b)	Address of issuer's principal executive offices: 5221 North O'Connor Boulevard, Suite 1378, Irving, Texas 75039
Item 2.
(a)	Name of person filing: North Reef Capital Management LP North Reef Capital Management GP LLC James Hanna, III
(b)	Address or principal business office or, if none, residence: c/o North Reef Capital Management LP 1833 South Coast Highway Suite 210 Laguna Beach, California 92651
(c)	Citizenship: North Reef Capital Management LP - Delaware North Reef Capital Management GP LLC - Delaware James Hanna, III - California
(d)	Title of class of securities: Common Stock, par value $0.001 per share
(e)	CUSIP No.: 32026V104
Item 3.	If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)	An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)	An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:
(k)	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.	Ownership
(a)	Amount beneficially owned: 0
(b)	Percent of class: 0 %
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote:
	(ii) Shared power to vote or to direct the vote: 0
	(iii) Sole power to dispose or to direct the disposition of:
	(iv) Shared power to dispose or to direct the disposition of: 0
Item 5.	Ownership of 5 Percent or Less of a Class.
	Ownership of 5 percent or less of a class
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	Not Applicable
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	Not Applicable
Item 8.	Identification and Classification of Members of the Group.
	Not Applicable
Item 9.	Notice of Dissolution of Group.
	Not Applicable

Item 10.

Certifications:

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under § 240.14a-11.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

North Reef Capital Management L.P.

Signature:	/s/ Daniel Locasto
Name/Title:	Chief Compliance Officer
Date:	08/14/2026

North Reef Capital Management GP LLC

Signature:	/s/ James Hanna, III
Name/Title:	Managing Member
Date:	08/14/2026

James Hanna, III

Signature:	/s/ James Hanna, III
Name/Title:	James Hanna, III
Date:	08/14/2026

Exhibit Information

EXHIBIT 99.1 - JOINT FILING AGREEMENT