First Guaranty SEC Filings

First Guaranty Bancshares, Inc. senior vice president and chief financial officer Eric Dosch reported small personal acquisitions of company common stock. On 12/08/2025 he acquired 100 shares at $4.59 per share through an IRA, and on 12/09/2025 he acquired another 100 shares at $4.82 through the same IRA. Following these transactions, his IRA holds 932 shares, he holds 28,396 shares directly, and additional indirect holdings include 147 shares held by his spouse, 732 shares held by a revocable living trust, and 382 shares each held in custodial accounts for his minor son and daughter.

First Guaranty Bancshares, Inc. reported an insider stock transaction by one of its directors. The filing shows a transaction on 12/10/2025 involving 7,500 shares of common stock at a weighted average price of $4.54 per share. The trades were executed in multiple lots at prices ranging from $4.50 to $4.58.

After this activity, the director beneficially owns 45,376 shares of First Guaranty Bancshares common stock held directly. The reporting person has undertaken to provide, upon request, full information on the number of shares and specific prices for each trade to the SEC staff, the issuer, or any security holder.

First Guaranty Bancshares, Inc. director reports open‑market share purchases. Director Edgar R. Smith III disclosed multiple purchases of FGBI common stock in November 2025. On November 17, 2025, entities affiliated with him bought 1,500 shares at $5.78 per share. On November 20, 2025, additional purchases included 1,500 shares at $4.85, 15,000 shares at a weighted average price of $4.97, 2,500 shares at $4.81, and 800 shares at $4.95. After these transactions, he reports 2,867,467 shares held directly and several indirect holdings through limited liability companies, reflecting substantial ongoing ownership in the bank’s stock.

First Guaranty Bancshares, Inc. reported a sharp turnaround to losses for the quarter ended September 30, 2025, driven by heavy credit costs and a goodwill write-down. The company posted a quarterly net loss of $45.0 million, compared with net income of $1.9 million a year earlier, as the provision for credit losses surged to $47.9 million and it recorded a non-cash goodwill impairment of $12.9 million. For the first nine months of 2025, the net loss totaled $58.5 million, versus net income of $11.4 million in the prior-year period.

Total loans fell to $2.28 billion from $2.70 billion at year-end 2024, while the allowance for credit losses more than doubled to $85.7 million, reflecting rising nonaccrual loans and problem credits, particularly in commercial real estate and commercial leases. Shareholders’ equity declined to $221.1 million from $255.0 million, even after issuing new common shares via private placements, debt-for-equity exchange, and payment-in-kind interest, which increased common shares outstanding to 15.35 million as of October 31, 2025.

First Guaranty Bancshares, Inc. (FGBI) filed an 8-K announcing it released its Third Quarter 2025 Report to shareholders. The accompanying press release is included as Exhibit 99.1 captioned “Third Quarter 2025 Report.”

The company states that the information in Exhibit 99.1 is furnished under Item 2.02 (Results of Operations and Financial Condition) and will not be deemed “filed” for purposes of Section 18 of the Exchange Act, nor incorporated by reference under the Securities Act.

First Guaranty Bancshares (FGBI) filed a Form 12b-25 (NT 10‑Q), notifying a late filing of its Quarterly Report for the period ended September 30, 2025. The company cites the need to evaluate information about certain events that occurred in late September and were previously disclosed in its earnings release filed as Exhibit 99.1 to a Form 8‑K on October 31, 2025.

The company is revising financial information and disclosures for inclusion in the Form 10‑Q.

First Guaranty Bancshares, Inc. announced a quarterly cash dividend on its 6.75% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock, payable on December 1, 2025. Holders of depositary shares (FGBIP), each representing a 1/40th interest in a preferred share, will receive $0.421875 per Depositary Share, reflecting a $16.875 per preferred share dividend. The payment will be made to holders of record as of November 15, 2025, with the depositary distributing the dividend to those holders.

First Guaranty Bancshares, Inc. filed a Form D notifying a Regulation D exempt equity offering under Rule 506(b). The filing shows a $1,873,845 offering that has been fully sold, with total amount sold of $1,873,845 and zero remaining to be sold. The issuer reports 6 investors participated and the offering's minimum investment accepted was $0. The company indicates it is a Louisiana corporation existing for over five years and classifies its business as Commercial Banking. The offering is a new notice with a listed first sale of 2025-09-30 and the Form D was signed by Eric J. Dosch, Chief Financial Officer on 2025-10-10. The filing reports no sales commissions or finders' fees and $0 of proceeds used to pay named executives, directors, or promoters.