Welcome to our dedicated page for First Guaranty SEC filings (Ticker: FGBI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for First Guaranty Bancshares, Inc. (NASDAQ: FGBI), the Louisiana‑incorporated holding company for First Guaranty Bank. As a reporting company, First Guaranty files annual reports on Form 10‑K, quarterly reports on Form 10‑Q, and current reports on Form 8‑K, along with other required documents.
Key filings for understanding FGBI include Forms 10‑K and 10‑Q, which contain detailed financial statements, discussions of net interest income and net interest margin, loan and deposit balances, provisions for credit losses, nonaccrual loans, and other real estate owned. These reports also describe the company’s loan portfolio, including commercial real estate, commercial and industrial, construction and land development, agricultural and farmland, consumer, and multifamily lending, as well as its investment securities and capital structure.
Current reports on Form 8‑K document material events such as quarterly earnings releases, dividend declarations on common stock and on the 6.75% Series A Fixed‑Rate Non‑Cumulative Perpetual Preferred Stock (traded via depositary shares under FGBIP), and other significant corporate actions. First Guaranty has also filed a Form 12b‑25 (Notification of Late Filing) explaining a delay in filing a Form 10‑Q while it evaluated information about previously disclosed events and revised related financial information and disclosures.
On Stock Titan, these filings are updated as they are made available through EDGAR. AI‑powered summaries help explain the contents of lengthy documents, highlight important changes from prior periods, and clarify technical sections on topics such as credit quality, capital, and risk factors. Users can quickly locate Forms 10‑K, 10‑Q, and 8‑K, as well as filings related to preferred stock dividends and other corporate matters, to build a more complete view of First Guaranty Bancshares’ regulatory and financial reporting history.
First Guaranty Bancshares, Inc. reported a challenging 2025, with a net loss of
Despite the full-year loss, the bank returned to profitability in the fourth quarter, earning
First Guaranty Bancshares, Inc. declared a quarterly cash dividend on its 6.75% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock. The dividend equals $16.875 per share of Series A Preferred Stock, or $0.421875 per depositary share, each representing a 1/40th interest in a preferred share.
The dividend will be paid on March 2, 2026 to the depositary, which will distribute it to holders of record of the depositary shares as of February 15, 2026.
First Guaranty Bancshares, Inc. filed a Form 8-K to announce that it issued a press release with its financial results for the three months and year ended December 31, 2025. The press release, dated January 28, 2026, is included as Exhibit 99.1 to the filing.
The company states that the press release is being "furnished" rather than "filed" for purposes of certain securities law provisions, meaning it is provided for informational disclosure without being incorporated into other Securities Act filings by default.
First Guaranty Bancshares, Inc. reported an insider share purchase by a director. On 12/11/2025, the director acquired 5,745 shares of common stock in a transaction coded as a purchase at a reported weighted average price of $4.53 per share.
After this trade, the director beneficially owns 51,121 common shares in direct form. The filing notes that the transaction was executed in multiple trades at prices ranging from $4.51 to $4.53, with $4.53 disclosed as the weighted average sale price across those trades.
First Guaranty Bancshares, Inc. senior vice president and chief financial officer Eric Dosch reported small personal acquisitions of company common stock. On 12/08/2025 he acquired 100 shares at $4.59 per share through an IRA, and on 12/09/2025 he acquired another 100 shares at $4.82 through the same IRA. Following these transactions, his IRA holds 932 shares, he holds 28,396 shares directly, and additional indirect holdings include 147 shares held by his spouse, 732 shares held by a revocable living trust, and 382 shares each held in custodial accounts for his minor son and daughter.
First Guaranty Bancshares, Inc. reported an insider stock transaction by one of its directors. The filing shows a transaction on 12/10/2025 involving 7,500 shares of common stock at a weighted average price of $4.54 per share. The trades were executed in multiple lots at prices ranging from $4.50 to $4.58.
After this activity, the director beneficially owns 45,376 shares of First Guaranty Bancshares common stock held directly. The reporting person has undertaken to provide, upon request, full information on the number of shares and specific prices for each trade to the SEC staff, the issuer, or any security holder.
First Guaranty Bancshares, Inc. director reports open‑market share purchases. Director Edgar R. Smith III disclosed multiple purchases of FGBI common stock in November 2025. On November 17, 2025, entities affiliated with him bought 1,500 shares at $5.78 per share. On November 20, 2025, additional purchases included 1,500 shares at $4.85, 15,000 shares at a weighted average price of $4.97, 2,500 shares at $4.81, and 800 shares at $4.95. After these transactions, he reports 2,867,467 shares held directly and several indirect holdings through limited liability companies, reflecting substantial ongoing ownership in the bank’s stock.
First Guaranty Bancshares, Inc. reported a sharp turnaround to losses for the quarter ended September 30, 2025, driven by heavy credit costs and a goodwill write-down. The company posted a quarterly net loss of $45.0 million, compared with net income of $1.9 million a year earlier, as the provision for credit losses surged to $47.9 million and it recorded a non-cash goodwill impairment of $12.9 million. For the first nine months of 2025, the net loss totaled $58.5 million, versus net income of $11.4 million in the prior-year period.
Total loans fell to $2.28 billion from $2.70 billion at year-end 2024, while the allowance for credit losses more than doubled to $85.7 million, reflecting rising nonaccrual loans and problem credits, particularly in commercial real estate and commercial leases. Shareholders’ equity declined to $221.1 million from $255.0 million, even after issuing new common shares via private placements, debt-for-equity exchange, and payment-in-kind interest, which increased common shares outstanding to 15.35 million as of October 31, 2025.
First Guaranty Bancshares, Inc. (FGBI) filed an 8-K announcing it released its Third Quarter 2025 Report to shareholders. The accompanying press release is included as Exhibit 99.1 captioned “Third Quarter 2025 Report.”
The company states that the information in Exhibit 99.1 is furnished under Item 2.02 (Results of Operations and Financial Condition) and will not be deemed “filed” for purposes of Section 18 of the Exchange Act, nor incorporated by reference under the Securities Act.
First Guaranty Bancshares (FGBI) filed a Form 12b-25 (NT 10‑Q), notifying a late filing of its Quarterly Report for the period ended September 30, 2025. The company cites the need to evaluate information about certain events that occurred in late September and were previously disclosed in its earnings release filed as Exhibit 99.1 to a Form 8‑K on October 31, 2025.
The company is revising financial information and disclosures for inclusion in the Form 10‑Q.