First Guaranty Bancshares (FGBI) furnishes Q4 and full-year 2025 results release

Rhea-AI Filing Summary

First Guaranty Bancshares, Inc. filed a Form 8-K to announce that it issued a press release with its financial results for the three months and year ended December 31, 2025. The press release, dated January 28, 2026, is included as Exhibit 99.1 to the filing.

The company states that the press release is being "furnished" rather than "filed" for purposes of certain securities law provisions, meaning it is provided for informational disclosure without being incorporated into other Securities Act filings by default.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 28, 2026

FIRST GUARANTY BANCSHARES, INC.

(Exact name of registrant as specified in its charter)

Louisiana			001-37621			26-0513559
(State or other jurisdiction			(Commission File Number)			(I.R.S. Employer
incorporation or organization)						Identification Number)
400 East Thomas Street
Hammond, Louisiana						70401
(Address of principal executive offices)						(Zip Code)
(985) 345-7685
(Registrant’s telephone number, including area code)
Not Applicable
(Former name or former address, if changed since last report)

Check the appropriate box if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). 

Emerging growth company ☐ 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, $1 par value

FGBI

The Nasdaq Stock Market LLC

Depositary Shares (each representing a 1/40th interest in a share of 6.75% Series A Fixed-Rate Non-Cumulative perpetual preferred stock)

FGBIP

The Nasdaq Stock Market LLC

Item 2.02.        Results of Operations and Financial Condition

On January 28, 2026, First Guaranty Bancshares, Inc. issued a press release reporting its financial results at and for the three months and year ended December 31, 2025. 

The Press Release is enclosed as Exhibit 99.1 to this report. The information in Exhibit 99.1 shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933.

Item 9.01.        Financial Statements and Exhibits. 

Exhibit 99.1    Press Release dated January 28, 2026.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. 

						FIRST GUARANTY BANCSHARES, INC.
						(Registrant)
Date: January 28, 2026
						By:			/s/Eric J. Dosch
									Eric J. Dosch
									Chief Financial Officer

INDEX TO EXHIBITS

 

Exhibit Number			Description
Exhibit 99.1			Press Release January 28, 2026 "First Guaranty Bancshares, Inc. Announces Fourth Quarter and Fiscal Year 2025 Results."

FAQ

What did First Guaranty Bancshares (FGBI) disclose in this Form 8-K?

First Guaranty Bancshares filed a Form 8-K to furnish a press release announcing its financial results. The release covers the three months and full year ended December 31, 2025, and is attached as Exhibit 99.1 dated January 28, 2026.

Which period do the reported results for First Guaranty Bancshares (FGBI) cover?

The disclosed results cover the three months and year ended December 31, 2025. These time periods are referenced in the press release that First Guaranty Bancshares furnished as Exhibit 99.1 to the Form 8-K filed on January 28, 2026.

Where can investors find the detailed Q4 and 2025 results for FGBI?

Detailed quarterly and full-year 2025 results are contained in the press release attached as Exhibit 99.1. First Guaranty Bancshares furnished this exhibit with its Form 8-K, dated January 28, 2026, specifically to report those financial results.

Is the First Guaranty Bancshares (FGBI) earnings press release considered filed with the SEC?

The company states that the press release in Exhibit 99.1 is furnished, not filed, for Securities Exchange Act Section 18 purposes. It also notes the release is not automatically incorporated by reference into Securities Act filings.

Who signed the First Guaranty Bancshares January 28, 2026 Form 8-K?

The Form 8-K was signed on behalf of First Guaranty Bancshares, Inc. by Eric J. Dosch. He is identified in the document as the company’s Chief Financial Officer and signed the report dated January 28, 2026.