First Guaranty Bancshares (NASDAQ: FGBI) declares Series A cash dividend

Rhea-AI Filing Summary

First Guaranty Bancshares, Inc. will pay a quarterly cash dividend on its 6.75% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock, represented by Depositary Shares. The Board of Directors declared a $16.875 per share dividend on the Series A Preferred Stock, producing a quarterly distribution of $0.421875 per Depositary Share, with each Depositary Share representing a 1/40th interest in a preferred share.

The Board announced this dividend on July 16, 2026. The dividend will be paid on September 1, 2026 to holders of Depositary Shares of record as of August 15, 2026. Payment will first be made to the depositary for the Series A Preferred Stock, which will then distribute the cash dividend to eligible Depositary Share holders.

8-K Event Classification

Item 8.01 — Other Events

1 item

Item 8.01 Other Events Other

Voluntary disclosure of events the company deems important to shareholders but not covered by other items.

Key Figures

Depositary Share quarterly distribution: $0.421875 per Depositary Share Series A preferred quarterly dividend: $16.875 per share Series A dividend rate: 6.75% +3 more

6 metrics

Depositary Share quarterly distribution $0.421875 per Depositary Share Quarterly distribution tied to Series A Preferred Stock dividend

Series A preferred quarterly dividend $16.875 per share Quarterly cash dividend on 6.75% Series A Preferred Stock

Series A dividend rate 6.75% Fixed-Rate Non-Cumulative Perpetual Preferred Stock

Depositary share ratio 1/40th interest per Depositary Share Each Depositary Share represents 1/40th of a Series A preferred share

Record date August 15, 2026 Holders of Depositary Shares on this date receive the dividend

Payment date September 1, 2026 Date on which the dividend is paid to the depositary and then to holders

Key Terms

Depositary Shares, Non-Cumulative, Perpetual Preferred Stock, record as of, +1 more

5 terms

Depositary Shares financial

"holders of record as of August 15, 2026 (the "Depositary Shares Record Date") of its depositary shares (the "Depositary Shares")"

Depositary shares are tradable certificates that represent a fractional piece of a larger security held by a third-party bank, like owning a slice of a single big pie instead of the whole pie. They let companies issue and investors buy smaller, more affordable portions of preferred stock or other instruments; holders usually receive proportional dividends and market pricing similar to ordinary shares, but may have limited voting rights and different liquidity or tax implications, which can affect income and resale value.

Non-Cumulative financial

"6.75% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock (the "Series A Preferred Stock")"

Non-cumulative describes a type of dividend or payment right where any missed distributions are not tracked or owed later; if a company skips a payment, investors do not receive that skipped amount in the future. Think of it like a one-time coupon that expires if not used: it can boost potential income when paid, but offers no catch-up protection, so investors face greater income uncertainty and should price in higher risk or lower yield expectations.

Perpetual Preferred Stock financial

"6.75% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock (the "Series A Preferred Stock")"

A perpetual preferred stock is a type of share that behaves like a forever-lasting, fixed-income investment: it pays regular dividends and has no set maturity date, yet it represents ownership rather than a loan. It ranks ahead of common stock for dividend payments and in liquidation, so investors treat it as a mix between a bond and an equity stake; its value depends largely on the issuer’s credit and prevailing interest rates.

record as of financial

"holders of record as of August 15, 2026 (the "Depositary Shares Record Date")"

"Record as of" indicates the specific date or point in time when a particular financial figure or statistic was measured or confirmed. It helps investors understand the exact moment when the data was valid, similar to taking a snapshot of a situation. This clarity is important for making accurate comparisons and informed decisions based on the most current or relevant information.

quarterly distribution financial

"will receive a quarterly distribution in the amount of $0.421875 per Depositary Share"

A quarterly distribution is a cash payment made every three months by a company, fund, or trust to its shareholders or unitholders, representing a share of profits, income, or return of capital. Like receiving a paycheck four times a year, it gives investors regular cash flow and signals how much cash the business is returning to owners; the size and consistency can help people judge an issuer’s cash-generating ability and payout policy.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 08/05/2026 - 03:01 PM Accepted by SEC EDGAR 08/05/2026 - 03:00 PM Learn about SEC filing dates

FAQ

What dividend did First Guaranty Bancshares (FGBI) declare on its Series A preferred stock?

First Guaranty Bancshares declared a quarterly cash dividend of $16.875 per share on its 6.75% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock, which supports a distribution on the related Depositary Shares.

How much will holders of First Guaranty (FGBI) Depositary Shares receive per share?

Holders of Depositary Shares will receive a quarterly distribution of $0.421875 per Depositary Share. Each Depositary Share represents a 1/40th interest in a share of the company’s 6.75% Series A preferred stock.

What are the record and payment dates for FGBI’s Series A preferred dividend?

The dividend is payable on September 1, 2026 to holders of Depositary Shares of record as of August 15, 2026. Only investors holding Depositary Shares on that record date will receive the distribution.

How are First Guaranty (FGBI) Depositary Shares linked to the Series A preferred stock?

Each Depositary Share represents a 1/40th interest in a share of the 6.75% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock. Dividends on the preferred shares flow through the depositary to Depositary Share holders.

Who distributes the Series A preferred dividend to FGBI Depositary Share holders?

On the payment date, the Series A preferred dividend is first paid to the depositary. The depositary then distributes the corresponding cash amount to holders of record of the Depositary Shares.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): August 5, 2026

FIRST GUARANTY BANCSHARES, INC.

(Exact name of registrant as specified in its charter)

Louisiana			001-37621			26-0513559
(State or other jurisdiction			(Commission File Number)			(I.R.S. Employer
incorporation or organization)						Identification Number)
400 East Thomas Street
Hammond, Louisiana						70401
(Address of principal executive offices)						(Zip Code)
(985) 345-7685
(Registrant’s telephone number, including area code)
Not Applicable
(Former name or former address, if changed since last report)

Check the appropriate box if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). 

Emerging growth company ☐ 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, $1 par value

FGBI

The Nasdaq Stock Market LLC

Depositary Shares (each representing a 1/40th interest in a share of 6.75% Series A Fixed-Rate Non-Cumulative perpetual preferred stock)

FGBIP

The Nasdaq Stock Market LLC

Item 8.01 Other Events

On July 16, 2026 the Board of Directors of First Guaranty Bancshares, Inc. ("First Guaranty") announced that on September 1, 2026, holders of record as of August 15, 2026 (the "Depository Shares Record Date") of its depositary shares (the "Depositary Shares"), each representing a 1/40th interest in the Corporation's 6.75% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock (the "Series A Preferred Stock"), will receive a quarterly distribution in the amount of $0.421875 per Depositary Share, resulting from First Guaranty's declaration of a $16.875 per share of Series A Preferred Stock quarterly cash dividend, which underlies the Depositary Shares. On September 1, 2026, the Series A Preferred Stock dividend will be paid to the depositary for the Series A Preferred Stock. The depositary will, in turn, distribute such dividend to the holders of record of the Depositary Shares as of the Depositary Shares Record Date.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. 

						FIRST GUARANTY BANCSHARES, INC.
						(Registrant)
Date: August 5, 2026
						By:			/s/Eric J. Dosch
									Eric J. Dosch
									Chief Financial Officer

Filing Exhibits & Attachments

4 documents

Other Documents

• EX-101 XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT 2.1 KB
• EX-101 XBRL TAXONOMY EXTENSION DEFINITION LINKBASE DOCUMENT 15.2 KB
• EX-101 XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT 26.6 KB
• EX-101 XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT 15.8 KB