Large First Guaranty (FGBI) stake reported by director Betsy Hood

Rhea-AI Filing Summary

First Guaranty Bancshares, Inc. director and ten percent owner Betsy Kent Hood filed an initial ownership report. She reports indirect ownership of 2,522,087 shares of common stock as executor for the Estate of William K. Hood, and direct ownership of 4,639 shares. She disclaims beneficial ownership of the indirect holdings except to the extent of her pecuniary interest.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Hood Betsy Kent

Role null

Type	Security	Shares	Price	Value
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 4,639 shares (Direct, null); Common Stock — 2,522,087 shares (Indirect, As executor for the Estate of William K. Hood)

Footnotes (1)

1. [object Object]

Key Figures

Indirect common shares: 2,522,087 shares Direct common shares: 4,639 shares

2 metrics

Indirect common shares 2,522,087 shares Held as executor for the Estate of William K. Hood

Direct common shares 4,639 shares Held directly by Betsy Kent Hood

Key Terms

beneficial ownership, pecuniary interest, executor

3 terms

beneficial ownership financial

"The reporting person disclaims beneficial ownership of these securities except to the extent of her pecuniary interest therein."

Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.

pecuniary interest financial

"disclaims beneficial ownership of these securities except to the extent of her pecuniary interest therein."

executor financial

"As executor for the Estate of William K. Hood"

Understanding Insider Trading Forms →

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Hood Betsy Kent

(Last) (First) (Middle)

400 EAST THOMAS STREET

(Street)

HAMMOND LOUISIANA 70401

(City) (State) (Zip)

UNITED STATES

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
04/16/2026

3. Issuer Name and Ticker or Trading Symbol
First Guaranty Bancshares, Inc. [ FGBI ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	X	10% Owner
	Officer (give title below)		Other (specify below)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	4,639	D
Common Stock	2,522,087(1)	I	As executor for the Estate of William K. Hood

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The reporting person disclaims beneficial ownership of these securities except to the extent of her pecuniary interest therein.

	/s/ Besty K. Hood	04/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

FAQ

What does Betsy Kent Hood’s Form 3 filing show for FGBI?

The filing shows Betsy Kent Hood as a director and ten percent owner of First Guaranty Bancshares, Inc., reporting indirect holdings of 2,522,087 common shares as executor of an estate and direct ownership of 4,639 common shares, reflecting her initial reported stake.

How many First Guaranty Bancshares (FGBI) shares are indirectly held?

The Form 3 reports 2,522,087 shares of First Guaranty Bancshares common stock held indirectly. These shares are attributed to Betsy Kent Hood in her capacity as executor for the Estate of William K. Hood, rather than as purely personal holdings.

How many FGBI shares does Betsy Kent Hood hold directly?

The filing lists 4,639 shares of First Guaranty Bancshares common stock held directly by Betsy Kent Hood. This direct position is separate from the much larger indirect holdings reported in her role as executor of the Estate of William K. Hood.

What is the nature of Betsy Kent Hood’s indirect FGBI ownership?

Her indirect ownership arises from serving as executor for the Estate of William K. Hood, which holds 2,522,087 FGBI common shares. The filing clarifies that these shares are associated with the estate, not solely personal investment accounts.

What does it mean that beneficial ownership is disclaimed in the FGBI filing?

The footnote states she disclaims beneficial ownership of the indirect shares except to the extent of her pecuniary interest. This means she does not claim full economic ownership of the estate’s holdings beyond any economic interest she may personally have.

Why is Betsy Kent Hood considered a ten percent owner of FGBI?

She is classified as a ten percent owner because the total shares attributed to her, including 2,522,087 indirectly held as executor and 4,639 held directly, exceed ten percent of First Guaranty Bancshares’ common stock, triggering Form 3 reporting obligations.