Director at Financial Institutions (NASDAQ: FISI) granted 1,282 shares

Rhea-AI Filing Summary

Latella Robert N reported acquisition or exercise transactions in this Form 4 filing.

FINANCIAL INSTITUTIONS INC director Robert N. Latella received a grant of 1,282 shares of Common Stock, recorded at $0.0000 per share. After this equity award on May 20, 2026, his direct holdings totaled 32,849 shares of Common Stock. A separate holding entry shows 16,000 shares held indirectly in an IRA.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Latella Robert N

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,282	$0.00	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 32,849 shares (Direct, null); Common Stock — 16,000 shares (Indirect, Held in IRA)

Footnotes (1)

Key Figures

Equity grant size: 1,282 shares Grant price per share: $0.0000 per share Direct holdings after grant: 32,849 shares +1 more

4 metrics

Equity grant size 1,282 shares Common Stock awarded on May 20, 2026

Grant price per share $0.0000 per share Common Stock grant to director

Direct holdings after grant 32,849 shares Common Stock directly owned following transaction

Indirect IRA holdings 16,000 shares Common Stock held indirectly in IRA

Key Terms

Common Stock, Grant, award, or other acquisition, Held in IRA, indirect ownership

4 terms

Common Stock financial

"security_title: "Common Stock" for each reported transaction"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Grant, award, or other acquisition financial

"transaction_code_description: "Grant, award, or other acquisition""

Held in IRA financial

"nature_of_ownership: "Held in IRA" for indirect holding"

indirect ownership financial

"ownership_type: "indirect" associated with IRA-held shares"

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Latella Robert N

(Last) (First) (Middle)

220 LIBERTY STREET

(Street)

WARSAW NEW YORK 14569

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FINANCIAL INSTITUTIONS INC [ FISI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/20/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/20/2026		A		1,282	A	$0	32,849	D
Common Stock								16,000	I	Held in IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	SANDRA L. BYERS By Power of Attorney from Robert N. Latella	05/21/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did FISI director Robert N. Latella report?

Director Robert N. Latella reported an equity grant of 1,282 shares of Common Stock in FINANCIAL INSTITUTIONS INC. The shares were awarded at $0.0000 per share, indicating a compensation-related stock grant rather than an open-market purchase.

How many FISI shares does Robert N. Latella hold after this Form 4?

After the reported grant, Robert N. Latella directly holds 32,849 shares of Common Stock of FINANCIAL INSTITUTIONS INC. In addition, a separate holding entry shows 16,000 shares held indirectly in an IRA, reported as of the same transaction date.

Was the FISI insider transaction a market buy or a stock grant?

The FISI insider transaction was a stock grant, not a market buy. The Form 4 shows code A, described as a grant, award, or other acquisition, for 1,282 shares at a price of $0.0000 per share, typical of compensation awards.

What type of ownership does Robert N. Latella report for his FISI shares?

Robert N. Latella reports direct ownership of 32,849 shares following the grant. He also reports indirect ownership of 16,000 shares held in an IRA. The filing distinguishes these as separate positions with different ownership classifications.

Does the FISI Form 4 show any insider sales by Robert N. Latella?

The Form 4 for FINANCIAL INSTITUTIONS INC shows no reported sales by Robert N. Latella. It discloses a single acquisition via grant of 1,282 shares and a separate holding entry for 16,000 shares in an IRA, with no disposition codes listed.