Welcome to our dedicated page for FINANCIAL INSTITUTIONS SEC filings (Ticker: FISI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on FINANCIAL INSTITUTIONS's stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time SEC filing updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into FINANCIAL INSTITUTIONS's regulatory disclosures and financial reporting.
FINANCIAL INSTITUTIONS INC insider activity: Principal Accounting Officer Sandra L. Byers exercised 690 restricted stock units into 690 shares of common stock on March 20, 2026. The RSUs converted on a one-for-one basis with no cash exercise price.
After the transaction, Byers directly holds 2,150 shares of common stock. The filing shows an exercise and share acquisition only, with no reported share sales or tax-withholding dispositions, which is consistent with routine equity compensation vesting.
FINANCIAL INSTITUTIONS INC President & CEO Martin Kearney Birmingham exercised restricted stock units into common shares. On March 20, 2026 he converted 10,672 restricted stock units into an equal number of common shares, consistent with the one-for-one RSU terms.
To cover tax obligations, 3,847 common shares were withheld at $30.59 per share, leaving a net increase of 6,825 directly held shares. Following these transactions, he held 137,622 common shares directly, plus 7,500 shares in an IRA and 15,042 shares in a 401(k) plan. No derivative awards remain from this RSU grant.
Financial Institutions Inc Chief Human Resources Officer Laurie R. Collins reported routine equity compensation activity. She exercised 2,254 restricted stock units, which converted into the same number of common shares on a one-for-one basis. To cover tax obligations, 812 common shares were withheld at $30.59 per share.
Following these transactions, Collins directly holds 7,669 shares of common stock and also has 726 shares held indirectly in a 401(k) plan. No derivative securities remain from this restricted stock unit award, making this a standard vesting and tax-settlement event rather than an open‑market trade.
Financial Institutions Inc.’s Chief Financial Officer, William Jack Plants II, bought 660 shares of common stock in an open‑market purchase at $30.119 per share. After this transaction, he directly owns 6,159 common shares.
He also has indirect holdings reported as 1,700 shares held in a 401(k) plan and 4,937 shares held in an IRA, providing additional retirement‑focused exposure to the company’s stock.
Financial Institutions, Inc. reported that longtime director Donald K. Boswell will retire from the boards of the company and its wholly owned subsidiary, Five Star Bank. He informed the board on March 4, 2026, that he will not stand for re-election at the 2026 Annual Meeting of Shareholders.
His retirement will take effect immediately following the 2026 Annual Meeting, after nine years of board service. The company states that his decision reflects his intent to pursue outside interests and was not due to any disagreement with the company, its management, operations, policies, or practices.
Financial Institutions, Inc., parent of Five Star Bank and Courier Capital, presents itself as a New York–based community-focused financial group with a growing digital and physical footprint. As of December 31, 2025, the Company reported consolidated assets of $6.27 billion, deposits of $5.21 billion and shareholders’ equity of $628.9 million.
Five Star Bank operates 48 branches across Western and Central New York plus commercial loan production offices in Maryland and Syracuse, with $6.24 billion in assets, $4.61 billion in net loans, $1.01 billion in investment securities, $5.29 billion in deposits and $662.3 million in equity. Courier Capital manages $3.60 billion in client assets and generated $11.6 million of revenue in 2025, providing investment advisory and wealth management services.
The Company emphasizes a community bank strategy, diversified lending across commercial, residential and consumer indirect portfolios, and disciplined credit administration under a CECL-based allowance framework. It highlights extensive regulatory oversight, evolving cybersecurity and technology risks, interest-rate and liquidity risks, competition from banks and fintechs, and targeted but cautious participation in regulated New York cannabis banking.
FINANCIAL INSTITUTIONS INC executive Eric W. Marks reported his equity holdings in a Form 4. As of the reported date, he directly holds 2,074 restricted stock units, each representing a contingent right to receive one share of FISI common stock, and no shares of common stock directly.
FINANCIAL INSTITUTIONS INC (FISI) executive updates holdings. Chief Commercial Banking Officer Kevin B. Quinn reported his current equity position as of March 5, 2026. He now holds 2,158 restricted stock units and 5,275 shares of common stock directly, plus 42 common shares held indirectly in the FISI 401(k) Plan, which includes 2 shares acquired since his last report.
FINANCIAL INSTITUTIONS INC Chief Financial Officer William Jack Plants II filed a Form 4 reporting his current equity holdings as of March 5, 2026. He holds 2,897 restricted stock units, each representing a contingent right to receive one share of FISI common stock, along with 5,499 shares of common stock held directly. He also reports indirect ownership of 1,700 common shares in a 401(k) plan and 4,937 common shares in an IRA. The filing reflects holdings only and does not report new purchases or sales.
FINANCIAL INSTITUTIONS INC (FISI) insider filing shows updated holdings for Chief Risk Officer Gary A. Pacos. The Form 4 reports direct ownership of common stock and restricted stock units as of March 5, 2026. Each restricted stock unit represents a contingent right to receive one share of FISI common stock.