Welcome to our dedicated page for Financial Instns SEC filings (Ticker: FISI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Financial Institutions, Inc. filings document the regulatory record of a Nasdaq-listed banking company that operates through Five Star Bank and Courier Capital, LLC. Its 8-K reports disclose quarterly operating results, Regulation FD investor presentations, dividend declarations on common and preferred stock, and material capital actions involving subordinated notes.
Proxy materials cover board elections, executive compensation, shareholder voting matters and governance practices. Other filings address board changes, registered common stock on the Nasdaq Global Select Market, capital structure, debt terms and the financial condition of a company focused on commercial banking, consumer banking and wealth management.
FINANCIAL INSTITUTIONS INC (FISI) executive updates holdings. Chief Commercial Banking Officer Kevin B. Quinn reported his current equity position as of March 5, 2026. He now holds 2,158 restricted stock units and 5,275 shares of common stock directly, plus 42 common shares held indirectly in the FISI 401(k) Plan, which includes 2 shares acquired since his last report.
FINANCIAL INSTITUTIONS INC Chief Financial Officer William Jack Plants II filed a Form 4 reporting his current equity holdings as of March 5, 2026. He holds 2,897 restricted stock units, each representing a contingent right to receive one share of FISI common stock, along with 5,499 shares of common stock held directly. He also reports indirect ownership of 1,700 common shares in a 401(k) plan and 4,937 common shares in an IRA. The filing reflects holdings only and does not report new purchases or sales.
FINANCIAL INSTITUTIONS INC (FISI) insider filing shows updated holdings for Chief Risk Officer Gary A. Pacos. The Form 4 reports direct ownership of common stock and restricted stock units as of March 5, 2026. Each restricted stock unit represents a contingent right to receive one share of FISI common stock.
Financial Institutions Inc. President & CEO Martin Kearney Birmingham reported his ownership of company securities as of March 5, 2026. He directly holds restricted stock units that each represent a contingent right to receive one share of FISI common stock, with 8,861 restricted stock units shown after the reported holdings update.
He also directly owns 130,797 shares of FISI common stock. In addition, he has indirect ownership of FISI common stock through retirement accounts, including 7,500 shares held in an IRA and 15,042 shares held in a 401(k) plan. The filing lists these positions without identifying them as purchases or sales.
FINANCIAL INSTITUTIONS INC (FISI) executive Laurie R. Collins, Chief Human Resources Officer, reported her share holdings as of March 5, 2026. The filing shows 1,865 Restricted Stock Units, where each unit represents a contingent right to receive one share of common stock.
She also reported holding 6,227 shares of common stock directly and 726 shares of common stock held indirectly in a 401(k) plan. These figures reflect her direct and indirect ownership positions following the reported date.
FINANCIAL INSTITUTIONS INC executive Blake G Jones, Chief Marketing Officer, reported his current equity holdings without any recorded purchases or sales. The Form 4 shows direct ownership of 1,566 restricted stock units and indirect ownership of 232 shares of common stock held in a 401(k) plan.
Each restricted stock unit represents a contingent right to receive one share of FISI common stock, aligning a portion of his compensation with the company’s share performance over time.
Financial Institutions, Inc. declared a higher quarterly cash dividend of $0.32 per common share, up $0.01, or 3.2%, from the prior quarter. The Board links this increase to strong 2025 profitability, a solid balance sheet, and confidence in sustainable long-term earnings growth.
Based on a closing share price of $34.43 on February 11, 2026, the dividend implies a 3.7% yield and a 35% payout ratio of 2025 net income available to common stockholders per diluted share. The Company also declared dividends of $0.75 per share on Series A 3% preferred stock and $2.12 per share on Series B-1 8.48% preferred stock.
All dividends are payable on April 2, 2026 to shareholders of record as of March 13, 2026. Financial Institutions, Inc. is a financial holding company with approximately $6.3 billion in assets as of December 31, 2025, operating Five Star Bank and wealth manager Courier Capital.
Wellington Management Group LLP and related entities filed a Schedule 13G reporting a passive ownership stake in Financial Institutions, Inc. common stock. They report beneficial ownership of 1,049,295 shares, representing 5.21% of the outstanding common stock as of 12/31/2025.
The filing shows shared voting and dispositive power over all reported shares and no sole voting or dispositive power. The securities are owned of record by advisory clients of Wellington investment advisers, and the filing certifies that the position is held in the ordinary course of business, not to change or influence control of the company.
Financial Institutions, Inc. filed an S-4 for an exchange offer covering up to $80,000,000 aggregate principal amount of 6.50% fixed-to-floating rate subordinated notes due 2035. The company will exchange newly registered notes for any and all outstanding unregistered notes issued in a December 11, 2025 private placement.
The New Notes have the same economic terms and share the same indenture as the Old Notes, but are SEC-registered, generally freely transferable, and carry no ongoing registration rights or additional-interest features. The company will receive no cash proceeds, and total indebtedness will not increase, as Old Notes tendered are cancelled.
The prospectus details risks tied to the exchange mechanics, subordination to senior and subsidiary obligations, regulatory capital constraints, floating-rate reliance on Three-Month Term SOFR plus 312 basis points after December 15, 2030, optional prepayment features, potential market illiquidity and sensitivity to future credit ratings.
Financial Institutions, Inc. filed a current report to share that it has released its financial results for the fourth quarter ended December 31, 2025. The company issued a press release on January 29, 2026, which is furnished as Exhibit 99.1.
The company also published an investor presentation with fourth-quarter 2025 data on its investor relations website under “Events & Presentations.” The company states that it may use this website, along with SEC filings and press releases, to communicate material information to investors.