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Fifth Third Bancorp filed an 8-K highlighting its March 11, 2026 presentation at the RBC Capital Markets Financial Institutions Conference, where it outlined scale, strategy and updated guidance. The bank reports pro forma assets of $294 billion, deposits of $237 billion and loans of $173 billion as of December 31, 2025, ranking around ninth nationally in each.
For 2026, management now expects net interest income of $8.6–$8.8 billion from a $6.0 billion FY25 baseline and noninterest income of $4.0–$4.2 billion versus $3.1 billion, with noninterest expense of $7.2–$7.3 billion compared with $5.1 billion. The 2026 net charge-off ratio is guided to 30–40 bps and the effective tax rate to 23%.
For 1Q26, the bank expects average loans and leases of $158–$159 billion, net interest income of about $1.93 billion from a $1.53 billion 4Q25 baseline, noninterest income of $0.90–$0.93 billion from $0.81 billion, and noninterest expense of $1.76–$1.78 billion from $1.27 billion, with a net charge-off ratio of 35–40 bps, a 22.5% tax rate and 830–835 million average diluted shares.
The presentation also shows trailing total shareholder return that has outperformed peers over 3-, 5-, 7- and 10-year periods as of February 28, 2026, and details a Comerica acquisition integration plan, including legal close targeted in 2Q26–3Q26 and branch and system conversion expected on September 8, 2026.
Fifth Third Bancorp is asking shareholders to vote at its virtual 2026 annual meeting on April 21 on four key items: electing 16 directors, ratifying Deloitte & Touche as external auditor for 2026, and giving advisory approval of executive pay, plus any other proper business.
In 2025 the bank recorded $9 billion in revenue, continued its Southeast expansion, launched an award-winning mobile app, and completed a transformative acquisition of Comerica, adding three of its former directors to the board. The proxy highlights a focus on stability, profitability and growth, and emphasizes risk oversight, cybersecurity and technology governance through dedicated board committees.
There are 905,563,498 common shares outstanding, each with one vote, and 200,000 Series A Class B preferred shares (about 8,000,000 depositary shares), each with 24 votes, together representing less than one percent of total voting power compared with common stock. Non-employee directors are compensated primarily through cash retainers and restricted stock units, with stock ownership guidelines and pay-for-performance structures tying leadership incentives to long-term shareholder value.
Fifth Third Bancorp filed an amendment to its current report to add audited and unaudited financial statements of recently acquired Comerica Incorporated and pro forma financial information reflecting the completed merger as of February 1, 2026. Comerica reported total assets of
Fifth Third Bancorp executive Jude Schramm reported a net sale of 14,896 common shares of FITB. On February 23, he exercised 14,228 stock appreciation rights at $26.72 per share into the same number of common shares, then disposed of 10,332 shares at $50.71 to cover tax obligations.
He also completed several open-market sales of common stock on February 23–24 totaling 14,896 shares at prices around $50.55–$50.99. After these transactions, he directly owned 141,460 common shares of Fifth Third Bancorp.
Fifth Third Bancorp approved special performance share unit (PSU) awards for key executives tied to the integration of its previously announced merger involving Comerica subsidiaries. Payouts range from 0% to 125% of target based on an integration scorecard over a February 1–December 31, 2026 performance period.
Subject to performance, PSUs vest in two equal installments on the first and second anniversaries of the grant date, generally requiring continued employment. Named executives receive grant-date values of $1,500,000 for COO James C. Leonard and $1,000,000 each for the CFO, Chief Risk Officer, and CIO, based on the closing stock price on February 18, 2026.
CEO Timothy N. Spence receives a larger PSU award with a grant-date value of $5,000,000 plus tighter conditions, including holding any vested shares, net of tax, until February 18, 2031. Awards may be forfeited if return on average tangible common equity for fiscal 2026 or 2027 falls below 2%, at the Compensation Committee’s discretion.
Fifth Third Bancorp files its annual report describing a large, diversified regional banking business and extensive regulatory oversight. As of December 31, 2025, the company reported $214 billion in assets, operating 1,130 full-service banking centers and 2,199 branded ATMs across 13 states.
The bank focuses on Commercial Banking, Consumer and Small Business Banking, and Wealth and Asset Management. Its trust and investment advisory operations oversaw about $690 billion in assets under care and managed $80 billion in assets. Fifth Third had 18,676 full-time equivalent employees and emphasizes engagement, training and career mobility, with more than 550,000 hours of discretionary learning completed in 2025.
The report highlights a wide range of risks, including credit quality, funding and liquidity, cybersecurity, technology change (including artificial intelligence), extensive regulatory requirements, and litigation and enforcement exposure. It also notes expectations that, after the merger with Comerica Incorporated, Fifth Third will move into a more stringent regulatory category while continuing to meet capital requirements.
Jude A. Schramm filed a Form 144 proposing the sale of 3,896 common shares on
FIFTH THIRD BANCORP EVP Kala Gibson reported a disposal of 621 shares of common stock at
FIFTH THIRD BANCORP executive reports tax-related share disposition
EVP and Chief Risk Officer Robert P. Shaffer reported a Form 4 transaction involving 2,693 shares of Fifth Third Bancorp common stock on
Fifth Third Bancorp’s Chief Accounting Officer Jeffrey A. Lopper reported a routine tax-related share disposition. On the RSU vesting date, 221 shares of common stock were withheld at