Welcome to our dedicated page for Fold Holdings SEC filings (Ticker: FLD), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Fold Holdings, Inc. filings document the disclosure record for a bitcoin financial services company with common stock and warrants outstanding. The company’s SEC reports cover operating results, product and platform updates for the Fold App, Fold Bitcoin Credit Card, Fold Bitcoin Gift Card and Fold Debit Card, as well as bitcoin custody, treasury and balance-sheet matters.
Material-event filings describe financing arrangements, promissory notes, collateral terms, debt restructuring, Regulation FD communications and annual-meeting notices. Proxy materials cover shareholder voting, board and governance matters, and other corporate actions presented to stockholders.
Fold Holdings, Inc. is calling a virtual Special Meeting in 2026 to seek stockholder approval for a reverse stock split of its common stock at a ratio between 1-for-2 and 1-for-50, with the exact ratio and timing to be set later by the Board. The reverse split is intended, among other things, to help the company regain compliance with Nasdaq Listing Rule 5550(a)(2), which requires a $1.00 minimum bid price, after receiving a Nasdaq deficiency notice on July 14, 2026 and facing a compliance deadline of January 11, 2027. The number of authorized common shares will remain at 600,000,000 with a $0.0001 par value, so each holder should maintain the same ownership percentage aside from cash in lieu of fractional shares. Stockholders are also being asked to approve an Adjournment Proposal that would allow the meeting to be adjourned or postponed to solicit additional votes if needed. Adoption of the reverse split amendment requires approval by at least 66⅔% of the total voting power of all outstanding shares.
Fold Holdings, Inc. supplemented its prospectus covering up to 9,282,287 shares of common stock and incorporated a new current report detailing a strategic partnership with Lead Bank. Fold’s common stock and warrants trade on Nasdaq under FLD and FLDDW, last reported at $0.46 per share and $0.11 per warrant in early August 2026, with each warrant exercisable at $11.50 per share.
Fold, described as a bitcoin financial services company, has selected Lead Bank, an FDIC‑insured institution, as its core banking partner to support accounts, deposits, withdrawals and bitcoin trading. The relationship is expected to enable phased rollout of new features such as ACH origination, FedWire and FedNow transfers, higher limits, passthrough bitcoin purchases, direct deposit with early availability, and accounts with routing and account numbers, with customer transitions to Lead Bank anticipated to begin later in the year. These product expansions are described as forward‑looking and subject to timing, partner cooperation and regulatory and market risks.
Fold Holdings, Inc. announced a strategic partnership with Lead Bank, an FDIC-insured institution that will support Fold customer accounts, deposits, withdrawals and bitcoin trading as the company develops its bitcoin-focused financial services platform.
The new banking relationship is expected to enable expanded account functionality, with phased rollout of features such as passthrough bitcoin purchases funded from FBO balances, ACH origination and same-day ACH, FedWire and FedNow transfers with 24/7/365 instant withdrawals, higher deposit and withdrawal limits, direct deposit with early fund availability, auto-stack bitcoin purchases from external accounts, and accounts with routing and account numbers. Fold plans to begin transitioning customer accounts to Lead Bank later this year while continuing to enhance the Fold App and related products.
Fold Holdings, Inc. Chief Financial Officer Repass Wolfe exercised and settled 4,195 restricted stock units into an equal number of shares of common stock on July 31, 2026. On August 3, 2026 he sold 1,180 common shares at $0.47 per share to cover tax withholding obligations under a mandated "sell to cover" arrangement, which footnotes state was not a discretionary transaction. The RSU awards were originally converted in connection with the July 24, 2024 business combination under the "Merger Agreement" with Legacy Fold.
Fold Holdings, Inc. reported equity transactions by Chief Technology Officer Thomas J. Dickman. On August 3, 2026 he sold 5 shares of common stock at $0.47 per share solely to cover tax withholding obligations from recently vested restricted stock units under a mandated “sell to cover” arrangement. On July 31, 2026, 17 restricted stock units vested and converted on a one-for-one basis into 17 shares of common stock, leaving 224 restricted stock units outstanding, which arose from the company’s business combination completed under a prior merger agreement.
Fold Holdings Chief Executive Officer William Brian Poppic Reeves, also a 10% owner, had 12,622 restricted stock units convert one-for-one into common stock on July 31, 2026, from merger-related awards. On August 3, 2026, he sold 5,082 common shares at $0.47 in issuer-mandated “sell to cover” transactions to satisfy tax withholding obligations, which the footnotes state were not discretionary. These transactions were reported outside a Rule 10b5-1 trading plan.
William Reeves filed to sell common stock of FLD under Rule 144. The planned sale relates to 5,082 shares of common stock that vested as restricted stock on July 31, 2026 as compensation from the issuer and are listed on NASDAQ.
The filing also lists prior open-market sales of common stock during May–July 2026, including 5,537 shares on May 4, 2026 for an aggregate value of 7,873.61 and 9,681 shares on May 18, 2026 for an aggregate value of 12,008.31.
Wolfe Repass submitted a notice related to potential sales of common stock of FLD. The filing lists a proposed transaction involving 1,180 common shares, connected with restricted stock vesting dated July 31, 2026, and a proposed sale date of August 3, 2026 on NASDAQ. It also details several prior sales of common stock by Wolfe Repass over the preceding three months, including multiple transactions in May, June, and July 2026 with specified share amounts and total consideration.
An affiliate of FLD has filed a notice of intent to sell 5 shares of common stock through Fidelity Brokerage Services LLC on or after 08/03/2026, with a reference price of $2.35 per share on NASDAQ. The shares to be sold relate to restricted stock vesting scheduled for 07/31/2026, classified as compensation. The filing also lists several prior open-market sales of FLD common stock by Thomas Dickman between May and July 2026.
Fold Holdings, Inc. reports that Chief Operating Officer Matt McManus sold 2,109 shares of common stock on 2026-07-22 at $0.45 per share, leaving him with 382,879 shares held directly.
According to the footnote, this sell-to-cover transaction was mandated to satisfy tax withholding on vested restricted stock units and did not represent a discretionary trade or a Rule 10b5-1 plan transaction.