Flagstar Bank (FLG) director awarded 9,939 shares in stock grant

Rhea-AI Filing Summary

Flagstar Bank, National Association director Allen Puwalski reported an equity award of 9,939 shares of common stock on January 27, 2026. The shares were acquired at a price of $0.00 per share, indicating a grant rather than an open-market purchase.

Following this award, Puwalski beneficially owned 60,731 shares of Flagstar Bank common stock. This total includes service-based restricted stock units that are scheduled to vest into common shares over time, tying part of the director’s compensation to the company’s long-term performance.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Puwalski Allen

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	9,939	$0.00	--

Holdings After Transaction: Common Stock — 60,731 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Puwalski Allen

(Last) (First) (Middle)

102 DUFFY AVENUE

(Street)

HICKSVILLE NY 11801

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FLAGSTAR BANK, NATIONAL ASSOCIATION [ NYSE:FLG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/27/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/27/2026		A		9,939	A	$0	60,731(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

Remarks:

	/s/ Jan M. Klym, by Power of Attorney	01/29/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Flagstar Bank (FLG) director Allen Puwalski report in this Form 4?

Allen Puwalski reported receiving 9,939 shares of Flagstar Bank common stock as an equity award. The shares were acquired at $0.00 per share, reflecting compensation rather than a market purchase, and increased his total beneficial ownership to 60,731 shares.

When did the reported Flagstar Bank (FLG) stock transaction occur?

The transaction occurred on January 27, 2026. On that date, director Allen Puwalski was granted 9,939 shares of common stock, bringing his beneficial ownership in Flagstar Bank to 60,731 shares, including restricted stock units that vest over time.

What type of transaction is reported for Flagstar Bank (FLG) on this Form 4?

The filing shows an acquisition coded as "A" of 9,939 shares of common stock. The acquisition price is listed as $0.00 per share, indicating it is an equity grant as part of compensation, not a purchase on the open market by the director.

How many Flagstar Bank (FLG) shares does Allen Puwalski own after this transaction?

After the reported grant, Allen Puwalski beneficially owns 60,731 shares of Flagstar Bank common stock. This figure includes service-based restricted stock units that will vest into shares of common stock over time as part of his director compensation.

Are restricted stock units included in Allen Puwalski’s Flagstar Bank (FLG) holdings?

Yes. A footnote explains that the total of 60,731 shares includes service-based restricted stock units. These units will vest over time into shares of Flagstar Bank common stock, linking a portion of the director’s compensation to continued service and future company performance.

Is the Flagstar Bank (FLG) Form 4 transaction a direct or indirect holding?

The transaction is reported as a direct holding. After receiving 9,939 shares of common stock, Allen Puwalski directly beneficially owns 60,731 shares, with no indication in the filing that the shares are held through an intermediary entity or separate account.