Flagstar Bank (FLG) director reports 9,939-share equity award on Form 4

Rhea-AI Filing Summary

Flagstar Bank, National Association director equity grant: Director Frank Alan L acquired 9,939 shares of common stock on January 27, 2026, at a reported price of $0 per share, indicating an award rather than an open-market purchase. Following this transaction, he beneficially owned 66,463 shares, which the filing notes includes service-based restricted stock units that will vest into common shares over time.

Insider Trade Summary

Net Buyer: 9,939 shares

Net Buy 1 txn

Insider Frank Alan L

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	9,939	$0.00	$0.00

Holdings After Transaction: Common Stock — 66,463 shares (Direct)

Footnotes (1)

1. F1. Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

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Form 4 Insider Transactions: What Each Field Means →

Accepted by SEC EDGAR 01/29/2026 - 01:25 PM Learn about SEC filing dates

FAQ

What did Flagstar Bank (FLG) director Frank Alan L report on this Form 4?

Director Frank Alan L reported acquiring 9,939 shares of Flagstar Bank common stock on January 27, 2026. The shares were reported at a $0 price, indicating an equity award rather than an open-market transaction.

How many Flagstar Bank (FLG) shares does the director own after this transaction?

After the reported transaction, Frank Alan L beneficially owned 66,463 shares of Flagstar Bank common stock. The total includes service-based restricted stock units that will vest into common shares over the passage of time.

What type of transaction is shown in this Flagstar Bank (FLG) Form 4?

The Form 4 shows an acquisition (Code A) of common stock. The director received 9,939 shares at a reported price of $0 per share, consistent with an equity grant or vesting event, not an open-market trade.

Does the Flagstar Bank (FLG) Form 4 involve restricted stock units (RSUs)?

Yes. A footnote explains the reported total of 66,463 shares includes service-based restricted stock units. These units will vest into shares of Flagstar Bank common stock over time, based on continued service conditions.

Is the Flagstar Bank (FLG) Form 4 transaction reported as directly owned?

Yes. The filing classifies the ownership as Direct (D). This means the 66,463 shares, including the underlying restricted stock units, are reported as directly beneficially owned by director Frank Alan L rather than through an intermediate entity.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Frank Alan L

(Last) (First) (Middle)

102 DUFFY AVENUE

(Street)

HICKSVILLE NY 11801

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FLAGSTAR BANK, NATIONAL ASSOCIATION [ NYSE:FLG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/27/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/27/2026		A		9,939	A	$0	66,463(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time.

Remarks:

	/s/ Jan M. Klym, by Power of Attorney	01/29/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.