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Fluent raises financing advance limit to $35M

Advances of up to $35 million are secured by substantially all of Fluent’s assets, and the agreement requires repayment of advances, fees and other obligations.

(Moderate)

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Form Type
8-K

Rhea-AI Filing Summary

Fluent, Inc. amended its Accounts Receivable Finance Agreement with CSNK Working Capital Finance Corp. d/b/a Bay View Funding, increasing the maximum aggregate advance amount from $30 million to $35 million.

The agreement provides for advances of up to $35 million secured by substantially all of Fluent’s assets. Fluent and its wholly owned subsidiaries Fluent, LLC, Fluent Media Labs, LLC and AdParlor, LLC are parties to the amendment, and Fluent must repay all advances, fees and other obligations under the agreement.

Item 1.01 Entry into a Material Definitive Agreement Business
The company signed a significant contract such as a merger agreement, credit facility, or major partnership.
Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement Financial
The company incurred a new significant debt or off-balance-sheet obligation.
Maximum aggregate advance amount $35 million Under the agreement as amended on September 30, 2026
Previous maximum aggregate advance amount $30 million Before the September 30, 2026 amendment
Accounts Receivable Finance Agreement financial
"amended the Accounts Receivable Finance Agreement"
maximum aggregate advance amount financial
"increase the maximum aggregate advance amount"
direct financial obligation financial
"Creation of a Direct Financial Obligation"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What is Fluent (FLNT)’s amended maximum advance amount?

Fluent’s amended agreement increases the maximum aggregate advance amount from $30 million to $35 million. It provides for advances of up to $35 million.

What secures advances under Fluent (FLNT)’s amended agreement?

Advances are secured by substantially all of Fluent’s assets. Fluent must repay all advances, fees and other obligations in accordance with the agreement.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Learn about SEC filing dates
false 0001460329 0001460329 2026-09-30 2026-09-30

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
 

 
FORM 8-K
 

 
CURRENT REPORT
 
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
 
Date of report (Date of earliest event reported): September 30, 2026
 

FLUENT, INC.
(Exact Name of Registrant as Specified in its Charter)
 

 
Delaware
001-37893
77-0688094
(State or Other Jurisdiction
of Incorporation)
(Commission
File Number)
(IRS Employer
Identification No.)
 
300 Vesey Street, 9th Floor
New York, New York
10282
(Address of Principal Executive Offices)
(Zip Code)
 
Registrant’s telephone number, including area code: (646) 669-7272
 
Not Applicable
(Former Name or Former Address, if Changed Since Last Report)
 

 
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
 
☐
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2 (b))
☐
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4 (c))
 
Securities registered pursuant to Section 12(b) of the Act:
 
Title of each class
 
Trading Symbol(s)
 
Name of each exchange on which registered
Common Stock, $0.0005 par value per share
 
FLNT
 
The NASDAQ Capital Market
 
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2).
 
Emerging growth company ☐
 
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
 

 
Item 1.01. Entry into a Material Definitive Agreement.
 
On September 30, 2026, Fluent, Inc. (the “Company”), and its wholly-owned subsidiaries Fluent, LLC, Fluent Media Labs, LLC and AdParlor, LLC, amended the Accounts Receivable Finance Agreement (the “Financing Agreement”) entered into on November 25, 2025 with CSNK Working Capital Finance Corp. d/b/a Bay View Funding, to increase the maximum aggregate advance amount from $30 million to $35 million.
 
Item 2.03 Creation of a Direct Financial Obligation or Obligation under an Off-Balance Sheet Arrangement.
 
The information set forth in Item 1.01 of this Current Report on Form 8-K regarding the amendment to the Financing Agreement is incorporated herein by reference. The Financing Agreement as amended provides for advances of up to $35 million secured by substantially all of the Company’s assets and requires the Company to repay all advances, fees and other obligations in accordance with the terms of the Financing Agreement.
 
 
SIGNATURES
 
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
 
 
 
Fluent, Inc.
 
 
 
 
 
October 5, 2026
By:
/s/ Donald Patrick
 
 
Name:
Donald Patrick
 
 
Title:
Chief Executive Officer
 
 

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