Every 10-Q that Farmers & Merchants Bancorp, Inc. (FMAO) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow FMAO and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FMAO filings page.
Farmers & Merchants Bancorp, Inc. reported improved profitability for the quarter and six months ended June 30, 2026. Net income for the quarter was $11,797 thousand versus $7,710 thousand a year earlier, with basic and diluted EPS of $0.86 versus $0.56. For the first six months, net income was $21,375 thousand compared with $14,662 thousand, and EPS was $1.55 versus $1.07. Net interest income after provision for credit losses was $28,597 thousand for the quarter and $55,733 thousand year to date.
Total assets were $3,502,118 thousand at June 30, 2026, up from $3,434,382 thousand at December 31, 2025, supported by higher securities and cash balances. Loans, net, were $2,677,072 thousand and deposits increased to $2,869,408 thousand from $2,730,735 thousand, while Federal Home Loan Bank advances declined to $168,447 thousand. Credit quality indicators improved, with nonaccrual loans past due over 89 days of $3,405 thousand versus $10,411 thousand at year-end. Stockholders’ equity rose to $384,716 thousand, alongside accumulated other comprehensive loss of $13,956 thousand related to unrealized losses on available-for-sale securities.
Farmers & Merchants Bancorp, Inc. reported stronger quarterly results for the three months ended March 31, 2026. Net income rose to $9.6M from $7.0M a year earlier, and basic and diluted earnings per share increased to $0.70 from $0.51.
Net interest income after provision for credit losses grew to $27.1M from $23.4M, supported by higher noninterest income of $5.0M versus $4.2M. Noninterest expense increased to $19.8M, reflecting higher salaries, data processing, and servicing-related costs.
Total assets reached $3.49B, up from $3.43B at year-end, as cash and cash equivalents climbed to $173.5M. Loans, net of allowance, were $2.65B, modestly below $2.69B, while deposits increased to $2.81B. Comprehensive income declined to $7.9M from $12.1M, mainly due to a swing to other comprehensive loss on available-for-sale securities.
Farmers & Merchants Bancorp, Inc. (FMAO) reported stronger Q3 2025 results. Net income rose to $8.854 million from $6.516 million a year ago and diluted EPS increased to $0.64 from $0.48. Net interest income improved to $26.901 million from $21.589 million as loan yields and volumes supported growth, while total interest expense declined versus last year.
The balance sheet expanded modestly. Total assets reached $3.391 billion (from $3.365 billion at December 31, 2024). Loans, net were $2.633 billion (from $2.536 billion) and deposits were $2.752 billion (from $2.687 billion). Available‑for‑sale securities stood at $422.8 million. Accumulated other comprehensive loss improved to $(13.987) million from $(25.223) million.
Noninterest income was $4.357 million and noninterest expense was $19.739 million. The company declared a quarterly dividend of $0.2275 per share. Shares outstanding were 13,749,944 as of October 30, 2025.