Farmers & Merchants Bancorp (FMAO) authorizes repurchase of up to 650,000 shares

Rhea-AI Filing Summary

Farmers & Merchants Bancorp, Inc. is launching a new stock repurchase program. On January 27, 2026, the board authorized the company to buy back up to 650,000 shares of its common stock, described as approximately 4.7% of shares outstanding.

The program runs from January 27, 2026 through December 31, 2026. Repurchases may be made in the open market or through privately negotiated transactions, giving the company flexibility in how it executes the buybacks.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT Pursuant

to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) January 27, 2026

Farmers & Merchants Bancorp, Inc.

(Exact Name of Registrant as Specified in its Charter)

Ohio	001-38084	34-1469491
(State or Other Jurisdiction	(Commission	(IRS Employer
of Incorporation)	File Number)	Identification No.)

307 North Defiance Street, Archbold, Ohio	43502
(Address of Principal Executive Offices)	(Zip Code)

Registrant's Telephone Number, including Area Code (419) 446-2501

N/A

(Former Name or Former Address, if Changed Since Last Report)

Securities registered pursuant to Section 12(b) of the Act:

Title of each class	Trading Symbol(s)	Name of Each Exchange
Common Stock, No Par Value	FMAO	NASDAQ Capital Market

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17-CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter)

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

ITEM 8.01. Other Events

On January 27, 2026, Farmers & Merchants Bancorp, Inc. is announcing that its Board of Directors has authorized the repurchase of up to 650,000 shares (approximately 4.7%) of its outstanding common stock commencing January 27, 2026 and ending on December 31, 2026. The Board has authorized the appropriate officers of the Company to effect repurchases either in the open market or in privately negotiated transactions.

Signatures

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto authorized.

	FARMERS & MERCHANTS BANCORP, INC.
		(Registrant)
Dated: January 27, 2026		/s/ Lars B. Eller
		Lars B. Eller
		President and Chief Executive Officer
		/s/ Barbara J. Britenriker
		Barbara J. Britenriker
		Executive Vice President and Chief Financial Officer

FAQ

What did Farmers & Merchants Bancorp (FMAO) announce in this 8-K?

Farmers & Merchants Bancorp announced a new share repurchase authorization. The board approved buying back up to 650,000 common shares, about 4.7% of outstanding stock, between January 27, 2026 and December 31, 2026, via open-market or privately negotiated transactions.

How many Farmers & Merchants Bancorp (FMAO) shares may be repurchased?

The board authorized repurchases of up to 650,000 common shares. The company states this represents approximately 4.7% of its outstanding common stock, giving a clear sense of the program’s potential scale relative to existing shares.

What is the time frame of the FMAO stock repurchase program?

The repurchase program begins on January 27, 2026 and ends on December 31, 2026. During this period, Farmers & Merchants Bancorp may buy back shares under the authorization if management determines conditions are appropriate.

How will Farmers & Merchants Bancorp (FMAO) execute the share repurchases?

The company may repurchase shares in the open market or through privately negotiated transactions. This flexibility allows Farmers & Merchants Bancorp to choose the most suitable methods based on market conditions and available opportunities.

What percentage of FMAO’s outstanding stock does the buyback cover?

The authorization covers up to approximately 4.7% of Farmers & Merchants Bancorp’s outstanding common stock. This percentage is based on existing shares at the time of authorization and indicates the relative potential size of the repurchase program.

Who approved the Farmers & Merchants Bancorp (FMAO) share repurchase plan?

The share repurchase plan was authorized by the company’s Board of Directors. The 8-K notes that the board also empowered appropriate officers to carry out repurchases within the approved limits and specified methods during the program period.