F&M Bancorp director granted 645 FMAO shares

FARMERS & MERCHANTS BANCORP INC director Kevin G. Frey reported an acquisition of common stock as compensation.

Rhea-AI Filing Summary

FARMERS & MERCHANTS BANCORP INC director Kevin G. Frey reported an acquisition of common stock as compensation. On June 4, 2026, he received a grant of 645 shares of common stock at $27.14 per share, classified as a grant, award, or other acquisition, rather than an open-market purchase.

Following this award, his directly held common stock position reported in the filing is 81,636.49 shares. The filing also shows additional indirect holdings of 1,200 shares and 75,104 shares held by family trusts, where Mr. Frey is noted as co-trustee. No open-market buys or sells were reported in this filing.

Insider Trade Summary

Grant/Award: 645 shares

Grant/Award 4 txns

Insider Frey Kevin G

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	645	$27.14	$18K
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 86,323.98 shares (Direct); Common Stock — 76,304 shares (Indirect, By Family Trust)

Footnotes (2)

1. F1. Mr. Frey is Co-Trustee of his Father's Trust.
2. F2. Mr. Frey is Co-Trustee of his Mother's Trust.

Key Figures

Share grant: 645 shares Grant price: $27.14 per share Direct holdings after grant: 81,636.49 shares +2 more

5 metrics

Share grant 645 shares Common stock grant on June 4, 2026

Grant price $27.14 per share Value used for awarded common stock

Direct holdings after grant 81,636.49 shares Common stock directly owned after reported award

Indirect holdings (family trust 1) 1,200 shares Common stock held indirectly by family trust

Indirect holdings (family trust 2) 75,104 shares Additional common stock held indirectly by family trust

Key Terms

Grant, award, or other acquisition, Family Trust, Co-Trustee

3 terms

Grant, award, or other acquisition financial

"transaction_code_description: Grant, award, or other acquisition"

Family Trust financial

"nature_of_ownership: By Family Trust"

Co-Trustee financial

"Mr. Frey is Co-Trustee of his Father's Trust."

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did FMAO director Kevin G. Frey report?

Kevin G. Frey reported receiving a grant of 645 shares of Farmers & Merchants Bancorp common stock at $27.14 per share. This is classified as a grant, award, or other acquisition, not an open‑market trade, and reflects equity-based compensation.

Was the FMAO Form 4 transaction a buy or a sell of shares?

The Form 4 does not show any open‑market buys or sells. It reports a code A transaction, which is a grant, award, or other acquisition of 645 common shares, suggesting compensation rather than a discretionary market trade.

How many FMAO shares does Kevin G. Frey hold after this Form 4?

After the reported award, Kevin G. Frey directly holds 81,636.49 shares of Farmers & Merchants Bancorp common stock. The filing also lists 1,200 and 75,104 additional common shares held indirectly through family trusts where he is co‑trustee.

What does the $27.14 price in the FMAO Form 4 represent?

The $27.14 figure is the per‑share value used for the 645‑share grant of common stock. It reflects the price associated with this equity award, not necessarily an open‑market purchase price, since the transaction is a compensation-related grant.

How are the family trust holdings described in the FMAO filing?

The Form 4 shows indirect ownership of 1,200 and 75,104 FMAO common shares listed as held “By Family Trust.” Footnotes state Mr. Frey is co‑trustee of his father’s and mother’s trusts, indicating these positions are reported as indirect beneficial holdings.

Does the FMAO Form 4 mention any derivative or option exercises?

The filing does not report any derivative or option exercises. The transaction summary shows one acquisition via a share grant and no entries for option exercises, gifts, tax withholding, or restructuring transactions in this Form 4.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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Accepted by SEC EDGAR 06/04/2026 - 04:53 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Frey Kevin G

(Last) (First) (Middle)

508 QUAIL RUN

(Street)

ARCHBOLD OHIO 43502

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FARMERS & MERCHANTS BANCORP INC [ FMAO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/04/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock								75,104(1)	I	By Family Trust
Common Stock								1,200(2)	I	By Family Trust
Common Stock								4,687.49	D
Common Stock	06/04/2026		A		645	A	$27.14	81,636.49	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Mr. Frey is Co-Trustee of his Father's Trust.

2. Mr. Frey is Co-Trustee of his Mother's Trust.

	/s/Melinda L. Gies// Attorney in Fact	06/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)